Assistant Vice President, Credit Manager, Credit Office for EMEA in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG is renowned for its commitment to integrity, responsibility, and building long-term relationships with clients and employees alike. In this role, you will play a pivotal part in shaping the credit risk framework for corporate banking across EMEA, supporting both senior management and your colleagues as you help drive sustainable growth and shared success. You will benefit from flexible working opportunities, access to extensive training resources, and the chance to work alongside knowledgeable professionals who are passionate about nurturing talent.

If you are looking for a position where your expertise will be valued and your career can flourish within a supportive and inclusive environment, this is the perfect next step. Join a globally recognised financial institution with a rich heritage and an unwavering commitment to ethical values, offering you the chance to contribute to meaningful projects that impact clients worldwide.

Benefit from flexible working opportunities and comprehensive training programmes designed to support your professional development while maintaining a healthy work-life balance. Work within a collaborative team environment where your interpersonal skills will be celebrated, and where supportive leadership encourages knowledge sharing, personal growth, and mutual respect.

What you’ll do

• Conduct thorough credit analysis of allocated sectors and products, including drafting detailed credit papers, applying rating methodologies, and preparing comparative statistics under the guidance of senior management.
• Monitor and review existing portfolio transactions regularly, making well-considered recommendations regarding credit decisions and ratings to ensure ongoing portfolio health.
• Participate in ad-hoc projects as directed by Team Leads or Group Heads, contributing to the setup or adjustment of risk criteria and policies aimed at enhancing portfolio quality.
• Stay informed on trends, market developments, and regulatory changes affecting allocated sectors or products across EMEA countries, sharing insights with your team to foster collective understanding.
• Support the professional development of junior colleagues by sharing technical knowledge related to specific sectors or products and encouraging their growth within the organisation.
• Prepare comprehensive reports for Tokyo Head Office and European Headquarters as required, ensuring all materials for credit committees are accurate and insightful.
• Ensure full compliance with all regulatory requirements and internal policies by adhering strictly to established procedures throughout all aspects of your work.
• Meet internal policy requirements consistently while upholding MUFG’s standards for transparency, fairness, and honesty in every task undertaken.
• Collaborate closely with colleagues across departments to maintain effective communication channels between senior management and junior staff members.
• Identify potential conflicts of interest between MUFG Bank and MUFG Securities EMEA plc responsibilities, escalating issues appropriately to maintain legal entity integrity.

What you bring

• Your proven experience within financial institutions’ credit divisions equips you with the practical know-how needed for this Assistant Vice President Credit Manager position.
• A strong background in sector analysis—particularly within Consumer, TMT (Technology Media Telecom), Healthcare or Retail—is highly desirable.
• Proven track record in investment banking environments focused on credit or front office functions adds significant value.
• Comprehensive understanding of credit assessment techniques and risk management principles is required to navigate complex portfolios effectively.
• In-depth knowledge of financial products including derivatives enhances your ability to assess diverse transaction types accurately.
• Experience managing regulatory audits associated with credit ensures robust compliance practices are maintained at all times.
• Exceptional interpersonal skills enable you to communicate clearly with both senior management figures and junior staff members alike.
• A Bachelor’s degree is mandatory; possession of a Master’s degree would be advantageous but not essential.
• Excellent communication abilities allow you to articulate complex ideas succinctly while fostering positive relationships across teams.
• Advanced proficiency in Microsoft Office applications supports efficient data analysis and report preparation.

What sets MUFG apart

MUFG stands out as one of the world’s leading financial groups thanks not only to its impressive global reach but also its steadfast commitment to integrity, responsibility, and inclusivity. Employees benefit from being part of an organisation that values long-term relationships—both internally among teams and externally with clients—while striving always for shared success. The company offers flexible working opportunities that support work-life balance alongside comprehensive training programmes designed to nurture talent at every stage of your career journey.

At MUFG you’ll find supportive leadership dedicated to helping each individual realise their full potential within an environment built on trust, transparency, and mutual respect. The scale of MUFG’s operations means there are always new challenges—and rewards—to discover as you contribute towards sustainable growth for clients around the globe. If you’re seeking an employer who genuinely invests in people while championing diversity and inclusion at every level then MUFG provides an exceptional platform for personal fulfilment as well as professional advancement.

We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.