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- Tasks: Make real-time credit decisions and manage risk in a fast-paced environment.
- Company: Join a leading Commercial & Investment Bank with a focus on innovation.
- Benefits: Competitive salary, career growth, and opportunities to work on impactful projects.
- Why this job: Be a key player in shaping global operations and enhancing risk management.
- Qualifications: Bachelor’s degree and experience in credit or financial risk management required.
- Other info: Collaborative culture with strong emphasis on technology and leadership development.
The predicted salary is between 72000 - 108000 £ per year.
Are you ready to make impactful credit decisions in a dynamic environment? Join our team as an Intraday Payments Credit Risk Officer - Vice President and play a crucial role in managing real-time credit decisions. This is your opportunity to work in a fast-paced setting, leveraging your expertise to achieve strategic outcomes and ensure sound risk management. Be part of a team that values innovation and collaboration, and make a significant impact on our global operations.
As a Wholesale Credit Risk Intraday Payments Vice President in the Commercial & Investment Bank (CIB) Wholesale Credit Risk Intraday Payments team, you will monitor and conduct real-time credit decisions for intraday payments. You will use your credit acumen to assess client credit characteristics, business portfolios, and payment complexities. Your role involves executing risk management decisions within credit authority levels and serving as a Subject Matter Expert on payment products and systems.
Job Responsibilities
- Monitor and build up to real-time credit decisions (Approval/Rejection/Escalation) for intraday payments
- Review and approve overnight overdrafts using credit authority within the firm's framework
- Work with Credit Officers and the Business to address business disruptions and implement solutions
- Learn client behaviors to identify abnormal activity and prepare for market events
- Participate in crisis management and risk mitigation actions, including Rapid Exposure Drills (RED)
- Develop strong relationships with Sales, Client Service, Operations, and Risk partners
- Collaborate with senior team leads to balance firm and client interests
- Serve as a Subject Matter Expert on payment products, flows, and systems
- Assist in developing policies and procedures to enhance governance and control
- Own daily deliverables and contribute to medium/long-term projects
- Challenge and improve risk reports and support the Payments Chief Risk Officer
Required Qualifications, Capabilities, and Skills
- Minimum of a Bachelor’s degree in Economics, Finance, Business or a related discipline
- Significant experience in credit risk, market risk, liquidity risk or financial risk management
- Strong understanding of Payments products
- Ability to work autonomously in a time-sensitive environment, using data and critical thinking for real-time decisions
- Strong communication, organizational, and time management skills
- Qualitative and quantitative knowledge of credit risk management
- Ability to assess regulation impact on credit risk and translate into actionable deliverables
- Desire to understand various lines of business and develop technology platforms
- Proven control mindset and strong partnership skills
Preferred Qualifications, Capabilities, and Skills
- Experience in developing technology platforms
- Familiarity with global payment systems and regulations
- Advanced analytical skills and proficiency in data analysis tools
- Experience in crisis management and risk mitigation
- Ability to collaborate effectively across diverse teams
- Strong leadership skills and experience in project management
- Knowledge of financial markets and economic trends
Wholesale Credit Risk Intraday Payments Vice President in London employer: Jpmorgan Chase & Co.
Contact Detail:
Jpmorgan Chase & Co. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk Intraday Payments Vice President in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and credit risk sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of payment products and credit risk management. Be ready to discuss real-time decision-making scenarios and how you’ve handled similar situations in the past. Practice makes perfect!
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've used data to make impactful decisions in previous roles. This will demonstrate your ability to thrive in a fast-paced environment and make sound credit decisions.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company. Let’s get you that Vice President role!
We think you need these skills to ace Wholesale Credit Risk Intraday Payments Vice President in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Wholesale Credit Risk role. Highlight your credit risk management experience and any relevant projects you've worked on, especially those involving real-time decision-making.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a perfect fit for our team. Don’t forget to mention your understanding of payment products and systems!
Showcase Your Analytical Skills: Since this role involves significant data analysis, be sure to include examples of how you've used analytical skills in past roles. Whether it's assessing client behaviours or managing risks, we want to see your critical thinking in action.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our innovative team!
How to prepare for a job interview at Jpmorgan Chase & Co.
✨Know Your Credit Risk Inside Out
Make sure you brush up on your credit risk knowledge before the interview. Understand the nuances of credit decisions, especially in a fast-paced environment like intraday payments. Be ready to discuss how you've applied your expertise in real-time scenarios.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess. Bring examples of how you've used data analysis tools to make informed decisions in previous roles. This will show that you can handle the complexities of payment products and client behaviours effectively.
✨Emphasise Collaboration
Since this role involves working closely with various teams, be prepared to talk about your experience in building strong relationships across departments. Highlight specific instances where your collaboration led to successful outcomes, especially in crisis management or risk mitigation.
✨Stay Updated on Market Trends
Familiarise yourself with current financial markets and economic trends. Being able to discuss recent developments will not only impress your interviewers but also demonstrate your commitment to understanding the broader context of your role in credit risk management.
