Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Join a dynamic team to assess credit proposals and support daily operations.
- Company: John Deere Financial, known for its collaborative and supportive work culture.
- Benefits: Competitive salary, career development opportunities, and a chance to make an impact.
- Other info: Opportunity for occasional dealer visits and professional growth.
- Why this job: Be part of a team that values strong relationships and delivers excellent service.
- Qualifications: Basic understanding of financial statements and strong communication skills.
The predicted salary is between 30000 - 40000 £ per year.
The successful candidate will be part of a small, dynamic team. They will support the underwriting function by assessing SmartLine and regulated credit proposals in line with the Company’s credit guidelines, policies, and procedures. They will also help keep the team’s day-to-day operations running smoothly by responding to internal and external enquiries and ensuring that templates and workflow documents are kept up to date and well organised. The role includes providing a high level of support to dealers and internal partners, helping to maintain strong working relationships and consistent service delivery. Occasional customer and dealer visits may be required.
Major Duties:
- Credit Evaluation: Assess requests for small unsecured revolving credit lines and regulated proposals. This includes completing clear affordability assessments and applying a basic understanding of financial statements.
- Decision-Making: Approve, decline, or make recommendations on unsecured and regulated proposals in line with company policies, procedures, and established risk appetite.
- Document and Process Management: Maintain and update document templates, process guides, and internal workflow documentation. Track and follow up on system issues, backlog items, and support requests to help keep day-to-day operations running smoothly.
- Stocking / Floorplan: Provide monthly stocking reports and settlements to dealers, giving a clear overview of their current exposure.
- Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives.
- Operational Assistance: Support dealers, customers, and internal teams with reschedules and novations, ensuring information is handled accurately and efficiently.
- Process & Project Involvement: Actively participate in process improvement initiatives and projects as required.
Junior Credit Underwriter employer: John Deere
Contact Detail:
John Deere Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Credit Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those connected to John Deere Financial. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit evaluation and decision-making. We recommend role-playing with a friend to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your organisational skills! Bring examples of how you've managed documents or processes in the past. This will demonstrate your ability to keep things running smoothly, just like the role requires.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed and shows you’re serious about joining our dynamic team.
We think you need these skills to ace Junior Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Credit Underwriter role. Highlight any relevant experience or skills that match the job description, like credit evaluation or document management. We want to see how you fit into our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background aligns with our needs. Keep it concise but engaging – we love a good story!
Showcase Your Communication Skills: Since this role involves stakeholder engagement, make sure to demonstrate your communication skills in your application. Whether it's through your writing style or examples of past interactions, we want to see how you connect with others.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and you’ll be all set!
How to prepare for a job interview at John Deere
✨Know Your Numbers
As a Junior Credit Underwriter, you'll be dealing with financial statements and affordability assessments. Brush up on your understanding of basic financial concepts and be ready to discuss how you would evaluate credit proposals. This shows that you're not just familiar with the role but also prepared to tackle the responsibilities head-on.
✨Demonstrate Your Decision-Making Skills
During the interview, be prepared to share examples of how you've made decisions in past roles or situations. Highlight your ability to weigh options and make informed choices, especially in line with company policies. This will help the interviewers see you as someone who can confidently approve or decline proposals.
✨Showcase Your Organisational Skills
The role involves maintaining document templates and workflow documentation. Bring examples of how you've kept things organised in previous jobs or projects. Discuss any tools or methods you use to stay on top of tasks, as this will demonstrate your ability to keep day-to-day operations running smoothly.
✨Build Rapport with Stakeholders
Since the job requires fostering relationships with dealers and internal partners, think about how you can convey your interpersonal skills. Prepare to discuss how you've successfully engaged with stakeholders in the past, whether through video calls or face-to-face meetings. This will show that you understand the importance of collaboration in achieving shared objectives.