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- Tasks: Evaluate credit applications and support dealer relationships in a dynamic team.
- Company: Join John Deere Financial, a leader in asset finance with a supportive culture.
- Benefits: Enjoy flexible working, competitive pay, generous leave, and career progression opportunities.
- Why this job: Make impactful decisions while developing your skills in a collaborative environment.
- Qualifications: Degree in Business/Management or Accounting/Finance; experience in credit underwriting preferred.
- Other info: Hybrid role with opportunities for international project involvement and professional growth.
The predicted salary is between 36000 - 60000 £ per year.
The successful candidate will be part of a small, dynamic team. They will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the Company. Responsible for providing a high level of support and maintenance of dealer/partner relationships. May also provide work directions or assist with training, coaching, and mentoring other Dealer Relationship Officers and internal staff. The role will involve occasional customer and dealer visits.
Major Duties
- Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
- Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
- Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively.
- Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships.
- Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
- Stakeholder Engagement: Foster strong relationships with dealers, Area Sales Managers, and key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives.
- Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
- Team Development: Mentor and coach other Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
- Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Education
- Degree in a Business/Management discipline or equivalent experience.
- Degree in an Accounting/Finance discipline or equivalent experience.
Work Experience
- Credit underwriting in asset finance or corporate credit underwriting within a banking environment.
- Good knowledge of financial analysis, accounting principles, and credit risk assessments.
- Experience working in customer service or related customer-oriented environments.
As this is a Langar-based hybrid role, the successful candidate will be expected to live within commuting distance of the branch at Langar.
Benefits
- Supportive, flexible, and inclusive working environment
- Attractive remuneration and bonus scheme
- Generous pension scheme
- We Care employee assist benefit
- Long service awards
- Hybrid / flexible working
- Hours of work are Monday - Friday 37.5 hours per week
- Easy access and free parking
- Career progression / international exposure through project work
- Group Income Protection and Group Life Assurance and Death in Service benefits
- 25 Days annual leave
- Long service bonus holiday
Closing Date
Monday 2nd February 2026
Credit Underwriter employer: John Deere
Contact Detail:
John Deere Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Network like a pro! Reach out to current employees at John Deere Financial on LinkedIn or through mutual connections. A friendly chat can give us insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for those interviews! Research common questions for credit underwriters and practice your answers. We want to show off our knowledge of financial analysis and credit risk assessments with confidence.
✨Tip Number 3
Showcase your soft skills! In addition to technical know-how, highlight your ability to build relationships and communicate effectively. This role is all about supporting dealers and partners, so let’s make that clear!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Underwriter role. Highlight your experience in credit underwriting and financial analysis, and don’t forget to mention any relevant skills that align with our job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our team at John Deere Financial. Share specific examples of your past experiences that relate to the responsibilities outlined in the job description.
Showcase Your Decision-Making Skills: Since this role involves making independent decisions on credit applications, be sure to highlight any relevant experiences where you’ve successfully made complex decisions. We want to see how you approach risk assessment and portfolio management!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re keen on joining our dynamic team!
How to prepare for a job interview at John Deere
✨Know Your Numbers
As a Credit Underwriter, you'll be dealing with financial statements and credit assessments. Brush up on your financial analysis skills and be ready to discuss how you evaluate cash flow and profitability. Prepare examples from your past experience where you've successfully assessed credit applications.
✨Understand the Company’s Policies
Familiarise yourself with John Deere Financial's credit guidelines and risk appetite. This will not only show that you're serious about the role but also help you align your decision-making process with their expectations during the interview.
✨Showcase Your Relationship-Building Skills
Since the role involves managing dealer relationships, think of specific instances where you've successfully built rapport with clients or stakeholders. Be prepared to discuss how you would approach customer visits and strengthen those partnerships.
✨Be Ready for Scenario Questions
Expect questions that put you in hypothetical situations related to credit decisions or portfolio management. Practice articulating your thought process and decision-making criteria clearly, as this will demonstrate your analytical skills and ability to handle complex scenarios.
