Chartered Financial Planner / Wealth Manager

Job Title:Chartered Financial Planner / Wealth ManagerLocation:Sleaford, Lincolnshire (Initially office-based, hybrid option after full induction)About the RoleMoney Minder Financial Services (UK) Ltd is an independently owned Chartered Financial Planning Firm and Investors in People accredited business with over 26 years of trusted client relationships. We are seeking a highly capable Chartered Financial Planner (or near-Chartered) to join us as part of a carefully structured succession plan.This is a rare opportunity to inherit, nurture and develop a significant portfolio of long-standing clients, many of whom have entrusted their lifetime savings to Money Minder over many years.You will deliver exceptional retirement, pension, investment, and financial planning advice while contributing to the ongoing growth and evolution of our highly trusted and innovative business.Our clients are primarily aged 60+, living in Lincolnshire and surrounding areas. Many have trusted Money Minder with their retirement planning for decades. As such, the ability to build long-term, empathetic relationships with traditional, rural-based British clients is essential.Why Join Money Minder?Succession opportunity with a substantial client bank to inherit and build upon.Independently owned — not part of any consolidator groupEducational advice philosophy — no sales quotas or cold-callingFully established word-of-mouth referral network and retirement planning workshop leadsFull paraplanning, administration, compliance, educational tools and AI-powered support systemsIn-house AI technology supports advice delivery, reviews, compliance and suitability checkingDirect mentoring from our Founder & Managing Director, Ray Black MSc FPFSProtected client-first culture prioritising long-term relationshipsClear leadership and personal development pathwayWhat We’re Looking ForEssential:Chartered Financial Planner status (or very close to achieving within 12-24 months)Must have recent or current experience in UK-regulated financial adviceConfidence working with clients aged 60+ in traditional and rural community settingsIdeally based in, or willing to relocate to, Lincolnshire or nearby regionsHigh ethical standards, strong emotional intelligence, and outstanding client rapportSignificant client relationship management experience across pensions, investments, retirement planning, IHT & Estate Planning, and cashflow modellingCommercially aware with proven ability to retain and develop client relationships (not transactional sales-focused)Open to hybrid Human/AI advice delivery supported by online educational contentCommitted to long-term career growth within a stable, values-led firmDesirable:Good knowledge of Public Sector Pension SchemesExperience creating client education content (written, video, seminar or webinar)Compensation & BenefitsHighly competitive basic salary (guideline: £60,000 – £80,000 for the ideal candidate)Annual bonus / salary growth linked to business performance and funds under management growthEmployer pension contributions, death in service benefits, group income protectionFull support infrastructure — paraplanning, administration, compliance, AI tools and educational platformsDirect mentoring and long-term succession leadership developmentThe StandardThis is a highly selective and important appointment, reflecting the trust our clients place in Money Minder and the significance of this succession pathway. We are seeking a values-led adviser who combines technical excellence, emotional intelligence, and a long-term commitment to both our clients and the future direction of the firm. For the right candidate, this represents a rare opportunity to inherit an exceptional client base, contribute to the ongoing evolution of Money Minder, and build a highly rewarding long-term career.Lifestyle & Location FitThis role suits a values-led adviser who appreciates the balance and quality of life offered in Lincolnshire and surrounding areas. Whether you’re looking to step away from high-pressure city life, raise a family in a more rural setting, or commit long-term to a local community, this opportunity supports both your professional and personal aspirations.How to ApplyTo apply, please:Submit your CV and answer the qualifying questions within the application process.Then, send a short email (100–150 words) to careers@money-minder.com, explaining:Why you\’re interested in joining Money MinderHow your experience aligns with our client-first succession opportunityApplications that do not include a followup email may not be progressed.Initial applications will be reviewed by Directors. Shortlisted candidates will complete additional values and competency screening prior to interview.Strictly no agencies.