At a Glance
- Tasks: Lead risk appetite reporting and collaborate with stakeholders across various teams.
- Company: Join a leading international consumer banking team focused on digital innovation.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Other info: Opportunity to work with AI tools and develop insights for senior management.
- Why this job: Shape risk strategies and make a real impact in a fast-paced banking environment.
- Qualifications: Experience in credit risk or finance, strong communication skills, and project management abilities.
The predicted salary is between 54000 - 66000 £ per year.
Join International Consumer Banking (ICB) as we continue to expand our digital banking and investing platforms across the region. You will help shape how we set, monitor, and report risk appetite, partnering with stakeholders across Risk, Finance, and control functions. This role offers high visibility, cross-functional collaboration, and the opportunity to support new business initiatives.
The ICB Capital & Credit Forecasting team maintains ownership of production, reporting, and analytics for business planning, allowance process, credit loss forecasting, ICAAP/ICARA/CCAR and Risk Appetite. In addition, this team is responsible for providing insights to key business partners on macroeconomic developments and internal risk insights.
As a Risk Appetite Lead Senior Associate in the ICB Capital & Credit Forecasting team, you lead risk appetite regular reporting, annual recertification, new business initiatives assessment, and governance submissions across risk disciplines and geographies. You collaborate closely with stakeholders across Legal Entity Risk, Finance, Controllers, Credit Risk, and Forecasting teams. You translate complex information into clear insights for senior management and support a strong risk and control environment.
Job Responsibilities
- Own the profitability and credit risk appetite annual recertification, quarterly reporting, sensitivity analysis and stakeholder management across geographies and legal entities.
- Partner with relevant risk stripe leads across the firm to maintain and oversee a central view of financial risks within ICB.
- Lead on risk appetite development where necessary, including risk appetite for new lending products and propositions.
- Act as a strategic partner to the business and key stakeholders, providing early insights and risk appetite view of new propositions, business plans and macroeconomic changes.
- Lead risk appetite policy/procedure development and reviews, proactively making changes as required by the business strategy.
- Take ownership of the maintenance and execution of all controls related to key risk appetite processes.
- Provide support to Material Risk Inventory (new risk identification, quarterly reporting) and emerging risk identification.
- Prepare and deliver impactful presentations for senior management and other key stakeholders.
Relevant experience in credit risk, finance, forecasting, or a closely related risk discipline.
Experience with risk appetite frameworks, key credit risk metrics, and/or regulatory engagement.
Required qualifications, capabilities and skills
- Ability to translate economic or technical language into intuitive forms for senior management.
- Investigative mindset, motivated to take initiative and solve problems independently.
- High level of confidence and strong verbal and written communication skills to manage frequent interactions outside immediate team.
- Strong independent mindset and team player, comfortable working with all levels of the organization.
- Interest and ability to work in a fast-paced and dynamic environment.
- Experience with preparing presentations with clear charts and graphs as well as comfortable in data aggregation and analytics in Excel.
- Strong project management skills dealing with multiple stakeholders and priorities at the same time, as well as delivering high-quality results within tight deadlines.
Preferred qualifications, capabilities and skills
- Experience with the use of AI tooling is a highly desirable characteristic.
Risk Appetite Lead Senior Associate in London employer: JPMorgan Chase & Co.
JPMorgan Chase & Co. is an exceptional employer, offering a dynamic work environment in the heart of London’s International Private Bank. With a strong emphasis on professional development, employees benefit from comprehensive training programs and opportunities for career advancement, all while enjoying a collaborative culture that values teamwork and innovation. The role of Executive Assistant not only provides a chance to work closely with senior leaders but also allows for meaningful contributions to the success of the team in a prestigious financial institution.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Appetite Lead Senior Associate in London
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We think you need these skills to ace Risk Appetite Lead Senior Associate in London
Some tips for your application 🫡
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Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to JPMorgan Chase & Co..
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How to prepare for a job interview at JPMorgan Chase & Co.
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with JPMorgan Chase & Co..
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Since this is a full-time position, employers at JPMorgan Chase & Co. will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former JPMorgan Chase & Co. employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
