At a Glance
- Tasks: Provide expert mortgage advice and tailored solutions to high-net-worth clients.
- Company: Join a leading bank focused on affluent clientele and innovative financial solutions.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity to build strong networks and enhance your career in finance.
- Why this job: Make a real impact by helping clients achieve their property investment goals.
- Qualifications: Experience in mortgage advice, especially for high-net-worth individuals.
The predicted salary is between 49500 - 60500 £ per year.
The Mortgage Adviser will provide expert mortgage advice and tailored lending solutions to affluent and high-net-worth clients, primarily those based in or connected to the Middle East.
The role involves developing and maintaining strong client relationships, as well as building a network of industry professionals to enhance collaboration and referral opportunities.
The Mortgage Adviser will actively contribute to business development by identifying new opportunities, supporting new business initiatives, and expanding the bank's mortgage client base, while ensuring all activities align with the bank's strategy, vision, service standards, and regulatory requirements.
- Accountabilities
- Deliver bespoke mortgage advice and structuring solutions that align with the financial needs and property investment goals of affluent and high-net-worth clients, primarily based in or originating from the Middle East.
- Develop and maintain strong relationships with industry professionals and mortgage intermediaries, actively networking to build a high-quality referral network and drive new business opportunities, including supporting the onboarding of new introducers and conducting regular ongoing reviews to ensure continued engagement and performance.
- Undertake all required activities in relation to the onboarding and origination of new mortgage clients including opening client accounts, preparing credit applications and satisfying all Compliance onboarding requirements.
- Build, maintain, and deepen strong long-term relationships with the bank's mortgage clients providing first-class ongoing service and relationship management in connection with the mortgage and associated Private Banking products.
- Ensure all mortgage recommendations and activities are fully compliant with FCA Regulation as well as internal policies and procedures, maintaining accurate and complete files and documentation.
- Work closely with private banking relationship managers, credit risk, and operational teams to ensure a timely and efficient mortgage advice and onboarding journey in line with the bank's risk appetite and service model.
- Maintain up-to-date knowledge of the bank's mortgage products and criteria, interest rate and property market trends and competitor offerings.
- Contribute to the execution of the bank's broader strategy and vision by identifying opportunities to expand the mortgage book, attract new deposits, cross-sell relevant services, and enhance client engagement.
- Manage a robust mortgage pipeline, monitor deal progress, and meet agreed sales and service KPIs while ensuring excellent client outcomes.
- Provide support to the Mortgage Manager as required, undertaking any other reasonable tasks or responsibilities to ensure the effective delivery of mortgage services and the smooth operation of the department.
- Collate, understand, and articulate customer feedback to the management team and provide input into marketing and product development, ensuring continuous improvement.
- Support JIB's commitment to regulatory compliance by adhering to applicable laws, regulations, and internal policies; completing all mandatory compliance training in a timely manner; promptly reporting any actual or suspected breaches; and consistently demonstrating behaviour aligned with JIB's compliance culture and Code of Conduct.
- Support JIB's commitment to operational resilience, all employees must adhere to relevant policies, complete required training, participate in exercises, and assist in incident response to ensure continuity of critical business services.
- Adhere to all policies Bank policies and complete all training issued within the required deadlines.
- Knowledge/Experience
- Experience working in relevant environment/s, i. e. providing both regulated and non-regulated mortgage advice, ideally to HNW individuals.
- Relevant product knowledge including knowledge of BTL and Residential Mortgages.
- Currently holding CAS status - Desirable but not essential.
Please note that applicants must have the right to live and work in the UK.
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Mortgage Advisor employer: Jordan International Bank PLC
Jordan International Bank is an exceptional employer that fosters a collaborative and inclusive work culture, where every employee can make a meaningful impact. Located in the vibrant heart of St James, our small team of around 50 employees allows for personal growth and the opportunity to take on greater responsibilities while supporting each other in delivering top-notch financial services. We are committed to diversity and provide a competitive salary along with a comprehensive benefits package, ensuring that our employees thrive both personally and professionally.
Contact Details:
Jordan International Bank PLC Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Advisor
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Jordan International Bank PLC. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Advisor
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Jordan International Bank PLC.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Jordan International Bank PLC's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Jordan International Bank PLC
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Jordan International Bank PLC.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
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Since this is a full-time position, employers at Jordan International Bank PLC will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Jordan International Bank PLC employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
