At a Glance
- Tasks: Lead balance sheet initiatives to enhance capital efficiency and liquidity positioning.
- Company: Join a leading financial institution focused on performance and growth.
- Benefits: Competitive salary, professional development, and opportunities for career advancement.
- Other info: Dynamic role with cross-functional collaboration and industry engagement opportunities.
- Why this job: Make a real impact in financial resource management and shape strategic decisions.
- Qualifications: Bachelor's degree and extensive experience in financial resource management required.
The predicted salary is between 80000 - 100000 £ per year.
Where strategy meets execution: capital, liquidity, and Basel expertise that accelerates performance and growth. As a Financial Resource Management Lead within Trade & Working Capital (TWC), you will lead balance sheet enhancement initiatives to improve capital efficiency, liquidity positioning, and liability structure across the Global Trade & Working Capital portfolio.
Job Responsibilities
- Set the capital, liquidity, and liability agenda for Trade & Working Capital; deliver initiatives that lift risk adjusted returns and balance sheet efficiency in line with firm targets.
- Run balance sheet forecasting and planning, producing multi year asset, liability, capital, and liquidity projections with scenario analysis to guide strategic planning and budgets.
- Oversee funding and credit cost performance through partnership with Treasury on FTP/LP, track funding spreads and market pricing, and work with Risk/Finance on provisioning and understanding expected credit loss outcomes.
- Provide capital and liquidity impact assessments for distribution activities and ensure structures align with portfolio and resource objectives.
- Build performance dashboards and KPIs to manage returns, capital usage, liquidity ratios, and funding costs; identify trends and drive targeted actions.
- Lead cross functional forums with Treasury, Finance, Risk, Product, and Sales; present recommendations to senior leadership on capital deployment and balance sheet choices.
- Act as internal/external SME on Basel interpretation for trade products; engage with trade associations and regulators to deliver business specific industry feedback.
Required qualifications, skills and capabilities
- Bachelor's degree required or equivalent industry experience.
- Extensive experience in financial resource management, treasury, capital planning, or balance sheet management in banking.
- Deep knowledge of regulatory capital and liquidity (Basel III/IV, RWA, LCR, NSFR) and return metrics.
- Strong understanding of trade and working capital products (SCF, receivables, documentary trade, lending).
- Advanced modelling, forecasting, and analytics; familiarity with FTP, stress testing, and provisioning methodologies.
- Proven cross functional leadership and senior stakeholder influence; excellent written and verbal communication.
Preferred qualifications, skills and capabilities
- Advanced degree (MBA, MSF) or credential (CFA, FRM).
- Experience in global portfolio, business management, or treasury roles within banking settings.
- Liability and balance sheet structuring expertise in trade finance or commercial lending.
- Funding cost/FTP proficiency; awareness of deposit dynamics and wholesale markets.
- Multi year balance sheet modelling with regulatory and macro scenarios.
- Industry engagement (e.g., ICC, BAFT, IIF) and contribution to regulatory consultations.
- Track record leading complex change with strong governance and controls; multi region experience.
Strategic Balance Sheet Leader - Capital & Liquidity employer: Job Search Place Limited
As a Strategic Balance Sheet Leader in our dynamic Trade & Working Capital team, you will thrive in a collaborative environment that champions innovation and strategic thinking. Our commitment to employee growth is evident through tailored development programmes and opportunities to engage with senior leadership, ensuring your contributions directly impact our global portfolio. Located in a vibrant financial hub, we offer competitive benefits and a culture that values diversity, making us an exceptional employer for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Strategic Balance Sheet Leader - Capital & Liquidity
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and banking sectors. Attend industry events or webinars where you can meet potential employers and showcase your expertise in capital and liquidity management.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of Basel regulations and financial resource management. Be ready to discuss how you've improved balance sheet efficiency in past roles, as this will resonate with hiring managers looking for a Strategic Balance Sheet Leader.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your advanced modelling and forecasting work to interviews. This will demonstrate your ability to handle complex financial scenarios and make data-driven decisions that align with firm targets.
✨Tip Number 4
Don't forget to apply through our website! We want to see your application and help you land that dream job. Plus, it’s a great way to stay updated on new opportunities tailored to your skills in trade and working capital.
We think you need these skills to ace Strategic Balance Sheet Leader - Capital & Liquidity
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Strategic Balance Sheet Leader role. Highlight your expertise in capital efficiency, liquidity positioning, and any relevant regulatory knowledge to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about financial resource management and how your background makes you the perfect fit for our team. Don’t forget to mention specific initiatives you've led that relate to balance sheet enhancement.
Showcase Your Analytical Skills:Since this role involves advanced modelling and forecasting, be sure to include examples of your analytical prowess. Whether it's through past projects or specific tools you've used, we want to see how you can contribute to our balance sheet strategies.
Apply Through Our Website:We encourage you to apply directly through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values.
How to prepare for a job interview at Job Search Place Limited
✨Know Your Numbers
Make sure you’re well-versed in key financial metrics and concepts related to capital efficiency and liquidity. Brush up on Basel III/IV regulations and be ready to discuss how they impact balance sheet management. This will show your depth of knowledge and readiness for the role.
✨Showcase Your Leadership Skills
Prepare examples that highlight your experience in cross-functional leadership and stakeholder influence. Think about times when you’ve successfully led initiatives or influenced decisions at a senior level. This will demonstrate your capability to drive change and manage complex projects.
✨Be Ready for Scenario Analysis
Expect questions that require you to think critically about balance sheet forecasting and planning. Practice articulating how you would approach multi-year projections and scenario analyses, as this is crucial for strategic planning in the role.
✨Engage with Industry Knowledge
Stay updated on current trends in trade finance and working capital products. Be prepared to discuss your insights on market dynamics and regulatory changes. This will not only show your passion for the industry but also your ability to engage with external stakeholders effectively.
