At a Glance
- Tasks: Assess and manage credit risks while supporting informed decision-making for business growth.
- Company: Join J.P. Morgan, a global leader in financial services with a focus on diversity and inclusion.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity to work in a fast-paced environment with excellent career growth potential.
- Why this job: Develop expertise in credit analysis and risk management while collaborating with industry professionals.
- Qualifications: Bachelor's degree in Finance or Accounting; strong analytical and financial modelling skills.
The predicted salary is between 63000 - 77000 £ per year.
Join a team that plays a critical role in managing risk across a global financial institution. You'll help assess credit exposures and support informed decision-making that enables business growth while maintaining a strong risk framework. This role offers the opportunity to develop expertise in credit analysis, corporate finance, and risk management while working with experienced professionals across a range of industries.
As a Credit Risk Senior Associate/ Vice President in Credit Risk, you will assess and manage credit and counterparty risks across industries, clients, geographies, and transactions. You will help identify, measure, monitor, and manage credit exposure arising from underwriting, lending, trading, cash management, clearing, and other client activities. Working within Corporate Risk Management, you will contribute to independent credit risk assessments and support sound risk management practices across the firm.
Job Responsibilities
- Assess credit and counterparty risks across clients, industries, geographies, and transactions
- Analyze credit exposures arising from underwriting, lending, and trading activities
- Evaluate financial and credit information to support risk assessments and recommendations
- Monitor credit portfolios and identify emerging risks
- Support the measurement, management, and monitoring of credit risk exposures
- Apply accounting and corporate finance principles in credit analysis activities
- Prepare and review financial models and analytical materials
- Collaborate with business partners and risk management stakeholders
- Contribute to the integrity and independence of risk management decisions
- Communicate credit assessments and risk considerations effectively
- Support ongoing risk management initiatives and projects
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in Finance, Accounting, or a related discipline
- Credit or underwriting credentials
- Strong analytical skills and knowledge of accounting and corporate finance
- Strong financial modeling skills
- Proficiency in Microsoft Office applications, including Excel, PowerPoint, and Word
- Ability to learn new concepts and apply critical thinking skills
- Strong interpersonal skills and ability to work effectively in a team environment
- Strong sense of accountability and ownership
- Strong verbal and written communication skills
- Ability to understand and explain complex concepts
- Ability to manage multiple priorities in a demanding environment
Preferred Qualifications, Capabilities, and Skills
- Understanding of credit risk management principles and practices
- Experience analyzing corporate financial statements
- Experience supporting credit underwriting or risk assessment activities
- Ability to work effectively with cross-functional stakeholders
- Interest in client-facing interactions and relationship management
- Strong problem-solving skills and attention to detail
- Ability to adapt to changing business priorities
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
Credit Risk Senior Associate/ Vice President in London employer: JP Morgan Chase
Morgan is an exceptional employer, offering a dynamic work culture that prioritises diversity and inclusion while fostering employee growth through comprehensive coaching and development opportunities. As a global leader in financial services, we empower our teams to drive impactful product management and AI enablement, ensuring that every employee can contribute meaningfully to our clients' success in a collaborative environment located at the heart of the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Senior Associate/ Vice President in London
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Credit Risk Senior Associate/ Vice President in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to JP Morgan Chase.
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How to prepare for a job interview at JP Morgan Chase
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with JP Morgan Chase.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
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✨Network with Industry Professionals
Before your interview, reach out to current or former JP Morgan Chase employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
