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- Tasks: Underwrite mortgage applications and ensure compliance with lending criteria.
- Company: Leading financial services firm with a focus on growth and teamwork.
- Benefits: Competitive salary, career development opportunities, and a supportive work environment.
- Other info: Exciting opportunity for career advancement in a thriving sector.
- Why this job: Join a dynamic team and make a real impact in the mortgage industry.
- Qualifications: Minimum 2 years of mortgage underwriting experience, preferably in BTL.
The predicted salary is between 40000 - 50000 £ per year.
Our client, a leading business in the Financial Services industry is seeking a BTL Mortgage Underwriter to join their growing team on a full-time, permanent basis. Due to an exciting period our client is looking for a BTL Mortgage Underwriter to join them on a full-time basis, working closely with the team to underwrite mortgage applications accurately and consistently, in line with lending criteria.
The successful candidate will have a minimum of 2 years’ experience as a Mortgage Underwriter, ideally with BTL experience although commercial and residential experience is also considered.
Key Responsibilities:- Underwrite mortgage applications to a high standard, ensuring lending criteria is adhered to alongside compliance requirements
- Interpret credit data, financial statements and supporting documents for both individual and LTD company applications
- Complete case types including standard properties, HMOs, Multi-unit properties and other niche cases
- Liaise effectively with Brokers and other departments within the business to ensure a high-level of service is maintained at all times
- Minimum of 2 years’ Mortgage Underwriting experience, ideally within BTL although commercial or residential will also be considered
- Proven ability to assess complex cases
- Good understanding of rules and regulations within the Mortgage market
- Experienced in underwriting more complex cases
Mortgage Underwriter employer: James Frank Associates
Contact Detail:
James Frank Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services industry, especially those who work in mortgage underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of lending criteria and compliance requirements. We recommend practising common interview questions related to mortgage underwriting to show you're the right fit for the role.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you and match your experience in BTL or other mortgage sectors.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind for hiring managers. It shows your enthusiasm for the role and reinforces your professionalism.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your relevant experience, especially any BTL or complex case underwriting you've done. We want to see how your skills match what we're looking for!
Showcase Your Experience: In your cover letter, don’t just list your qualifications; tell us about specific cases you've underwritten. Share examples that demonstrate your ability to interpret credit data and financial statements. This helps us see you in action!
Be Clear and Concise: When filling out your application, keep it clear and to the point. Use bullet points where possible to make it easy for us to read. We appreciate a well-structured application that gets straight to the good stuff!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy and ensures your application goes directly to us. Plus, we love seeing candidates who take that extra step!
How to prepare for a job interview at James Frank Associates
✨Know Your Stuff
Make sure you brush up on your knowledge of mortgage underwriting, especially BTL specifics. Familiarise yourself with the latest lending criteria and compliance requirements so you can confidently discuss them during the interview.
✨Showcase Your Experience
Prepare to talk about your previous underwriting experience in detail. Highlight specific cases you've worked on, especially complex ones, and how you navigated challenges. This will demonstrate your expertise and problem-solving skills.
✨Communication is Key
Since liaising with brokers and other departments is crucial, practice articulating your thoughts clearly. You might be asked how you handle communication in challenging situations, so have a few examples ready that showcase your interpersonal skills.
✨Ask Smart Questions
At the end of the interview, don’t forget to ask insightful questions about the company’s approach to underwriting or their team dynamics. This shows your genuine interest in the role and helps you assess if it’s the right fit for you.