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- Tasks: Manage cash operations, reconciliations, and direct debit processing in a dynamic finance environment.
- Company: Prestigious financial services client based in the heart of London.
- Benefits: Competitive salary, bonus, hybrid work model, and professional development opportunities.
- Other info: Collaborative team culture with opportunities for continuous learning and growth.
- Why this job: Join a key operational role and make a real impact on financial processes and automation.
- Qualifications: Experience in financial operations and strong analytical skills are essential.
The predicted salary is between 50000 - 50000 £ per year.
City of London (Hybrid – 3 days in London, 2 days from home)
Circa £50,000 plus Bonus and Benefits
We are working on a key operational role with a prestigious Client where you will be responsible for cash posting and allocation, reconciliations, direct debit processing, and financial controls oversight. The successful candidate will work closely with Finance and Operations teams to ensure accurate transaction processing, robust reconciliations, strong governance, and high-quality financial and operational data across the lending platform.
The role is ideally suited to someone who has gained experience within lending, leasing, asset finance, or financial services operations, and who has a strong appetite to learn, improve processes, and contribute to automation initiatives.
Key Responsibilities- Cash Operations & Transaction Processing
- Post and allocate daily cash movements from bank statements into the lending platform.
- Investigate and resolve unallocated or misapplied cash items in a timely manner.
- Monitor and clear reconciliation breaks and residual balances.
- Work closely with Finance teams to ensure cash postings align with general ledger entries and reporting outputs.
- Support month-end activities through timely completion of postings and reconciliations.
- Direct Debit & Payment Processing
- Manage the end-to-end Direct Debit collection process, including preparation and submission of DD files.
- Monitor collections and investigate failed or rejected direct debits.
- Maintain accurate records of mandates and collection schedules.
- Prepare and process weekly payment runs, ensuring appropriate approvals and controls are maintained.
- Reconciliations & Financial Controls
- Perform and review bank, transactional, ledger, and loan balance reconciliations.
- Reconcile and investigate discrepancies across multiple funds and entities.
- Ensure consistency and integrity of data across lending systems, banking records, and reporting outputs.
- Maintain robust documentation and evidence supporting reconciliations and operational controls.
- Escalate discrepancies, control breaches, or operational issues where appropriate.
- Support audit requests relating to reconciliations, controls, and cash movements.
- Reporting & Data Oversight
- Support regulatory reporting requirements.
- Review financial and operational data for completeness and accuracy.
- Process Improvement & Automation
- Identify opportunities to improve operational processes, strengthen controls, and reduce manual intervention.
- Support automation initiatives using Excel, data analysis tools, and emerging technologies including AI-enabled solutions.
- Assist with implementation of operational process enhancements and system improvements.
- Maintain up-to-date process documentation and operational procedures.
- Qualifications & Experience
- Experience within financial operations, cash operations, loan administration, finance, or accounting in a lending, leasing, private credit, or financial services environment.
- Studying towards or part-qualified in ACA, ACCA, CIMA, or AAT desirable.
- Experience processing and reconciling high volumes of financial transactions.
- Strong understanding of bank reconciliations, cash allocations, and operational controls.
- Technical Skills
- Advanced Excel skills including pivot tables, lookups, reconciliation analysis, and handling large datasets.
- Experience using lending platforms, finance systems, or banking systems.
- Comfortable working with large volumes of operational and financial data.
- Interest in automation and technology-driven process improvement, including AI-enabled solutions.
- Core Competencies
- Excellent attention to detail and strong control mindset.
- Strong analytical and problem-solving skills with the ability to investigate discrepancies and identify root causes.
- Organised and able to manage multiple priorities and deadlines.
- Proactive, process-oriented, and committed to continuous improvement.
- Strong communication and stakeholder management skills.
- Collaborative team player with a willingness to learn and develop.
Please contact Adam Sommerville at James George Recruitment if you would like to discuss this opportunity in more detail.
Cash & Reconciliation Analyst in London employer: James George Recruitment Ltd
Contact Detail:
James George Recruitment Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Cash & Reconciliation Analyst in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and operations sectors. Let them know you're on the lookout for opportunities, and don't hesitate to ask for introductions or referrals. You never know who might have the inside scoop on a great role!
✨Tip Number 2
Prepare for those interviews by brushing up on your technical skills. Since this role involves cash operations and reconciliations, make sure you can confidently discuss your experience with bank reconciliations and financial controls. Practice common interview questions related to these areas to show you're the right fit.
✨Tip Number 3
Show off your problem-solving skills! Be ready to share examples of how you've tackled discrepancies or improved processes in previous roles. This will demonstrate your analytical mindset and commitment to continuous improvement, which are key for this position.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us. So, get your application in and let’s get the ball rolling on your next career move!
We think you need these skills to ace Cash & Reconciliation Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Cash & Reconciliation Analyst role. Highlight your experience in financial operations and any relevant skills, like advanced Excel knowledge or cash allocation expertise. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Don’t forget to mention your interest in process improvement and automation – we love that!
Showcase Your Analytical Skills: In your application, be sure to highlight your analytical and problem-solving skills. Give examples of how you've tackled discrepancies or improved processes in previous roles. We’re looking for someone who can dive deep into data and come up with solutions!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep everything organised and ensures your application gets the attention it deserves. Plus, it’s super easy!
How to prepare for a job interview at James George Recruitment Ltd
✨Know Your Numbers
As a Cash & Reconciliation Analyst, you'll be dealing with financial data daily. Brush up on your knowledge of bank reconciliations, cash allocations, and operational controls. Be ready to discuss specific examples from your past experience where you successfully managed these tasks.
✨Showcase Your Excel Skills
This role requires advanced Excel skills, so make sure you can demonstrate your proficiency. Prepare to talk about how you've used pivot tables, lookups, and reconciliation analysis in previous roles. If possible, bring along examples or scenarios where you improved processes using Excel.
✨Understand the Bigger Picture
Familiarise yourself with the lending and financial services landscape. Understand how cash operations fit into the overall business model. This will help you articulate how your role contributes to the company's success and show that you're not just focused on the numbers but also on the impact they have.
✨Be Ready for Process Improvement Discussions
The company is looking for someone who can identify opportunities for process improvement and automation. Think of examples where you've streamlined processes or implemented new technologies. Be prepared to discuss your ideas on how to enhance operational efficiency in this role.