At a Glance
- Tasks: Lead a dynamic team in delivering innovative lending solutions for high-net-worth clients.
- Company: Join Citi, a global leader in wealth management and financial services.
- Benefits: Enjoy competitive pay, career growth opportunities, and a collaborative work culture.
- Why this job: Be part of a prestigious team that shapes financial futures and drives impactful solutions.
- Qualifications: 15+ years in UHNW lending with strong leadership and analytical skills required.
- Other info: This role is registered with the Financial Conduct Authority, ensuring high standards of professionalism.
The predicted salary is between 72000 - 108000 £ per year.
Citi Global Wealth - Lending Advisory Head for UK, Europe, MEA. Citi Wealth Lending provides competitive borrowing solutions that are strategically integrated into our client's broader Wealth Management goals. Our Lending Advisors partner with Citi Private Bankers and Wealth at Work Bankers to advise clients on new loan and refinancing opportunities along with restructuring existing loans as part of clients overall capital management. We have Lending representation across 8 countries to provide seamless coverage to our Global clients.
Responsibilities include:
- Lead the EMEA Lending Advisor Team in establishing and executing the expansion strategy across the region to deliver creative solutions to clients as part of the Global Lending Strategy.
- Curate a high performing team culture through coaching, mentoring and hiring team members.
- Cross jurisdictional collaboration with colleagues across the US and Asia to ensure a seamless global delivery of solutions.
- Establish a reputation of execution and excellence externally with clients and internally with partners.
- Create a strong partnership with the Citi Private Bank ("CPB") Market Executives and Banker teams to proactively identify lending opportunities with their clients and prospects through account planning and engagement.
- Join client and prospect meetings with Bankers to raise awareness of the solutions that are available.
- Advise clients and advisors on lending solutions and drive a culture of excellence in execution in the region.
- Understand and articulate the market specific products, competitive environment, platform gaps, challenges, and opportunities.
- Act as the initial subject matter expert and first line of control for internal and client inquiries on lending products.
- Provide regional governance and oversight for the Regional Lending business and chair relevant regional lending governance forums that bring together all stakeholders in the region to ensure the lending business is conducted in line with policies and procedures.
- Build and maintain a strong pipeline of lending opportunities to grow the EMEA portfolio as part of the wider Citi Wealth lending growth aspirations. Ensuring effective and consistent compliance to control standards.
- Member of the Wealth Lending Leadership team and Wealth EMEA CPB Region Leadership Team.
Qualifications:
- 15+ years of UHNW lending experience in client facing and risk related roles in a global firm.
- Experience leading a high performing lending team and a desire to drive growth.
- Strong knowledge of financial markets, investments, banking and loan products.
- Ability to advise clients on optimal loan structure and think creatively in delivering market leading solutions.
- Experience with assessing and structuring loans secured by a variety of asset classes including complex marketable securities loans and less liquid financial assets, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.
- Excellent communication (written and verbal) and interpersonal skills.
- Detail orientation with strong analytical skills.
- Ability to work under pressure and deliver within tight deadlines to drive execution for clients.
- Strong negotiation skills.
- Strong initiative and interactive approach to problem solving.
- Displays flexibility and independence in a demanding environment.
- Completion of formal credit training program preferred.
- Bachelor's degree / University degree required (or equivalent experience).
Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime. The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role.
Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:
- Honesty, integrity and reputation
- Financial soundness
- Competence and capability
In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.
Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
Head of Wealth Management - Citi employer: Job Traffic
Contact Detail:
Job Traffic Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Wealth Management - Citi
✨Tip Number 1
Network with professionals in the wealth management sector, especially those who have experience in lending. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in lending solutions.
✨Tip Number 2
Familiarise yourself with Citi's specific lending products and strategies. Understanding their unique offerings will help you articulate how your experience aligns with their goals during interviews.
✨Tip Number 3
Prepare to discuss your leadership style and how you've successfully built high-performing teams in the past. Be ready to share specific examples of how you've driven growth and fostered a culture of excellence.
✨Tip Number 4
Stay updated on regulatory changes affecting the financial services industry, particularly those related to lending. This knowledge will demonstrate your commitment to compliance and risk management, which are crucial for this role.
We think you need these skills to ace Head of Wealth Management - Citi
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 15+ years of UHNW lending experience and leadership in high-performing teams. Use specific examples that demonstrate your ability to drive growth and deliver creative solutions.
Craft a Compelling Cover Letter: In your cover letter, express your understanding of Citi's Wealth Management goals and how your experience aligns with their needs. Mention your strong knowledge of financial markets and your ability to advise clients on optimal loan structures.
Highlight Relevant Skills: Emphasise your excellent communication skills, detail orientation, and analytical abilities. Provide examples of how you've successfully negotiated complex loan structures or managed client relationships under pressure.
Showcase Your Industry Knowledge: Demonstrate your understanding of the competitive environment and market-specific products relevant to the role. Discuss any experience you have with assessing and structuring loans secured by various asset classes.
How to prepare for a job interview at Job Traffic
✨Showcase Your Leadership Skills
As the Head of Wealth Management, you'll need to demonstrate your ability to lead and inspire a high-performing team. Prepare examples of how you've successfully managed teams in the past, focusing on coaching, mentoring, and driving growth.
✨Understand the Market Landscape
Familiarise yourself with the current financial markets, investment trends, and lending products. Be ready to discuss how these factors influence client decisions and how you can provide tailored solutions that meet their needs.
✨Demonstrate Client-Centric Thinking
Citi values strong relationships with clients. Prepare to discuss how you've previously identified and capitalised on lending opportunities, and how you plan to enhance client engagement and satisfaction in this role.
✨Prepare for Regulatory Discussions
Given the regulatory nature of the role, be prepared to discuss your understanding of compliance standards and how you've ensured adherence in previous positions. Highlight any experience with the FCA and PRA Certification Regime, as this will be crucial for the role.