Commercial Mortgage Underwriting Manager

Lead and Build a High-Performing Commercial Mortgage Underwriting TeamShape credit strategy, drive decisions, and help launch a high-impact division.A well-established and award-winning property finance lender is expanding into the Commercial Mortgage space — and we’re looking for a Commercial Mortgage Underwriting Manager to lead from the front.This is a rare opportunity to join a business known for its speed, service, and broker relationships — and to take ownership of building the commercial lending division from the ground up.Whether you\’re an experienced manager or a Senior Underwriter ready to step into leadership, this role offers autonomy, influence, and the chance to make a significant mark.About the BusinessOur client is a fast-growing, specialist property finance lender with a reputation for excellence across the bridging and buy-to-let markets. With strong funding lines and a dynamic leadership team, they’re now launching their Commercial Mortgage offering — and you’ll be instrumental in that journey.The Commercial Mortgage Underwriting Manager RoleYou’ll lead underwriting on complex commercial mortgage applications, manage relationships with brokers and solicitors, and shape the wider credit function. As the division grows, you’ll play a key role in mentoring underwriters and building a high-performance team.This is a front-foot leadership role — strategic, collaborative, and high-impact.Commercial Mortgage Underwriting Manager Key ResponsibilitiesUnderwrite commercial term mortgage loans from application to completionMake confident, high-value credit decisions within personal mandatePresent complex or high-risk cases to credit committeeAssess risk across various asset types (investment and owner-occupied)Collaborate with brokers, valuers, solicitors, and internal teamsDevelop and refine credit policy, lending appetite, and process improvementsManage and mentor a growing team of underwriters (team leadership experience preferred)Who We’re Looking ForExperience at a lender or bank offering commercial term mortgages (essential)Proven track record underwriting owner-occupied and investment property loansPersonal mandate (£500k–£1m+) or credit committee experienceStrong commercial acumen, risk assessment, and deal structuring skillsConfident communicator and decisive problem solverExperience managing an underwriting team is preferred — but we will also consider a high-performing Senior Underwriter ready to step up into managementWhat’s on OfferSalary DOE (c. £100k+)Office Based with a supportive, ambitious cultureClear route into a Head of Commercial Underwriting roleInfluence at strategic level — your voice will help shape a new divisionOpportunity to make your mark in a high-growth, well-funded businessWhy Apply?If you’re ready to step out of the shadows, frustrated with red tape, and hungry to build something meaningful — this is your opportunity. You’ll shape the credit strategy, lead a talented team, and be at the forefront of one of the UK’s most exciting commercial lending growth stories.