At a Glance
- Tasks: Evaluate credit applications and support dealer relationships in a dynamic team.
- Company: Join a supportive and inclusive company focused on professional growth.
- Benefits: Enjoy flexible working, competitive pay, generous leave, and career progression opportunities.
- Why this job: Make impactful decisions while developing your skills in a collaborative environment.
- Qualifications: Degree in Business/Management or Accounting/Finance; experience in credit underwriting preferred.
- Other info: Hybrid role with international project exposure and strong team development focus.
The predicted salary is between 28800 - 43200 £ per year.
The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the Company. Responsible for providing a high level of support and maintenance of dealer/partner relationships. May also provide work directions or assist with training, coaching, and mentoring other Dealer Relationship Officers and internal staff. The role will involve occasional customer and dealer visits.
Major Duties
- Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
- Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
- Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively.
- Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships.
- Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
- Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives.
- Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
- Team Development: Mentor and coach other Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
- Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Education
Degree in a Business/Management discipline or equivalent experience. University Degree (4 years or equivalent). OR Degree in an Accounting/Finance discipline or equivalent experience. University Degree (4 years or equivalent).
Work Experience
Credit underwriting in asset finance or corporate credit underwriting within a banking environment. Good knowledge of financial analysis, accounting principles, and credit risk assessments. Experience working in customer service or related customer-oriented environments.
As this is a Langar-based hybrid role the successful candidate will be expected to live within commuting distance of the branch at Langar.
Benefits
- Supportive, flexible, and inclusive working environment
- Attractive remuneration and bonus scheme
- Generous pension scheme
- We Care employee assist benefit
- Long service awards
- Hybrid / flexible working
- Hours of work are Monday - Friday 37.5 hours per week
- Easy access and free parking
- Career progression / international exposure through project work
- Group Income Protection and Group Life Assurance and Death in Service benefits
- 25 Days annual leave
- Long service bonus holiday (opportunity to buy and sell holiday)
Closing Date: Monday 2nd February 2026
Credit Underwriter in Nottingham employer: John Deere
Contact Detail:
John Deere Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter in Nottingham
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential employers on LinkedIn. The more people you know, the better your chances of landing that credit underwriter role.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit evaluation and decision-making. We recommend doing mock interviews with friends or using online resources to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your skills! Bring along examples of your previous work in credit underwriting or financial analysis to interviews. This will help demonstrate your expertise and how you can contribute to the team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our dynamic team.
We think you need these skills to ace Credit Underwriter in Nottingham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Credit Underwriter role. Highlight your credit underwriting experience and any relevant financial analysis skills to grab our attention!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our dynamic team. Share specific examples of how you've successfully managed credit applications or built strong dealer relationships.
Showcase Your Decision-Making Skills: Since decision-making is key in this role, be sure to include examples in your application that demonstrate your ability to assess complex financial situations and make sound recommendations based on company policies.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at John Deere
✨Know Your Numbers
As a Credit Underwriter, you'll be dealing with financial statements and credit evaluations. Brush up on your financial analysis skills and be ready to discuss how you assess cash flow, balance sheets, and profitability. Prepare examples from your past experience where you've successfully evaluated credit proposals.
✨Understand the Company’s Policies
Familiarise yourself with the company's credit guidelines, policies, and procedures. This will not only help you answer questions more effectively but also demonstrate your commitment to aligning with their risk appetite. Be prepared to discuss how you would handle specific scenarios based on these guidelines.
✨Showcase Your Relationship Skills
Since the role involves managing dealer relationships, think of examples where you've successfully built and maintained professional relationships. Highlight your communication skills and any experience you have in coaching or mentoring others, as this will be key in supporting dealers and internal staff.
✨Be Ready for Scenario Questions
Expect to face scenario-based questions that test your decision-making abilities. Prepare by thinking through potential credit applications you might encounter and how you would approach them. This will show your analytical thinking and ability to make sound decisions under pressure.