At a Glance
- Tasks: Support loan portfolio management through credit analysis and collaboration with senior managers.
- Company: Join J.P. Morgan, a global leader in financial services, driving strategic partnerships.
- Benefits: Enjoy a diverse workplace with opportunities for growth and development.
- Why this job: Make an impact in credit portfolio management while working with top professionals in finance.
- Qualifications: Experience in banking or research, strong analytical skills, and proficiency in Excel required.
- Other info: This role involves UK regulated activity; candidates must meet regulatory requirements.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
Are you a credit-trained, highly analytical, and self-motivated individual ready to make an impact in the world of credit portfolio management? As a Senior Research Associate or VP in the Credit Portfolio Group (CPG), you will support the management of our loan portfolio through credit analysis and collaborate with senior portfolio managers and traders. Join JP Morgan Chase in London, where your expertise will contribute to the creation, management, and ongoing analysis of CPG structured trades, driving strategic portfolio management and trade ideas.
The Credit Portfolio Group (CPG) Lending team is responsible for managing the loan portfolio through fundamental credit analysis, generating trade ideas, and supporting portfolio managers and traders. The team focuses on formulating credit and relative value views, building models, performing valuations, and communicating strategies to senior management.
Job Responsibilities:
- Support the management of the loan portfolio through credit analysis alongside senior portfolio managers and traders.
- Create, manage, and analyze CPG structured trades.
- Formulate credit and relative value views around positions in the portfolio.
- Build and maintain models projecting future cash flows and perform valuation work.
- Formulate portfolio management strategies and communicate them to portfolio managers and senior management.
Required Qualifications, Capabilities, and Skills:
- Extensive experience in a banking, research role, or accounting-focused role, such as a desk analyst or investment banking analyst.
- Demonstrated ability to cover multiple credits in a dynamic environment, efficiently evaluating opportunities in response to news and market changes.
- Proficiency in analyzing financial statements, financial modeling, and valuation with knowledge of relative value.
- Strong Excel skills with a focus on data analysis, manipulation, and organization. Prior use of or knowledge of Python and Tableau are a plus; prior experience with Bloomberg is highly valued.
Preferred Qualifications, Capabilities, and Skills:
- A passion for following financial markets and an interest in investing; in-depth knowledge of loans, CDS, bonds, equity, and structured products are a plus.
- Strong written and oral communication skills; prior experience in pitching trade ideas is a plus.
- A CFA, or progress toward a CFA, is a plus but not required.
This role encompasses the performance of UK regulated activity. The successful candidate will therefore be subject to meeting UK regulatory requirements in the assessment of fitness, propriety, knowledge and competence (as assessed by the Firm) and (where appropriate) approval by the UK Financial Conduct Authority and/or the Prudential Regulation Authority to carry out such activities.
About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world\’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants\’ and employees\’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan\’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. #J-18808-Ljbffr
Credit Portfolio Group - Lending - Senior Research Associate or Vice President employer: JPMorgan Chase & Co.
Contact Detail:
JPMorgan Chase & Co. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Portfolio Group - Lending - Senior Research Associate or Vice President
✨Tip Number 1
Network with professionals in the credit portfolio management field. Attend industry events, webinars, or local meetups to connect with individuals who work at JP Morgan Chase or similar firms. Building these relationships can provide you with valuable insights and potentially lead to referrals.
✨Tip Number 2
Stay updated on current market trends and financial news, particularly related to loans, CDS, and structured products. This knowledge will not only help you in interviews but also demonstrate your passion for the industry and your ability to formulate relevant trade ideas.
✨Tip Number 3
Familiarise yourself with the tools and software mentioned in the job description, such as Excel, Python, and Tableau. Consider taking online courses or tutorials to enhance your skills, as proficiency in these areas can set you apart from other candidates.
✨Tip Number 4
Prepare to discuss your previous experience in credit analysis and how it relates to the responsibilities of the role. Be ready to share specific examples of how you've evaluated credit opportunities and contributed to portfolio management strategies in past positions.
We think you need these skills to ace Credit Portfolio Group - Lending - Senior Research Associate or Vice President
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis, financial modelling, and portfolio management. Use specific examples that demonstrate your analytical skills and familiarity with structured trades.
Craft a Compelling Cover Letter: In your cover letter, express your passion for financial markets and your understanding of the role. Mention any relevant qualifications, such as CFA progress, and how your skills align with the responsibilities outlined in the job description.
Showcase Technical Skills: Emphasise your proficiency in Excel, financial modelling, and any experience with Python or Tableau. If you have used Bloomberg, make sure to mention it, as this is highly valued for the position.
Prepare for Potential Questions: Anticipate questions related to your experience in evaluating credit opportunities and formulating trade ideas. Be ready to discuss specific instances where you've successfully managed or analysed a loan portfolio.
How to prepare for a job interview at JPMorgan Chase & Co.
✨Showcase Your Analytical Skills
As a Senior Research Associate or VP, your analytical abilities are crucial. Be prepared to discuss specific examples of how you've conducted credit analysis in the past, including any models you've built or valuations you've performed.
✨Demonstrate Financial Acumen
Familiarise yourself with financial statements and be ready to analyse them on the spot. Highlight your experience with financial modelling and valuation techniques, as these will be key in your role.
✨Communicate Effectively
Strong communication skills are essential for pitching trade ideas and collaborating with senior management. Practice articulating your thoughts clearly and concisely, especially when discussing complex financial concepts.
✨Stay Updated on Market Trends
Show your passion for financial markets by discussing recent trends or news that could impact credit portfolios. This demonstrates your proactive approach and genuine interest in the field, which is highly valued by employers.