At a Glance
- Tasks: Join a dynamic credit risk team and analyse financial institutions' portfolios.
- Company: J.P. Morgan, a global leader in financial services.
- Benefits: Full-time role with opportunities for career growth and development.
- Other info: Diverse and inclusive workplace with a focus on talent development.
- Why this job: Make a meaningful impact while working with senior stakeholders and complex credit structures.
- Qualifications: Strong analytical skills and experience in credit or risk environments.
The predicted salary is between 60000 - 80000 £ per year.
- Wholesale Credit Risk - EMEA Banks and Insurance team - Associate
- LONDON, United Kingdom
- Job Identification 210771401
- Job Category Associates
- Business Unit Commercial & Investment Bank
- Locations 25 Bank Street, Canary Wharf, London, Greater London, E14 5JP, GB
- Job Schedule Full time
Job Description
We have an exciting opportunity for you to advance your career in a dynamic and collaborative credit risk team.
You will work with a diverse portfolio of financial institution clients, helping to shape risk decisions across a broad range of products and transactions.
This role offers exposure to senior stakeholders, complex credit structures, and opportunities to develop your expertise while making a meaningful impact.
You will cover a diversified portfolio of Investment and Non-Investment Grade counterparties, with responsibility for conducting credit analysis, managing portfolio exposures, and reviewing and approving transactions across a wide range of credit products .
- Job Responsibilities
- Prepare concise credit analysis with clear recommendations on risk appetite, grading, and structuring.
- Support due diligence, leading where required, and prepare credit analysis of counterparties.
- Conduct portfolio-level and client specific stress testing, challenging scenario assumptions, and articulating conclusions to stakeholders.
- Negotiate Markets documentation (ISDA, clearing agreements, GMRA/GMSLA etc.) and loan documentation (including LMA standards and leveraged finance)
- Manage and monitor the credit risk portfolio across sectors and products, including ongoing tracking of ratings, sector trends, and client performance; proactively adjust limits and manage exposures.
- Cover a broad product set, across all markets products (derivatives, securities financing, securities trading, cleared products, margin lending etc.), secured and unsecured loans, trade finance, and treasury products.
- Coordinate with senior leaders across the Commercial & Investment Bank, product specialists, and senior Credit Officers to align risk decisions and approvals.
- Apply firm risk management policies and engage with control stakeholders, including Regulators and Auditors.
- Develop junior talent through structured coaching, on-the-job training, and formal learning sessions.
- Required qualifications, capabilities, and skills
- Demonstrated analytical rigor and credit judgment, with the ability to identify, quantify, and communicate key risks.
- Proficiency in financial analysis and scenario analysis relevant to wide-ranging client and product suite.
- Familiarity in leveraging AI tools to support analysis and enhance efficiency.
- Knowledge of transaction structures, documentation (markets, loan) sufficient to support negotiation and execution.
- Strong project management capability with end-to-end ownership of workstreams; effective prioritization and multi-tasking in a dynamic environment.
- Clear, effective written and verbal communication; ability to establish credibility with clients and internal stakeholders.
- Ability to coach and develop junior colleagues.
- Self-directed, results-oriented, adaptable, and motivated to drive continuous improvement.
- Prior experience in a comparable credit or risk environment.
About Us
Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors.
Our first-class business in a first-class way approach to serving clients drives everything we do.
We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
Visit our FAQs for more information about requesting an accommodation.
About the Team
Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments.
Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries.
The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
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Wholesale Credit Risk - EMEA Banks and Insurance team - Associate employer: Jpmorgan Chase & Co.
JPMorgan Chase & Co. is an exceptional employer, offering a dynamic work environment in Bournemouth where innovation and collaboration thrive. Employees benefit from a strong focus on professional development, inclusive team culture, and the opportunity to work with cutting-edge technology in a supportive atmosphere that values continuous improvement and engineering excellence.
StudySmarter Expert Advice🤫
We think this is how you could land Wholesale Credit Risk - EMEA Banks and Insurance team - Associate
✨Tap into Campus Networks
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We think you need these skills to ace Wholesale Credit Risk - EMEA Banks and Insurance team - Associate
Some tips for your application 🫡
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Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Jpmorgan Chase & Co..
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How to prepare for a job interview at Jpmorgan Chase & Co.
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Jpmorgan Chase & Co..
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Since this is a full-time position, employers at Jpmorgan Chase & Co. will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Jpmorgan Chase & Co. employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
