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For Companies At a Glance
- Tasks: Evaluate loan applications and ensure compliance with financial regulations.
- Company: Join a highly regarded Digital Retail Bank serving high-net-worth clients.
- Benefits: Competitive salary of 45-60K and opportunities for professional growth.
- Why this job: Be a key player in the lending process, making impactful decisions every day.
- Qualifications: Experience in mortgage underwriting and strong understanding of financial services required.
- Other info: Must possess excellent negotiation skills and attention to detail.
The predicted salary is between 36000 - 60000 £ per year.
SALARY 45-60K
The Client
Our client is a highly regarded Digital Retail Bank for HNW clients.
The Role
Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.
The Mortgage Underwriter will have a strong understanding of financial services with the ability and confidence to negotiate effectively with various stakeholders.
The Mortgage Underwriter will review and analyse all mortgage applications to best determine eligibility for loan approvals.
The Mortgage Underwriter will confidently conduct quantitative analysis in assessing all applicants’ creditworthiness and financials stability.
The Mortgage Underwriter will perform analysis identifying any potential issues that could potentially affect loan repayments, while negotiating with banks and other financial institutions to best negotiate loans.
The Mortgage Underwriter will keep up to date thorough records of all underwriting decisions and communicate findings precisely and clearly to all relevant parties, ensuring compliance with all regulatory requirements and internal policies throughout the underwriting process.
The Candidate
Mortgage Underwriting experience – essential!
Solid understanding of financial services, including mortgage products and market trends.
Retail banking experience.
Strong mathematical skills for analysing financial data and performing calculations.
Excellent negotiation skills to facilitate discussions with banks and HNW clients effectively.
Proficiency in risk analysis techniques to evaluate potential lending risks.
Ability to work independently as well as part of a team, demonstrating strong organisational skills.
Attention to detail is essential for ensuring accuracy in documentation and compliance checks.
JJ SEARCH LIMITED | Mortgage Underwriter , Lending , Retail Bank employer: JJ SEARCH LIMITED
Contact Detail:
JJ SEARCH LIMITED Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land JJ SEARCH LIMITED | Mortgage Underwriter , Lending , Retail Bank
✨Tip Number 1
Make sure to highlight your Mortgage Underwriting experience in any conversations you have. This role is all about evaluating loan applications, so demonstrating your past successes and how you've navigated complex cases will set you apart.
✨Tip Number 2
Brush up on your knowledge of current mortgage products and market trends. Being able to discuss these topics confidently will show that you're not just experienced, but also proactive and informed about the industry.
✨Tip Number 3
Prepare for potential negotiation scenarios. Think about past experiences where you successfully negotiated terms with banks or clients, and be ready to share those stories. Strong negotiation skills are crucial for this role.
✨Tip Number 4
Familiarize yourself with risk analysis techniques. Being able to discuss how you assess lending risks and what methods you use will demonstrate your analytical skills and attention to detail, which are essential for a Mortgage Underwriter.
We think you need these skills to ace JJ SEARCH LIMITED | Mortgage Underwriter , Lending , Retail Bank
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasize your previous experience in mortgage underwriting and retail banking. Clearly outline your responsibilities and achievements in these roles to demonstrate your expertise.
Showcase Analytical Skills: Detail your mathematical skills and experience with quantitative analysis. Provide examples of how you've assessed creditworthiness and financial stability in past roles.
Demonstrate Negotiation Abilities: Include specific instances where you successfully negotiated with banks or clients. Highlight your ability to communicate effectively and facilitate discussions, as this is crucial for the role.
Attention to Detail: Emphasize your meticulous nature when it comes to documentation and compliance checks. Mention any systems or processes you have implemented to ensure accuracy in your work.
How to prepare for a job interview at JJ SEARCH LIMITED
✨Showcase Your Mortgage Underwriting Experience
Make sure to highlight your previous experience in mortgage underwriting during the interview. Be prepared to discuss specific cases where you successfully evaluated loan applications and ensured compliance with financial regulations.
✨Demonstrate Your Financial Services Knowledge
Familiarize yourself with current mortgage products and market trends. During the interview, confidently share your insights on how these factors influence lending decisions and risk assessment.
✨Highlight Your Analytical Skills
Prepare to discuss your quantitative analysis skills. Provide examples of how you've assessed creditworthiness and financial stability in past roles, showcasing your strong mathematical abilities.
✨Emphasize Negotiation Skills
Since negotiation is key in this role, be ready to share experiences where you effectively negotiated with banks or high-net-worth clients. Highlight your ability to facilitate discussions and reach favorable outcomes.
