At a Glance
- Tasks: Lead the strategy for credit card products in the UK market and drive innovation.
- Company: Join JPMorgan Chase, a leader in financial services with a global impact.
- Benefits: Competitive salary, career development opportunities, and a dynamic work environment.
- Other info: Collaborative culture with opportunities to influence senior leaders and drive change.
- Why this job: Shape the future of credit cards while making a real difference in customers' lives.
- Qualifications: 5+ years in proposition management with strong analytical and communication skills.
The predicted salary is between 60000 - 80000 £ per year.
The Proposition Manager at JPMorgan Chase within the International Consumer Bank is responsible for defining, prioritizing and executing the credit card product strategy for the UK market.
- Product Strategy & Roadmap
- Define, prioritize and own the end‑to‑end Credit Card proposition backlog for the UK market.
- Translate customer needs, competitive landscape and financial objectives into a clear multi‑year roadmap.
- Commercial & Financial Performance
- Set pricing and promotional structures to achieve annual new‑business and profitability targets.
- Collaborate with Finance, Credit and Commercial teams to model unit economics, track P&L impact and optimize margin.
- Risk & Compliance Management
- Partner with Credit Risk and Legal to ensure propositions comply with UK unsecured‑lending regulations.
- Monitor customer outcome indicators and risk metrics to identify emerging issues and mitigate potential harms.
- Market & Customer Insights
- Conduct primary and secondary market research, competitor benchmarking and ongoing customer feedback analysis.
- Use data‑driven insights to identify new or iterate on existing features, messaging and channel strategies that improve customer satisfaction.
- Cross‑Functional Leadership
- Lead product‑lifecycle activities including discovery, ideation, requirements definition and post‑launch value management.
- Influence senior stakeholders through concise briefings, presentations and business cases.
Qualifications
- In‑depth knowledge of unsecured‑lending products and the UK credit‑card market.
- Demonstrated expertise in risk management across credit, conduct and operational dimensions.
- Solid understanding of UK regulatory framework for unsecured lending (e. g., CONC, CCA).
- Analytical and strategic thinking: ability to analyze data, interpret trends and translate strategy into actionable plans and initiatives.
- Commercial acumen with a track record of developing and managing profitable propositions.
- Excellent verbal and written communication skills. Ability to simplify complex ideas for diverse audiences.
- Proven success leading product‑life‑cycle processes within a matrixed, multi‑stakeholder environment.
- Exceptional influencing skills with senior leaders and governance forums.
- Preferred Experience
- 5+ years in proposition management, commercial strategy or marketing of financial services products.
- Experience working in or alongside credit‑risk and compliance functions.
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We think you need these skills to ace UK Propositions Lead - Credit Cards in City of Westminster
Product Strategy
Market Research
Financial Modelling
Risk Management
Regulatory Compliance
Data Analysis
Stakeholder Management
