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- Tasks: Analyse credit data and assess risk for asset finance deals.
- Company: Leading Asset Finance House with a strong reputation.
- Benefits: Great career development opportunities and a supportive team environment.
- Why this job: Make a significant impact in a reputable organisation while developing your skills.
- Qualifications: 3-5 years of credit experience and strong analytical skills required.
- Other info: Dynamic roles with potential for personal growth and professional advancement.
The predicted salary is between 36000 - 60000 £ per year.
We are recruiting for a leading Asset Finance House in their search for 2 additional Credit Underwriters. One of the roles involves analysing a high volume of lower value deals (£100k-£250k). The other vacancy is within their Middle ticket underwriting team, where the deals will be £250k to £5 Million in size.
Primary Responsibilities for both roles will involve:
- Analyse credit data and financial statements to assess risk in extending credit.
- Interpret and evaluate internal and external credit reference agency, broker, and market reports to determine risk levels.
- Conduct due diligence meetings with internal and external credit associations and business/customer representatives.
- Generate and evaluate financial ratios using internal credit tools to assess customers' financial status.
- Prepare risk reports with clear, concise, and rational recommendations for credit decisions.
- Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.
- Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-money laundering, and data protection.
- Review existing transactions periodically and prepare recommendations for the renewal of internal credit ratings/facilities.
- Ensure all transactions meet appropriate credit sanctions and limits, and that all documentation is properly executed.
Requirements:
- Minimum of 3-5 years of credit experience, ideally with a background in analysing and interpreting financial statements/data from various industries.
- Excellent analytical skills with a strong sense of commerciality and business focus.
- Good knowledge of the asset finance industry and various product offerings and funding facilities.
- Clear and efficient communication skills, both verbally and in writing, with peers and senior management.
These roles are perfect for credit professionals who are looking to make a significant impact within a reputable organisation. If you possess the required skills and experience, this could be the next step in your career.
Asset Finance Credit Underwriters in Twickenham employer: JAMES GEORGE RECRUITMENT LIMITED
Contact Detail:
JAMES GEORGE RECRUITMENT LIMITED Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Asset Finance Credit Underwriters in Twickenham
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance industry and let them know you're on the lookout for Credit Underwriter roles. You never know who might have the inside scoop on an opportunity!
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you've assessed risk in past roles, and have examples of financial statements you've interpreted. This will show you're the right fit for the job!
✨Tip Number 3
Don’t forget to showcase your communication skills! Practice explaining complex credit concepts in simple terms. This will help you stand out during interviews, especially when discussing your recommendations for credit decisions.
✨Tip Number 4
Apply through our website! We’ve got a great selection of roles that match your skills. Plus, it’s a straightforward way to get your application noticed by the right people in the industry.
We think you need these skills to ace Asset Finance Credit Underwriters in Twickenham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Credit Underwriter. Highlight your experience in analysing credit data and financial statements, as well as any relevant achievements that showcase your analytical skills.
Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this role. Use it to explain how your background aligns with the responsibilities listed in the job description, especially your experience with risk assessment and compliance.
Showcase Your Communication Skills: Since clear communication is key in this role, make sure your application reflects your ability to convey complex information simply. Use concise language and structure your documents well to demonstrate your writing skills.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. This way, we can easily track your application and ensure it gets the attention it deserves. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at JAMES GEORGE RECRUITMENT LIMITED
✨Know Your Numbers
Brush up on your financial analysis skills! Be prepared to discuss how you interpret credit data and financial statements. Practise explaining your thought process when assessing risk, as this will show your analytical prowess.
✨Understand the Industry
Familiarise yourself with the asset finance industry and its various product offerings. Knowing the latest trends and challenges can help you stand out. It shows that you're not just a number cruncher but also someone who understands the bigger picture.
✨Communicate Clearly
Since clear communication is key in these roles, practise articulating your thoughts concisely. Prepare to explain complex financial concepts in simple terms, as you'll need to convey your recommendations effectively to both peers and senior management.
✨Prepare for Due Diligence Questions
Expect questions about conducting due diligence meetings. Think of examples from your past experience where you successfully navigated these discussions. Highlight your ability to build relationships with internal and external stakeholders, as this is crucial for the role.
