Credit Analyst

Credit Analyst

Armagh Full-Time 28800 - 48000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Conduct credit assessments and analyse financial data to evaluate client creditworthiness.
  • Company: Join Pilgrims Europe, a dynamic company focused on optimising credit risk and analytics.
  • Benefits: Gain practical experience in a supportive environment with opportunities for growth.
  • Why this job: Be part of a collaborative team that drives business profit and reduces risk through data insights.
  • Qualifications: Strong analytical skills, proficiency in Excel, and excellent communication abilities required.
  • Other info: Opportunity to participate in credit committee meetings and engage with various departments.

The predicted salary is between 28800 - 48000 £ per year.

We are seeking a motivated and detail-oriented Credit Analyst to join our dynamic Credit Risk team. At Pilgrims Europe, we have a great opportunity for an Analyst to join our growing Credit & Risk Analytics team within our Finance function. As a team, we are responsible for analysing all aspects of our credit portfolio and using data to drive insight on how we can optimise our customer proposition, improve business profit and reduce risk. This position offers an excellent opportunity to gain practical experience and develop fundamental skills in credit analysis within a supportive and collaborative environment.

What will I be doing?

  • Complete thorough credit assessments of new and existing clients.
  • Analyse financial statements, credit reports, and other relevant data to evaluate creditworthiness.
  • Prepare comprehensive credit risk reports summarising findings and recommendations.
  • Monitor industry trends and economic developments that may impact credit risk.
  • Collaborate with other departments such as Commercial and Accounts Receivable to gather necessary information and ensure accuracy of credit evaluations.
  • Participate in credit committee meetings and provide insights based on analysis.

What will I need?

  • Strong analytical skills with a keen attention to detail.
  • Proficiency in Microsoft Excel and financial analysis tools.
  • Excellent verbal and written communication skills.
  • Ability to work both independently and as part of a team.
  • A proactive attitude with a desire to learn and grow within the field of credit analysis.
  • Good interpersonal and communication skills, both written and oral.
  • Able to communicate with all levels both inside and outside the business.

Credit Analyst employer: JobFlurry

At Pilgrims Europe, we pride ourselves on being an exceptional employer, offering a vibrant work culture that fosters collaboration and innovation within our Credit Risk team. Our employees benefit from comprehensive training and development opportunities, ensuring they grow their skills in a supportive environment while contributing to meaningful projects that drive business success. Located in a dynamic setting, we provide a unique chance to engage with diverse teams and industry experts, making your role as a Credit Analyst both rewarding and impactful.
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Contact Detail:

JobFlurry Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst

✨Tip Number 1

Familiarise yourself with the latest trends in credit risk analysis. Understanding current market conditions and economic factors can give you an edge during interviews, as you'll be able to discuss relevant insights and demonstrate your proactive approach.

✨Tip Number 2

Brush up on your Excel skills, especially functions related to financial analysis. Being able to showcase your proficiency in Excel during practical assessments or discussions will highlight your readiness for the role.

✨Tip Number 3

Network with professionals in the finance and credit analysis field. Engaging with industry experts can provide valuable insights and potentially lead to referrals, making your application stand out.

✨Tip Number 4

Prepare to discuss your analytical process in detail. Be ready to explain how you approach credit assessments and what tools or methodologies you use, as this will demonstrate your depth of knowledge and analytical skills.

We think you need these skills to ace Credit Analyst

Analytical Skills
Attention to Detail
Financial Statement Analysis
Credit Risk Assessment
Proficiency in Microsoft Excel
Data Analysis
Report Writing
Communication Skills
Interpersonal Skills
Team Collaboration
Proactive Attitude
Industry Trend Monitoring
Problem-Solving Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience and skills that match the requirements for the Credit Analyst position. Emphasise your analytical skills, proficiency in Excel, and any experience with financial analysis tools.

Craft a Compelling Cover Letter: Write a cover letter that showcases your motivation for the role and your understanding of credit analysis. Mention specific examples of how you've used your analytical skills in previous roles to drive insights or improve processes.

Highlight Relevant Experience: In your application, focus on any past roles or projects where you conducted credit assessments, analysed financial statements, or prepared reports. This will demonstrate your capability to perform the tasks outlined in the job description.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.

How to prepare for a job interview at JobFlurry

✨Showcase Your Analytical Skills

As a Credit Analyst, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've used data analysis in previous roles. Highlight any experience with financial statements or credit reports to demonstrate your expertise.

✨Familiarise Yourself with Financial Tools

Proficiency in Microsoft Excel and other financial analysis tools is essential for this role. Brush up on your Excel skills before the interview, and be ready to discuss how you've used these tools in past projects or analyses.

✨Prepare for Scenario-Based Questions

Expect questions that assess your problem-solving abilities. Prepare for scenario-based questions where you might need to evaluate a hypothetical client's creditworthiness. Think through your approach and be ready to explain your reasoning.

✨Demonstrate Your Communication Skills

Excellent verbal and written communication skills are key for a Credit Analyst. Practice articulating your thoughts clearly and concisely. Be ready to discuss how you've effectively communicated complex information to different stakeholders in the past.

Credit Analyst
JobFlurry
Location: Armagh
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