Payment Lifecycle Associate

Payment Lifecycle Associate

Full-Time 63000 - 77000 £ / year (est.) No working from home possible
JP Morgan Chase

At a Glance

  • Tasks: Manage large-value payments and ensure accuracy in cash management operations.
  • Company: Join J.P. Morgan, a global leader in financial services.
  • Benefits: Competitive salary, diverse culture, and opportunities for career growth.
  • Other info: Collaborative environment with a focus on diversity and inclusion.
  • Why this job: Make a real impact on financial outcomes while developing your skills.
  • Qualifications: Strong analytical skills and ability to manage multiple priorities.

The predicted salary is between 63000 - 77000 £ per year.

Join JPMorganChase for an opportunity to sit at the intersection of Treasury, Payments, and Risk — directly influencing financial outcomes for one of the world's leading financial institutions. Cash Asset Management team is where we manage liquidity and balance sheet solutions across 160+ professionals in seven global locations. We are looking for a driven and detail-oriented Payment Lifecycle Associate to join our Cash Projections Service.

As a Payment Lifecycle Associate in Cash Asset Management, you will play a critical role in ensuring the firm's largest and most time-sensitive payment positions are accurately managed, controlled, and communicated. You will work at the heart of our liquidity operations, partnering with Treasury, Risk, and Operations teams to deliver resilient cash management solutions. This is a high-visibility role where your insights directly shape decision-making and financial outcomes across the organisation, offering real ownership and meaningful career progression.

Job Responsibilities

  • Own and oversee large-value currency positions, ensuring precision, timeliness, and data integrity.
  • Identify and investigate discrepancies, proactively managing risk through timely escalation and resolution.
  • Operate with a strong control mindset, ensuring issues are fully owned and resolved end-to-end.
  • Support supervisory processes aligned with regulatory expectations.
  • Communicate clearly and credibly with stakeholders at all levels across the organisation.
  • Collaborate with service leads, operations, and change teams to improve outcomes and enhance service delivery.
  • Lead and contribute to initiatives that reduce manual exceptions and enhance data quality.
  • Identify opportunities to simplify workflows and strengthen end-to-end processes.
  • Support team coverage within a dynamic, global operating model.
  • Contribute to a collaborative and inclusive culture by sharing best practices and ideas.

Required Qualifications, Capabilities, and Skills

  • Strong analytical mindset with keen attention to detail and the ability to perform under pressure.
  • Proven ability to manage multiple priorities in a time-critical environment.
  • Confidence to challenge, escalate, and influence decision-making at all levels.
  • Solid understanding of risk and controls within an operational setting.
  • Strong communication and stakeholder engagement skills.
  • FINRA Series 99 certification, or willingness to obtain within 6 months of joining.
  • Demonstrated ownership mindset—takes accountability and follows through to resolution.

Preferred Qualifications, Capabilities, and Skills

  • Experience in payments, cash management, or financial operations.
  • Familiarity with liquidity management or balance sheet processes.
  • Track record of driving continuous improvement and operational efficiency initiatives.
  • Experience working in a global, cross-functional team environment.
  • Exposure to Treasury or Risk functions within a financial services organisation.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

Payment Lifecycle Associate employer: JP Morgan Chase

At J.P. Morgan, we pride ourselves on being an exceptional employer, particularly within our Global Financial Crimes Compliance team in EMEA. Our commitment to diversity and inclusion fosters a collaborative work culture where employees are empowered to grow and develop their skills in a dynamic environment. With access to comprehensive training and the opportunity to engage with a wide range of financial services, you will find meaningful and rewarding career advancement in a company that values your contributions.

JP Morgan Chase

Contact Details:

JP Morgan Chase Recruitment Team

We think you need these skills to ace Payment Lifecycle Associate

Analytical Skills
Attention to Detail
Risk Management
Communication Skills
Stakeholder Engagement
Operational Efficiency
Cash Management