Senior Analyst/ Associate Director, Insurance Ratings - S&P Global

The team comprises analysts based in the U.K., France, Germany, Middle East, and South Africa. The team manages a portfolio of primary insurers and reinsurers across the UK, Central Asia, the Middle East, and the African continent.

As an Associate Director, you will analyze insurance companies in the U.K. and other EMEA locations. You will meet with issuers and investors to discuss analytical matters, assist in resolving client needs, participate in market education efforts, and lead external meetings related to credits.

You will provide key stakeholders with impactful insights that enable investors to make informed decisions. Additionally, you will empower junior analysts and model key leadership behaviours.

• Analyze information and data to determine ratings for insurance companies and their debt issues.
• Make recommendations and present findings to rating committees.
• Draft press releases, company‑specific reports, and industry commentaries.
• Effectively communicate S&P Global Ratings' methodology and rating opinions to clients.
• Continuously monitor the operating performance of rated companies, including reviews of public filings and private information supplied by issuers, and participate in client meetings.
• Meet with stakeholders, listen attentively to their views, and clearly articulate our opinions.
• Work closely with the wider team to provide effective surveillance of credits and contribute to research.
• Nurture junior talent by encouraging, inspiring, and influencing their learning.

All employees are required to work from the office a minimum of 2 days per week.

• Degree‑level qualification in a relevant business‑related field such as actuarial science.
• A relevant master’s degree, CFA, or similar financial qualification is desirable.
• Demonstrable expertise in the insurance industry and company analysis, showcasing a keen eye for detail and a curious mindset.
• Typically 4+ years of experience.
• Solid understanding of insurance markets, business environments, and relevant regulations, particularly in the U.K.
• Prior credit analysis experience in non‑life, life insurance, and reinsurance sectors is a distinct advantage.
• Ability to demonstrate analytical excellence and clearly explain credit rating opinions internally and externally.
• Understanding of accounting concepts and financial statements.
• Interest in learning about AI, with opportunity to design acceptable use cases for AI adoption across the rating process.
• Strong written and oral communication skills in English; Russian would be useful for some markets.
• Strong organizational skills, an execution mindset, and ability to delegate effectively.
• Collaborative, execution‑focused leadership skills.
• Strong communication and interpersonal skills to represent S&P Global Ratings as an analytical spokesperson.
• Willingness to travel, sometimes at short notice.
• Requirement to attend at least one in‑person interview at the nearest S&P Global Ratings office before an offer can be made.

• Health care coverage designed for the mind and body.
• Generous time off to keep you energized.
• Access resources to grow your career and learn new skills.
• Secure your financial future through competitive pay, retirement planning, continuing education program with company‑matched student loan contribution, and financial wellness programs.
• Benefits for partners and little ones.
• Retail discounts, referral incentive awards, and other perks.

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

If you need an accommodation during the application process due to a disability, please send an email to EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.