At a Glance
- Tasks: Underwrite and manage insurance policies while building strong partner relationships.
- Company: Established Bristol-based insurer with a supportive work culture.
- Benefits: 26 days holiday, enhanced pension, health cash plan, and salary sacrifice benefits.
- Other info: Hybrid working model with opportunities for professional growth.
- Why this job: Join a hands-on role that balances technical skills with relationship management.
- Qualifications: Experience in underwriting and strong analytical skills required.
The predicted salary is between 58540 - 71548 £ per year.
Reed is recruiting on behalf of a well-established Bristol-based insurer, located just a short walk from Temple Meads, making this role ideal for commuters from Cardiff, Cheltenham, Gloucester, Swindon, Exeter, and the wider Southwest.
We are looking to speak with an experienced Underwriter who enjoys analysing performance, building strong partner relationships, and underwriting profitable business within agreed authority levels.
This role is suited to someone already working in underwriting who has experience managing schemes, delegated authority arrangements or portfolios of business and is confident balancing technical underwriting decisions with commercial relationship management.
Hybrid Working: 2 days per week in the office.
The Role
As an Underwriter, you will take ownership of a portfolio of business partner accounts, underwriting scheme and standalone risks while balancing commercial opportunity with sound risk management.
You'll act as a technical point of contact for partners, support profitable growth, and contribute to wider underwriting strategy and improvement initiatives.
This is a hands-on, relationship-led underwriting role, offering exposure to performance analysis, renewals, negotiations, stakeholder engagement and account development.
Key Responsibilities
- Underwrite and manage scheme and standalone policies, including renewals, MTAs and new business.
- Analyse data, declarations and portfolio performance to assess profitability and risk exposure.
- Use underwriting and performance data to support decision-making and identify opportunities for profitable growth.
- Negotiate rates, premiums, exclusions and terms within delegated authority.
- Manage and develop a portfolio of key accounts and business partners.
- Produce renewal and performance packs, reviews and supporting documentation.
- Act as a technical referral point for complex queries.
- Build strong working relationships with insurers, business partners and internal stakeholders.
- Attend broker and partner meetings, supporting relationship development.
- Ensure all underwriting decisions comply with governance frameworks, authority levels and audit requirements.
- Maintain accurate records and diarise contractual obligations.
- Support junior colleagues through knowledge sharing and referrals.
- Contribute to process improvements and department-wide projects.
About You
You'll be an experienced and commercially minded underwriter who is confident handling conversations with partners, insurers and internal stakeholders alike.
Essential
- Proven experience in underwriting within general or commercial insurance.
- Experience working with schemes, delegated authority arrangements, portfolios or books of business.
- Strong technical underwriting ability and commercial judgement.
- Strong analytical skills with the ability to interpret underwriting and performance data.
- Confident user of Microsoft Excel.
- Confidence negotiating terms and managing accounts within authority.
- Excellent communication and relationship management skills.
- Strong organisational skills with the ability to manage deadlines and priorities.
Desirable
- CII qualification (or working towards).
Benefits
- 26 days holiday, plus the option to buy up to 5 additional days.
- Enhanced company pension scheme.
- Group Income Protection and Legal Protection.
- Health Cash Plan.
- Salary sacrifice benefits (e. g. Cycle to Work).
Trading Underwriter in Bristol employer: Jobiqo
Bromley Council is an exceptional employer, dedicated to fostering a supportive and inclusive work environment where employees can thrive. With a strong commitment to professional development, flexible working arrangements, and a generous benefits package, including a local government pension scheme and unique discounts, the Council prioritises employee well-being and career growth. Located in the vibrant Bromley Civic Centre, you will be part of a team that plays a crucial role in shaping the future of the borough while enjoying the balance of urban and suburban life.
StudySmarter Expert Advice🤫
We think this is how you could land Trading Underwriter in Bristol
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Jobiqo). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Jobiqo. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Trading Underwriter in Bristol
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Jobiqo.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Jobiqo. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Jobiqo
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Jobiqo to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Jobiqo, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Jobiqo's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
