Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse credit data, assess risk, and prepare recommendations for credit decisions.
- Company: Leading Asset Finance House in Greater London with a strong reputation.
- Benefits: Excellent salary package and opportunities for career development.
- Why this job: Make a significant impact in a reputable organisation and grow your career.
- Qualifications: 3-5 years of credit experience and strong analytical skills required.
- Other info: Dynamic team environment with great scope for professional growth.
The predicted salary is between 36000 - 60000 £ per year.
We are recruiting for a leading Asset Finance House in their search for a Middle Ticket Credit Underwriter, where the deals will be £500,000 to £5 Million in size. We are particularly keen to speak with individuals who have already held an underwriting authority of at least £1 Million.
Primary Responsibilities:
- Analyse credit data and financial statements to assess risk in extending credit.
- Interpret and evaluate internal and external credit reference agency, broker, and market reports to determine risk levels.
- Conduct due diligence meetings with internal and external credit associations and business/customer representatives.
- Generate and evaluate financial ratios using internal credit tools to assess customers' financial status.
- Prepare risk reports with clear, concise, and rational recommendations for credit decisions.
- Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.
- Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-money laundering, and data protection.
- Review existing transactions periodically and prepare recommendations for the renewal of internal credit ratings/facilities.
- Ensure all transactions meet appropriate credit sanctions and limits, and that all documentation is properly executed.
Requirements:
- Minimum of 3-5 years of credit experience, ideally with a background in analysing and interpreting financial statements/data from various industries.
- Excellent analytical skills with a strong sense of commerciality and business focus.
- Good knowledge of the asset finance industry and various product offerings and funding facilities.
- Clear and efficient communication skills, both verbally and in writing, with peers and senior management.
This role is perfect for credit professionals who are looking to make a significant impact within a reputable organisation. If you possess the required skills and experience, this could be the next step in your career. Please contact Adam Sommerville at James George Recruitment if you would like to discuss this opportunity further.
Asset Finance Credit Underwriter employer: JAMES GEORGE RECRUITMENT LIMITED
Contact Detail:
JAMES GEORGE RECRUITMENT LIMITED Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Asset Finance Credit Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset finance industry and let them know you're on the lookout for opportunities. You never know who might have a lead or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you've assessed risk in past roles, especially with deals in the £500,000 to £5 million range. Show them you mean business!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your career goals. Check out our website for openings that match your skills and experience. We want to help you find the right fit!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Mention something specific from your conversation to show your genuine interest in the role.
We think you need these skills to ace Asset Finance Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Asset Finance Credit Underwriter role. Highlight your relevant experience, especially any underwriting authority you've held, and showcase your analytical skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that relate to analysing credit data and preparing risk reports. Let us know what excites you about working with us at StudySmarter.
Showcase Your Analytical Skills: Since this role requires excellent analytical skills, make sure to include examples of how you've successfully assessed risk in previous positions. We love seeing concrete examples that demonstrate your ability to interpret financial statements and evaluate credit risks.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy to do!
How to prepare for a job interview at JAMES GEORGE RECRUITMENT LIMITED
✨Know Your Numbers
As an Asset Finance Credit Underwriter, you'll need to demonstrate your analytical skills. Brush up on financial ratios and be ready to discuss how you interpret credit data and financial statements. Prepare examples from your past experience where you've successfully assessed risk.
✨Understand the Industry
Familiarise yourself with the asset finance industry and its various product offerings. Research current trends and challenges in the market. This knowledge will not only impress your interviewers but also help you articulate how you can contribute to their success.
✨Prepare for Due Diligence Questions
Expect questions about conducting due diligence meetings. Think of scenarios where you've interacted with credit associations or business representatives. Be ready to explain your approach to evaluating risk and making recommendations based on your findings.
✨Communicate Clearly
Since clear communication is key in this role, practice articulating your thoughts concisely. Prepare to discuss complex credit decisions in a straightforward manner. This will showcase your ability to convey important information effectively to both peers and senior management.
