At a Glance
- Tasks: Manage borrower relationships and oversee credit proposals for real estate financing.
- Company: Leading UK real estate lender with a strong reputation in tailored finance solutions.
- Benefits: Competitive salary, professional development opportunities, and a dynamic work environment.
- Other info: Opportunity for career growth in a fast-paced, innovative industry.
- Why this job: Join a top-tier firm and make a real impact in the real estate finance sector.
- Qualifications: Experience in credit management and strong communication skills required.
The predicted salary is between 60000 - 80000 £ per year.
Our client is one of the UK's leading real estate lenders, offering bridging finance solutions across diverse property sectors. Over the last few years they have deployed over £1.5bn. They have built a strong reputation delivering tailored finance solutions between £1 – 100m and they take an equity‑based underwriting approach, allowing for precise asset valuation and risk assessment, leading to more secure and reliable loan structuring.
Key Responsibilities
- Borrower and Broker Servicing
- Serve as the primary point of contact for all post‑completion servicing matters for borrowers, brokers and internal stakeholders.
- Manage borrower requests that may vary their original facility agreement, including extensions, consents to lease, and part releases of security.
- Maintain an accurate record of live enquiries, keeping borrowers fully informed of requirements, status and decisions throughout.
- Issue timely, high‑quality responses to all enquiries in line with the team's service level requirements.
- Credit and Portfolio Management
- Prepare and present accurate credit proposals for amendments to existing facilities, ensuring compliance with the firm's credit policies and procedures.
- Manage accounts approaching the end of their facility terms, proactively facilitating repayment or agreeing short‑term extensions where appropriate.
- Monitor early warning indicators across the portfolio, taking appropriate and timely action and escalating concerns in line with internal policy.
- Track borrower business plans and development programmes, ensuring key milestones are met on schedule and engaging proactively with borrowers where progress deviates from agreed targets.
- Maintain a thorough understanding of property‑level developments across the portfolio, identifying and escalating any material issues including planning, title, construction or market‑related matters that may affect security value or loan performance.
- Monitor ongoing loan covenants and facility conditions, ensuring compliance is maintained throughout the loan term and taking appropriate action where breaches or concerns arise.
- Critically review and assess the viability of borrower exit strategies on an ongoing basis, challenging assumptions where necessary and escalating where a credible path to repayment is unclear.
- Maintain accurate records across all portfolio monitoring systems and produce regular portfolio reports for presentation to the Credit Committee.
- Administration and Reporting
- Produce administration documents including redemption statements and other borrower correspondence.
- Support any team or business projects and undertake additional duties as required by management.
Real Estate Portfolio Manager - eFinancialCareers in London employer: Jobs via eFinancialCareers
Contact Detail:
Jobs via eFinancialCareers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Real Estate Portfolio Manager - eFinancialCareers in London
✨Tip Number 1
Network like a pro! Reach out to people in the real estate sector, especially those who work with lenders. Attend industry events or webinars to make connections and get your name out there.
✨Tip Number 2
Prepare for interviews by researching the company and its portfolio. Understand their lending approach and be ready to discuss how your experience aligns with their needs. We want you to shine!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm and keeps you on their radar. Plus, it’s a great chance to reiterate why you’re the perfect fit.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities that might just be the perfect match for you. Keep an eye on new listings and get your applications in early!
We think you need these skills to ace Real Estate Portfolio Manager - eFinancialCareers in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Real Estate Portfolio Manager role. Highlight relevant experience in borrower servicing and credit management, and don’t forget to showcase your understanding of property-level developments.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific examples from your past that demonstrate your skills in managing borrower requests and monitoring loan covenants.
Be Clear and Concise: When filling out your application, keep your language clear and concise. We want to see your qualifications without wading through unnecessary fluff. Stick to the point and make every word count!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team at StudySmarter.
How to prepare for a job interview at Jobs via eFinancialCareers
✨Know Your Numbers
Make sure you’re familiar with the financial metrics relevant to real estate lending. Brush up on key figures like loan-to-value ratios and interest rates, as well as the £1.5bn your potential employer has deployed. This shows you understand the business and can speak their language.
✨Understand the Role
Dive deep into the responsibilities of a Real Estate Portfolio Manager. Be ready to discuss how you would handle borrower requests or manage credit proposals. Think of specific examples from your past experience that align with these tasks to demonstrate your capability.
✨Prepare Questions
Have insightful questions ready for your interviewers. Ask about their approach to risk assessment or how they monitor early warning indicators. This not only shows your interest but also helps you gauge if the company is the right fit for you.
✨Showcase Your Communication Skills
As a primary point of contact for borrowers and brokers, strong communication is key. Prepare to discuss how you’ve effectively managed client relationships in the past, especially in high-pressure situations. Use examples that highlight your ability to issue timely, high-quality responses.