Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse e-commerce markets and design innovative financial product solutions.
- Company: Join a leading e-commerce platform focused on embedded finance.
- Benefits: Competitive salary, travel opportunities, and a dynamic work environment.
- Why this job: Shape the future of finance while collaborating with top industry professionals.
- Qualifications: Bachelor's degree in relevant fields and 5 years of experience in product methodology.
- Other info: Fast-paced environment with opportunities for growth and learning.
The predicted salary is between 36000 - 60000 £ per year.
Job Responsibilities:
- Strategic Planning & Product Strategy: Conduct in-depth analysis of e-commerce market characteristics and consumer behaviour across European countries. Design differentiated embedded finance product solutions, formulate development strategies and roadmaps for embedded finance products. Monitor market trends and competitor dynamics to identify new business opportunities and product innovation points.
- Solution Design & Implementation: Responsible for designing solutions for core financial services including payments, installments, consumer credit, and product insurance. Customize exclusive embedded finance solutions based on JOYBUY's requirements. Coordinate cross-departmental teams including technology, risk control, and operations to ensure efficient implementation and successful launch of solutions.
- Customer Relationship Management: Maintain and deepen strategic cooperative relationships with European partners. Regularly communicate with financial institutions, regulatory authorities and other departments regarding the latest policies and products. Collect local feedback and continuously optimize products and user service experience.
- Risk Control & Compliance Management: Familiar with European/UK financial regulatory policies, anti-money laundering (AML) regulations, and data security laws (such as GDPR). Integrate risk prevention mechanisms into solution design. Collaborate with risk control teams to establish financial risk identification and disposal systems to ensure secure and compliant transactions for sustainable development.
- Data-Driven Optimization: Establish relevant core data indicator systems (such as payment success rate, payment abandonment rate, settlement cycle, etc.). Conduct regular data analysis and review, propose product optimization suggestions and drive implementation to continuously improve payment experience and business efficiency.
Job Requirements:
- Bachelor's degree or above in Mathematics, Finance or related fields. European local resident/visa holder. English speaker with Chinese as a working language (Preferred). Willing to travel overseas. Overseas work experience is preferred.
- Minimum 5 years of relevant work experience with mastery of product methodology. Experience in financial departments of e-commerce platforms.
- Result-oriented mindset with ability to adapt to high-intensity and fast-paced work environment. Strong curiosity and capabilities in rapid learning and trial-and-error.
Financial Product Solutions employer: Joybuy
Contact Detail:
Joybuy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Product Solutions
✨Tip Number 1
Network like a pro! Reach out to people in the financial and e-commerce sectors on LinkedIn. Join relevant groups and participate in discussions to get your name out there and show off your expertise.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their market position and be ready to discuss how your skills can help them innovate in embedded finance solutions.
✨Tip Number 3
Showcase your data-driven mindset! Bring examples of how you've used data analysis to optimise products or improve customer experiences in previous roles. This will demonstrate your fit for the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Financial Product Solutions
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Financial Product Solutions role. Highlight relevant experience in e-commerce and financial services, and don’t forget to showcase your analytical skills and product strategy expertise!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about embedded finance and how your background aligns with our needs. Keep it concise but impactful – we want to see your personality!
Showcase Your Data Skills: Since data-driven optimisation is key for us, make sure to mention any experience you have with data analysis and how you've used it to improve products or processes in the past. Numbers speak volumes!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Joybuy
✨Know Your Market
Before the interview, dive deep into the e-commerce market characteristics and consumer behaviour across Europe. Familiarise yourself with recent trends and competitor dynamics. This will not only show your enthusiasm but also help you discuss how you can contribute to strategic planning and product strategy.
✨Showcase Your Solution Design Skills
Be prepared to discuss specific examples of financial solutions you've designed in the past. Highlight your experience with payments, consumer credit, or insurance products. Think about how you can tailor these experiences to fit JOYBUY's requirements and demonstrate your ability to coordinate with cross-departmental teams.
✨Understand Compliance Inside Out
Brush up on European and UK financial regulatory policies, especially around AML and GDPR. Be ready to talk about how you've integrated risk prevention mechanisms into your previous projects. This knowledge will be crucial in showing that you can ensure secure and compliant transactions.
✨Data-Driven Mindset
Prepare to discuss how you've used data to optimise products in your previous roles. Think of specific metrics like payment success rates or settlement cycles that you've worked with. Showing that you can analyse data and drive implementation will highlight your result-oriented mindset and adaptability.