Settlement Specialist

As a flagship global business under JD Group, JD International & Joybuy operates as a leading cross-border e-commerce and global supply chain ecosystem. We are committed to building a trusted, intelligent, and efficient global retail network, empowering global merchants and consumers via digitalized logistics, standardized financial governance, and innovative business models. Rooted in integrity, collaboration and long-term value creation, our culture embraces professionalism, ownership, cross-border teamwork and continuous iteration to support rapid global business expansion.

About the Role

This role focuses on end-to-end financial billing, transaction settlement, and accounting operations for JD International’s cross-border business entities. You will be responsible for high-volume transaction reconciliation, daily merchant/vendor settlements, month-end closing, and cross-departmental financial collaboration. The position plays a core part in ensuring standardized, accurate, and compliant financial operations for our overseas business, while actively driving billing process optimization and financial system automation.

Key Responsibilities

• End-to-End Transaction Settlement & Month-End Closing
  • Manage full-cycle daily billing and settlement operations covering B2C/B2B revenues, cross-border logistics fees, and merchant payouts.
  • Execute multi-dimensional data reconciliation among business systems, bank statements, and third-party payment gateways (PSPs).
  • Lead month-end and year-end closing activities for settlement modules; verify the compliance and authenticity of original financial documents, ensuring consistency between ledgers and actual business data.
• Financial Reporting & Variance Analysis
  • Prepare timely and accurate monthly billing reports, accounts receivable/payable (AR/AP) aging analysis, and financial statements for international business.
  • Conduct financial variance analysis on transaction fees and settlement discrepancies, interpret performance fluctuations, and output professional insights to support management decision-making.
• Process Optimization & System Digitalization
  • Identify pain points, bottlenecks, and inefficiencies in existing billing and settlement workflows, promoting automation, system iteration, and platform integration.
  • Optimize financial SOPs and internal control frameworks to improve the integration capability of global financial systems and elevate cross-border operational efficiency.
• Audit Coordination & Compliance Management
  • Coordinate fully with internal and external audit teams, providing complete supporting documents, settlement logs, and professional explanations during audit processes.
  • Support overseas tax compliance matters (e.g., VAT/GST reconciliation) and ensure all settlement activities fully comply with local legal, tax, and regulatory requirements.
• Risk Control & Fund Security
  • Continuously assess financial risks including inventory impairment, cross-border receivable defaults, PSP rolling reserves, and fund security.
  • Establish proactive risk early-warning mechanisms and closed-loop remediation processes to safeguard the company’s overseas assets and ensure steady business operations.
• Cross-Functional & Global Collaboration
  • Partner closely with overseas business units, operations, technical product teams, and local finance counterparts to support diversified settlement demands.
  • Deliver accounting/settlement policy training, provide professional financial consultation for innovative business models, and achieve deep alignment between financial standardization and global business development.

Qualifications

• Education & Certifications: Bachelor’s degree or above in Finance, Accounting, Economics, or related majors. An overseas academic background or professional accounting qualification (ACCA / CPA / CMA, etc.) is highly preferred.
• Industry Knowledge: Solid understanding of international accounting standards (IFRS/GAAP), overseas tax rules, and cross-border e-commerce/marketplace business models.
• Required Skills:
  • Proficient in full-set accounting, high-volume data reconciliation, and financial reporting for multinational entities.
  • Familiar with IFRS / local accounting regulations and cross-border financial compliance requirements.
  • Strong capability in financial data analysis, data sensitivity, and logical thinking; advanced skills in Excel (VLOOKUP, Pivot Tables, Power Query) and mainstream ERP systems (e.g., SAP, Oracle).
  • Rigorous attention to detail, strong problem-solving skills, and the ability to deliver high-quality work under tight deadlines.
  • Fluent in written and verbal English for daily global business communication and cross-border collaboration.
• Preferred Skills:
  • Prior working experience in cross-border e-commerce, international retail, clearing/settlement centers, or Fortune 500 multinational internet enterprises.
  • Familiar with European or American market accounting, tax rules (e.g., EU VAT reform), and local financial management practices.
  • Experience in automated billing system implementation, financial SOP building, or large-scale financial digitalization projects.
  • Ability to independently handle multi-entity financial settlements and coordinate cross-regional financial matters.
  • Fluency in an additional European language (e.g., German, French) is a strong plus.

Pay Range and Compensation Package

We offer a competitive salary package, performance bonuses, annual leave, commercial insurance, pension plans, and comprehensive welfare benefits. Competitive compensation will be provided based on the candidate’s professional experience, qualifications, and relevant background.

Equal Opportunity Statement

JD International is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive, respectful, and equitable working environment for all employees. All qualified applicants will receive consideration for employment without regard to race, nationality, gender, age, religion, or cultural background.