At a Glance
- Tasks: Manage real estate portfolios and serve as the main contact for borrowers and brokers.
- Company: Leading UK real estate lender with a strong reputation in tailored finance solutions.
- Benefits: Competitive salary, professional development opportunities, and a dynamic work environment.
- Other info: Opportunity for career growth in a fast-paced, innovative industry.
- Why this job: Join a top-tier firm and make a real impact in the real estate finance sector.
- Qualifications: Experience in credit management and strong communication skills are essential.
The predicted salary is between 60000 - 80000 £ per year.
Our client is one of the UK's leading real estate lenders, offering bridging finance solutions across diverse property sectors. Over the last few years they have deployed over £1.5bn. They have built a strong reputation delivering tailored finance solutions between £1 – 100m and they take an equity‑based underwriting approach, allowing for precise asset valuation and risk assessment, leading to more secure and reliable loan structuring.
Key Responsibilities
- Borrower and Broker Servicing
- Serve as the primary point of contact for all post‑completion servicing matters for borrowers, brokers and internal stakeholders.
- Manage borrower requests that may vary their original facility agreement, including extensions, consents to lease, and part releases of security.
- Maintain an accurate record of live enquiries, keeping borrowers fully informed of requirements, status and decisions throughout.
- Issue timely, high‑quality responses to all enquiries in line with the team's service level requirements.
- Credit and Portfolio Management
- Prepare and present accurate credit proposals for amendments to existing facilities, ensuring compliance with the firm's credit policies and procedures.
- Manage accounts approaching the end of their facility terms, proactively facilitating repayment or agreeing short‑term extensions where appropriate.
- Monitor early warning indicators across the portfolio, taking appropriate and timely action and escalating concerns in line with internal policy.
- Track borrower business plans and development programmes, ensuring key milestones are met on schedule and engaging proactively with borrowers where progress deviates from agreed targets.
- Maintain a thorough understanding of property‑level developments across the portfolio, identifying and escalating any material issues including planning, title, construction or market‑related matters that may affect security value or loan performance.
- Monitor ongoing loan covenants and facility conditions, ensuring compliance is maintained throughout the loan term and taking appropriate action where breaches or concerns arise.
- Critically review and assess the viability of borrower exit strategies on an ongoing basis, challenging assumptions where necessary and escalating where a credible path to repayment is unclear.
- Maintain accurate records across all portfolio monitoring systems and produce regular portfolio reports for presentation to the Credit Committee.
- Administration and Reporting
- Produce administration documents including redemption statements and other borrower correspondence.
- Support any team or business projects and undertake additional duties as required by management.
Real Estate Portfolio Manager - eFinancialCareers employer: Jobs via eFinancialCareers
Contact Detail:
Jobs via eFinancialCareers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Real Estate Portfolio Manager - eFinancialCareers
✨Tip Number 1
Network like a pro! Reach out to industry contacts, attend real estate events, and connect with professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its portfolio. Understand their lending approach and be ready to discuss how your experience aligns with their needs. We want you to shine and show them why you're the perfect fit!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. We recommend mentioning something specific from your conversation to remind them of your great fit for the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for passionate candidates who are eager to make an impact in the real estate sector.
We think you need these skills to ace Real Estate Portfolio Manager - eFinancialCareers
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Real Estate Portfolio Manager role. Highlight relevant experience in borrower servicing and credit management, and don’t forget to showcase your understanding of property-level developments.
Craft a Compelling Cover Letter: Your cover letter should tell us why you’re the perfect fit for this position. Use specific examples from your past experiences that align with the key responsibilities mentioned in the job description.
Showcase Your Communication Skills: Since you'll be the primary point of contact for borrowers and brokers, it’s crucial to demonstrate your communication skills. Use clear and concise language in your application to reflect how you would handle enquiries and maintain relationships.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Jobs via eFinancialCareers
✨Know Your Numbers
Make sure you’re familiar with the financial metrics relevant to real estate lending. Brush up on key figures like loan-to-value ratios and interest rates, as well as the recent trends in the property market. This will show your potential employer that you understand the industry and can contribute from day one.
✨Master the Art of Communication
As a Real Estate Portfolio Manager, you'll be the go-to person for borrowers and brokers. Practice articulating complex ideas clearly and concisely. Prepare examples of how you've successfully managed client relationships or resolved issues in the past, as this will demonstrate your ability to handle post-completion servicing matters effectively.
✨Showcase Your Analytical Skills
Be ready to discuss your experience with credit proposals and portfolio management. Think of specific instances where you’ve identified risks or opportunities within a portfolio. Highlight your analytical approach to monitoring early warning indicators and how you’ve taken action based on your assessments.
✨Prepare Questions That Matter
Interviews are a two-way street, so come prepared with insightful questions about the company’s approach to risk assessment and borrower management. This not only shows your interest in the role but also gives you a chance to gauge if the company aligns with your career goals.