At a Glance
- Tasks: Conduct credit assessments and monitor portfolio exposures in a dynamic energy trading environment.
- Company: Join JERA Global Markets, a leading utility-backed energy trader with a global presence.
- Benefits: Competitive salary, diverse work culture, and opportunities for professional growth.
- Other info: Be part of a diverse team committed to equality and inclusion.
- Why this job: Make an impact in the energy sector while developing your analytical skills.
- Qualifications: Experience in finance or energy trading, strong analytical skills, and effective communication.
The predicted salary is between 56700 - 69300 £ per year.
The JERA Global Markets Group (JERAGM) is a leading utility-backed energy trader. A joint venture between majority shareholder JERA Co., Inc. and EDF Trading Ltd, JERAGM’s shareholders are among the world’s major utilities. JERAGM operates one of the most exciting energy portfolios in the world which gives it an in-depth understanding of the way local, regional and international energy markets behave. Its in-depth knowledge and market insights enable us to capture trading opportunities, optimise portfolios, create value and enhance security of supply for our customers.
Headquartered in Singapore, JERAGM has a global talent pool of about 400 people across offices located in five strategic locations: Singapore, the UK (London), Japan (Tokyo), the US (Houston) and Australia (Brisbane). JERA Global Markets Pte. Ltd. is strongly capitalised with over US$500 million in paid up capital and has retained its AA-Stable rating from R&I, attributable to a robust business model and solid financial base. JERAGM has a total equity of US$3.4 billion (as of 1 April 2025).
The Credit function is responsible for managing counterparty credit risk across a global energy trading portfolio but focused on EMEA and the Americas. The team assesses a diverse range of counterparties and transactions, from major listed utilities and global trading companies to privately owned businesses, special-purpose vehicles and structured energy projects. Based in JERAGM’s London office, the Credit Analyst will report to the Credit Risk Manager and work closely with Credit Analysts, Quantitative Credit Analysts and teams across Trading, Legal, Compliance, Treasury, Market Risk and IT. The role is responsible for delivering robust credit assessments, monitoring portfolio exposures and supporting commercially balanced credit risk decisions.
Key Responsibilities
- Conduct timely and thorough credit assessments of new and existing counterparties, identifying key risks, recommending internal credit ratings and limits, and proposing appropriate credit structures and contractual protections.
- Evaluate the credit exposure arising from new and existing transactions, working with Quantitative Credit Analysts to incorporate current exposure, potential future exposure and other relevant risk measures into credit recommendations.
- Negotiate credit terms, financial covenants and credit support provisions in commodity trading agreements, in collaboration with Legal, Trading and Origination teams.
- Monitor daily counterparty and portfolio credit exposures, investigate limit utilisation or breaches, and recommend appropriate risk mitigation actions to ensure trading activity remains within approved parameters.
- Analyse relevant sectors, regions and energy market developments to identify emerging credit risks, assess their potential impact on counterparties and the portfolio, and provide clear updates to Credit Management and Credit Committees.
- Support the onboarding and periodic review of counterparties ensuring accurate, complete and timely credit information is maintained in the relevant systems.
- Prepare accurate and insightful credit risk reporting, including key risk indicators, portfolio analysis, stress testing and scenario analysis, to support management oversight and informed decision-making.
- Participate in credit risk processes improvements and data integrity to ensure accurate output, operational efficiency, and control implementation.
Qualifications
- Experience within commodity or energy trading firms or bank.
- Demonstrated financial and credit analysis capability, including the ability to interpret financial statements, assess qualitative and quantitative risk factors, and form a clear, evidence-based view of counterparty creditworthiness, and provide clear credit recommendation.
- Ability to deliver accurate work within changing deadlines, prioritising competing requests, working autonomously when required and collaborating effectively with colleagues across Credit, Trading, Legal, Risk and other support functions.
- Ability to communicate complex credit matters clearly in English, both verbally and in writing, and to adapt recommendations for technical and non-technical stakeholders. This includes summarising key risks, supporting conclusions with relevant analysis and presenting a clear course of action.
- A degree, relevant professional qualification or equivalent practical experience in finance, economics, business, mathematics or a related discipline is required.
- Experience using credit risk, trading or financial analysis systems, such as CubeLogic, Allegro, Endur, EKA, S&P Capital IQ, LSEG Workspace or Power BI.
- Experience using data, automation or AI-enabled tools, such as Python, VBA or comparable technologies, to analyse information, improve processes or increase operational efficiency.
This role offers an excellent opportunity to further develop skills and responsibility within a growing and successful commodity trading business. JERA Global Markets is committed to promoting equality, diversity, and inclusion in the workplace. We are an equal opportunities employer and value the diversity of our workforce.
Credit Risk Analyst employer: JERA Global Markets
JERA Global Markets is an exceptional employer, offering a dynamic work environment in the heart of London, where innovation meets opportunity. With a strong commitment to employee growth, we provide access to cutting-edge tools and resources, fostering a culture of collaboration and inclusivity. Join us to be part of a leading energy trading firm that values your contributions and supports your professional development in a thriving global market.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like JERA Global Markets. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to JERA Global Markets.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on JERA Global Markets's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at JERA Global Markets
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with JERA Global Markets.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at JERA Global Markets will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former JERA Global Markets employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
