At a Glance
- Tasks: Evaluate credit applications and manage dealer relationships in a dynamic team.
- Company: Join a supportive and inclusive company focused on professional growth.
- Benefits: Enjoy flexible working, competitive pay, generous leave, and career progression opportunities.
- Why this job: Make impactful decisions while developing your skills in finance and customer relations.
- Qualifications: Degree in Business/Management or Accounting/Finance; experience in credit underwriting preferred.
- Other info: Hybrid role with opportunities for international project involvement and mentoring.
The predicted salary is between 36000 - 60000 £ per year.
The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the Company. Responsible for providing a high level of support and maintenance of dealer/partner relationships. May also provide work directions or assist with training, coaching, and mentoring other Dealer Relationship Officers and internal staff. The role will involve occasional customer and dealer visits.
Major Duties
- Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
- Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
- Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively.
- Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships.
- Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
- Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives.
- Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
- Team Development: Mentor and coach other Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
- Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Education
- Degree in a Business/Management discipline or equivalent experience. University Degree (4 years or equivalent).
- OR Degree in an Accounting/Finance discipline or equivalent experience. University Degree (4 years or equivalent).
Work Experience
- Credit underwriting in asset finance or corporate credit underwriting within a banking environment.
- Good knowledge of financial analysis, accounting principles, and credit risk assessments.
- Experience working in customer service or related customer-oriented environments.
As this is a Langar-based hybrid role the successful candidate will be expected to live within commuting distance of the branch at Langar.
Benefits
- Supportive, flexible, and inclusive working environment
- Attractive remuneration and bonus scheme
- Generous pension scheme
- We Care employee assist benefit
- Long service awards
- Hybrid / flexible working
- Hours of work are Monday - Friday 37.5 hours per week
- Easy access and free parking
- Career progression / international exposure through project work
- Group Income Protection and Group Life Assurance and Death in Service benefits
- 25 Days annual leave
- Long service bonus holiday (opportunity to buy and sell holiday)
Closing Date: Monday 2nd February 2026
Credit Analyst in Nottingham employer: John Deere
Contact Detail:
John Deere Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst in Nottingham
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential employers on LinkedIn. The more people you know, the better your chances of landing that credit analyst role.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit evaluation and decision-making. We recommend doing mock interviews with friends or using online resources to boost your confidence.
✨Tip Number 3
Showcase your skills during interviews by sharing specific examples from your past experiences. Talk about how you've assessed financial statements or managed dealer relationships to demonstrate your expertise.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our dynamic team.
We think you need these skills to ace Credit Analyst in Nottingham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in credit underwriting and financial analysis, as well as any relevant skills that match the job description. We want to see how you fit into our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about asset finance and how your background makes you a great fit for the role. Don’t forget to mention your ability to build strong relationships with dealers and stakeholders.
Showcase Your Decision-Making Skills: Since the role involves making decisions on credit applications, be sure to include examples of how you've successfully evaluated financial proposals in the past. We love seeing candidates who can demonstrate their analytical thinking and risk assessment abilities!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and keep track of it. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at John Deere
✨Know Your Numbers
As a Credit Analyst, you'll be diving deep into financial statements. Brush up on your financial analysis skills and be ready to discuss how you assess cash flow, balance sheets, and profitability. Prepare examples from your past experience where you've successfully evaluated credit proposals.
✨Understand the Company’s Policies
Familiarise yourself with the company's credit guidelines and risk appetite. This will not only help you answer questions more effectively but also show that you're serious about aligning with their processes. Bring specific examples of how you've adhered to similar policies in previous roles.
✨Showcase Your Relationship Skills
Since the role involves managing dealer relationships, be prepared to discuss how you've built and maintained strong partnerships in the past. Think of instances where your communication skills made a difference, especially in resolving queries or enhancing product uptake.
✨Be Ready for Scenario Questions
Expect to face scenario-based questions that test your decision-making abilities. Practice articulating your thought process when approving or declining finance proposals. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly and effectively.