AML Investigator

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an AML Investigator based in United Kingdom.

Accountabilities

• Conduct thorough investigations into unusual and potentially suspicious activities referred to the Compliance team, ensuring timely and effective case resolution within applicable regulatory deadlines.
• Assess financial crime risks, including money laundering, terrorist financing, fraud, and sanctions violations, within digital asset transactions and customer activities.
• Determine whether investigated cases warrant the submission of Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs), or whether referrals should be closed as non-suspicious with clear, evidence-based justification.
• Prepare and submit regulatory reports in accordance with applicable legal requirements and jurisdiction-specific reporting timelines.
• Recommend appropriate risk mitigation measures, including account closures, restrictions, or freezing of funds where necessary and legally applicable.
• Use blockchain analytics platforms and investigative methodologies to trace transactions, identify suspicious patterns, and assess exposure to illicit financial activities.
• Provide investigative support to Customer Support, Legal, and other internal teams when handling complex customer cases or requests.
• Communicate effectively with customers, relevant representatives, and internal legal professionals as required during investigations.
• Collaborate closely with the Head of the Investigation Team, Chief Compliance Officer, fellow AML Investigators, and other Compliance stakeholders to ensure consistent and effective risk management.
• Maintain accurate investigation records, document findings, and provide clear reasoning behind decisions and recommendations.
• Develop and maintain professional relationships with industry peers to exchange knowledge, investigative techniques, and best practices.
• Continuously strengthen expertise in blockchain technology, virtual currencies, emerging financial crime trends, criminal methodologies, and regulatory developments.
• Contribute to maintaining robust AML/CTF and sanctions compliance standards across the organization.

Requirements

• Previous experience in an investigative function, preferably within financial services, cryptocurrency, banking, fintech, or regulatory compliance.
• Demonstrated experience in Anti-Money Laundering (AML), including Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), AML/CTF investigations, sanctions screening, and SAR/STR reporting.
• Practical experience using blockchain analytics and investigation tools such as Chainalysis, TRM Labs, Elliptic, or equivalent platforms.
• Basic understanding of blockchain technology, cryptocurrencies, virtual assets, and digital asset transactions, with the willingness to develop deeper technical expertise.
• Strong knowledge of financial crime risks, including money laundering, terrorist financing, fraud, and sanctions-related activities.
• University degree or equivalent academic background is preferred.
• Professional AML certifications, such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Bitcoin Professional (CBP), are considered an advantage.
• Excellent written and verbal communication skills, with the ability to prepare clear investigative reports and communicate findings effectively.
• Strong critical thinking, analytical reasoning, and decision-making abilities, particularly when assessing complex or ambiguous cases.
• Exceptional attention to detail and the ability to identify inconsistencies, suspicious patterns, and potential compliance risks.
• Strong organizational skills and the ability to manage multiple investigations while meeting regulatory deadlines.
• Ability to work independently with minimal supervision, exercise sound judgment, and seek guidance when necessary.
• Flexibility regarding working arrangements and hours, with availability aligned with European time zones.
• High levels of integrity, accountability, discretion, and professionalism when handling sensitive information.
• A proactive approach to continuous learning and professional development in the evolving cryptocurrency and financial crime prevention landscape.

Benefits

• Flexible working arrangements within a remote-friendly international working environment.
• Competitive compensation aligned with experience and expertise.
• European time-zone working hours.
• Mentorship and knowledge-sharing opportunities with experienced compliance and investigation professionals.
• Career development opportunities within the cryptocurrency, blockchain, and financial compliance industries.
• Continuous learning and professional development to strengthen technical and investigative expertise.
• Collaborative and supportive international team environment.
• Opportunities to exchange investigative knowledge and best practices with industry peers.
• Team-building activities and opportunities to connect with colleagues.
• Online and in-person social activities.
• Opportunity to contribute to financial innovation while helping protect the integrity of the global digital asset ecosystem.

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