At a Glance
- Tasks: Analyse credit risk and manage diverse banking and insurance client portfolios.
- Company: Join J.P. Morgan, a global leader in financial services.
- Benefits: Competitive salary, career growth, and a collaborative work environment.
- Why this job: Make a real impact in credit risk management while developing your skills.
- Qualifications: Strong analytical skills and relevant experience in financial services.
- Other info: Inclusive culture with opportunities to mentor and lead projects.
The predicted salary is between 36000 - 60000 £ per year.
Are you ready to make an impact in the world of credit risk? Join our dynamic EMEA Financial Institutions Group Developed Markets Credit Risk team, where you'll collaborate with business partners across Global Corporate Banking, Sales and Trading, and Investment Banking. You will gain exposure to both Investment Grade and Non-Investment Grade clients, supporting, analyzing, and leading diverse credit relationships. Here, you'll be part of a team that values innovation, collaboration, and excellence, with opportunities for career growth and skill development.
As a Credit Risk Associate in the Wholesale Credit Risk EMEA Financial Institutions Group Developed Markets credit team, you will play a key role in diligence, risk grading, structuring, and ongoing monitoring of a diverse portfolio of banks and insurance clients. You will manage derivatives, securities financing, and lending relationships, serving as the Credit Officer and primary contact for your portfolio. You will also have the opportunity to mentor junior team members, contribute to team projects, and help shape the future of credit risk management within our inclusive and collaborative environment.
Job responsibilities
- Serve as the credit expert for a portfolio of banking and insurance clients in European countries.
- Grade and review credit exposures, tracking financial performance and events impacting the assigned portfolio.
- Lead credit due diligence for onboarding new clients and reviewing existing ones.
- Collaborate with internal stakeholders across departments, including Investment Banking, Debt Capital Markets, Global Corporate Banking and Legal, to address portfolio reviews and deep-dive analyses.
- Produce concise and insightful credit memos, proposing and articulating recommendations for credit actions.
- Analyze and obtain approval for structured derivatives transactions and lending requests.
- Develop knowledge of legal documentation for markets and banking products, taking a proactive approach in supporting the team and leading negotiations.
- Participate in team and department-level projects to improve processes and drive efficiencies.
- Review the work of credit analysts and mentor junior colleagues, while delivering individual contributions.
Required qualifications, capabilities, and skills
- Strong credit skills and judgment, with a hands-on approach to analyzing credit.
- Excellent communication and interpersonal skills, establishing credibility and trust with credit executives, clients and product specialists.
- Strong analytical and numerical skills.
- Knowledge of transaction structures, documentation and banking products to support Lending and Markets deals.
- High level of energy and ability to prioritize multiple deliverables under time pressure.
- Relevant experience in a similar position or function in a comparable environment.
Preferred Qualifications, Capabilities, and Skills
- Experience in financial services (credit risk or similar).
- Familiarity with the business models of financial institutions, such as banks and insurance companies.
Wholesale Credit Risk FIG Developed Markets Associate in London employer: Jpmorgan Chase & Co.
Contact Detail:
Jpmorgan Chase & Co. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk FIG Developed Markets Associate in London
✨Tip Number 1
Network like a pro! Reach out to current employees in the Financial Institutions Group on LinkedIn. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for those interviews by brushing up on your credit risk knowledge. Be ready to discuss your analytical skills and how you've tackled similar challenges in the past. Confidence is key!
✨Tip Number 3
Showcase your teamwork skills! Highlight experiences where you collaborated with others, especially in high-pressure situations. This role values collaboration, so let them know you're a team player.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Wholesale Credit Risk FIG Developed Markets Associate in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Wholesale Credit Risk role. Highlight any relevant credit risk experience and showcase your analytical skills to grab our attention!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a perfect fit for our team. Keep it concise but impactful!
Showcase Your Team Spirit: We love collaboration at StudySmarter! Mention any past experiences where you've worked in teams or mentored others, as this aligns with our values of teamwork and support.
Apply Through Our Website: Don't forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Jpmorgan Chase & Co.
✨Know Your Credit Risk Fundamentals
Before stepping into the interview, make sure you brush up on your credit risk knowledge. Understand key concepts like credit grading, due diligence processes, and how to analyse financial performance. This will not only help you answer technical questions but also show your passion for the role.
✨Showcase Your Analytical Skills
Be prepared to discuss specific examples where you've used your analytical skills in previous roles. Whether it’s structuring transactions or reviewing credit exposures, having concrete examples ready will demonstrate your hands-on approach and ability to handle complex situations.
✨Communicate Effectively
Since this role involves collaboration with various stakeholders, practice articulating your thoughts clearly and concisely. Use the STAR method (Situation, Task, Action, Result) to structure your responses, especially when discussing past experiences. This will help you establish credibility and trust during the interview.
✨Demonstrate Team Spirit
Highlight your experience in mentoring junior colleagues and contributing to team projects. This shows that you value collaboration and are willing to support others, which aligns perfectly with the inclusive environment they promote. Be ready to share how you’ve helped improve processes or driven efficiencies in your past roles.