At a Glance
- Tasks: Manage real estate loan operations and documentation, ensuring compliance and data integrity.
- Company: Join a top-tier client in the dynamic real estate finance sector.
- Benefits: Enjoy a competitive salary, bonuses, and comprehensive benefits package.
- Why this job: Be part of a collaborative team making impactful decisions in real estate lending.
- Qualifications: Experience in loan agency roles with a focus on real estate transactions is essential.
- Other info: Opportunity for growth in a specialist environment with exposure to complex financial structures.
The predicted salary is between 52000 - 78000 £ per year.
Location: London (City)
Salary: £65,000 – £75,000 per annum + bonus + full benefits
Job Type: Permanent
Function: Transaction Management
We are working with one of our most highly regarded clients who are looking to recruit a Credit Agency Associate into their growing Real Estate team. This is a permanent opportunity to join a dynamic, specialist environment supporting complex real estate lending transactions.
About the Role
The Credit Agency Associate will act as a central point of contact for borrowers, lending teams, syndicate lenders, and sub-participants. You will be responsible for managing the operational and documentation lifecycle for real estate loans, with a particular focus on covenant compliance, documentation, consent processes, and data integrity.
This role will suit someone with strong agency experience and exposure to real estate finance, particularly development lending. You’ll be confident navigating complex LMA documentation and providing high-quality support across internal and external stakeholders.
Key Responsibilities:
- Set up and manage data rooms (e.g., Debt Domain), including lender permissions, borrower access, and document workflows
- Guide borrowers on system usage and covenant upload requirements
- Create and maintain covenant schedules; ensure timely receipt, review, and distribution of financial and covenant data
- Track lender assignments and update platforms to reflect changes in syndicate composition
- Execute secondary trade documentation and manage outside assignments
- Support KYC onboarding and tax documentation for new counterparties
- Monitor compliance and escalate covenant breaches where applicable
- Act as primary liaison for lender and participant queries
- Produce MI, KRIs, and assist in risk event analysis to identify and close operational gaps
- Lead or support consent and waiver processes in partnership with internal stakeholders and external parties
What We’re Looking For:
Technical Skills & Experience
- Proven experience in a Loan agency role, specifically with a focus on real estate transactions
- Strong knowledge of syndicated lending, security arrangements, and covenant monitoring
- Ability to interpret and operationalise credit and legal terms effectively
- Comfort with LMA documentation and complex credit structures
- Familiarity with secondary loan trades and assignment procedures
- Experience using systems such as Loan IQ or Debt Domain preferred but not essential.
If you’re looking for your next step in real estate credit agency and want to join a collaborative, high-performing team, we’d love to hear from you. Apply now or get in touch for a confidential discussion.
Credit Agency Associate - Real Estate employer: Johnson & Associates
Contact Detail:
Johnson & Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Agency Associate - Real Estate
✨Tip Number 1
Familiarise yourself with the specific systems mentioned in the job description, like Loan IQ or Debt Domain. Even if you haven't used them before, understanding their functionalities can give you an edge during discussions.
✨Tip Number 2
Network with professionals in the real estate finance sector. Attend industry events or join relevant online forums to connect with people who might provide insights or even referrals for the role.
✨Tip Number 3
Brush up on your knowledge of LMA documentation and covenant compliance. Being able to discuss these topics confidently in an interview will demonstrate your expertise and readiness for the role.
✨Tip Number 4
Prepare to showcase your experience in managing complex transactions. Think of specific examples where you've successfully navigated challenges in real estate lending, as this will highlight your problem-solving skills.
We think you need these skills to ace Credit Agency Associate - Real Estate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in loan agency roles, particularly in real estate transactions. Emphasise your familiarity with LMA documentation and any specific systems like Loan IQ or Debt Domain.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Mention your experience with covenant compliance and how you can contribute to their dynamic environment.
Highlight Key Skills: In your application, clearly outline your technical skills related to syndicated lending and security arrangements. Provide examples of how you've successfully managed operational and documentation lifecycles in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is crucial for this role.
How to prepare for a job interview at Johnson & Associates
✨Know Your Documentation
Familiarise yourself with LMA documentation and the specific credit structures relevant to real estate transactions. Being able to discuss these confidently will demonstrate your expertise and understanding of the role.
✨Showcase Your Agency Experience
Prepare examples from your previous roles that highlight your experience in loan agency functions, particularly in real estate finance. This will help you illustrate your capability to manage complex lending transactions effectively.
✨Understand the Compliance Landscape
Be ready to discuss how you have monitored covenant compliance in past roles. Highlight any specific tools or processes you used to ensure data integrity and timely reporting, as this is crucial for the position.
✨Engage with Stakeholders
Think about how you have acted as a liaison between different parties in previous roles. Prepare to share examples of how you managed queries and facilitated communication among borrowers, lenders, and internal teams.