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- Tasks: Lead credit strategy for lending products and analyse portfolio performance using Python and SQL.
- Company: Join a profitable UK fintech unicorn backed by Goldman Sachs and Balderton Capital.
- Benefits: Competitive salary up to £120k plus equity and a high-autonomy work environment.
- Other info: Collaborate with top professionals and influence strategic decisions in a low-bureaucracy culture.
- Why this job: Make a real impact in a fast-growing company expanding into new markets.
- Qualifications: 5+ years in credit risk or analytics with strong Python and SQL skills.
The predicted salary is between 100000 - 120000 £ per year.
Overview Credit Risk Manager role for a profitable UK fintech unicorn backed by Balderton Capital and Goldman Sachs. Lead credit strategy for lending products; own end-to-end decisioning for loans, credit cards, or car finance.
Location: London, UK. Salary: Up to £120k + Equity.
Responsibilities
- Define and refine credit strategies for lending products, determining who to lend to, at what price, and in what volume to optimize portfolio returns.
- Perform deep-dive analysis using Python and SQL to identify growth opportunities and assess portfolio performance against external economic conditions.
- Mentor and develop junior analysts while collaborating cross-functionally with Engineering and Product teams to implement automated, machine-learning-driven credit models.
Qualifications
- Approximately 5+ years of experience in credit risk or analytics at a data-driven consumer lender, with a strong track record of career progression.
- Exceptional technical proficiency with daily hands-on experience in Python and SQL; you prefer building tools and models over delegating data work.
- Quantitative academic background (STEM or similar) from a top-tier university with a strategic mindset capable of translating complex data into commercial results.
Company Description
Profitable UK Fintech Unicorn backed by Balderton Capital and Goldman Sachs. Location London, UK.
Why this role is remarkable
Join a profitable unicorn backed by Goldman Sachs and Balderton Capital, expanding into the US and Mexico markets. High-autonomy environment with a low-bureaucracy culture, collaborating with experienced professionals from top universities and leading fintechs. Influence the strategic direction of a company with market-leading customer satisfaction and a proven track record of scaling consumer finance products.
Credit Risk Manager ( + Equity) at Profitable UK Fintech Unicorn employer: Jack & Jill
Contact Detail:
Jack & Jill Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager ( + Equity) at Profitable UK Fintech Unicorn
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those who work at companies you admire. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Show off your skills! If you've got experience with Python and SQL, consider creating a mini-project or analysis that showcases your abilities. Share it on LinkedIn or during interviews to stand out from the crowd.
✨Tip Number 3
Prepare for the interview by diving deep into the company's credit strategy. Understand their products and think about how you can contribute to optimising portfolio returns. This shows you're genuinely interested and ready to hit the ground running.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Credit Risk Manager ( + Equity) at Profitable UK Fintech Unicorn
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Manager role. Highlight your experience in credit risk and analytics, especially any hands-on work with Python and SQL. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit. Don’t forget to mention your strategic mindset and experience in mentoring others.
Showcase Your Achievements: When detailing your past roles, focus on specific achievements rather than just responsibilities. Quantify your successes where possible – numbers speak volumes! We love seeing how you've made an impact in previous positions.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Jack & Jill
✨Know Your Numbers
Make sure you brush up on your credit risk metrics and financial analysis skills. Be ready to discuss how you've used Python and SQL in past roles to drive results. Prepare specific examples of how your analytical work has led to improved lending strategies or portfolio performance.
✨Showcase Your Strategic Mindset
This role requires a strategic approach to credit decisioning. Think about how you can translate complex data into actionable insights. During the interview, share instances where your strategic thinking has positively impacted business outcomes, especially in a fast-paced fintech environment.
✨Demonstrate Leadership Skills
As a Credit Risk Manager, mentoring junior analysts is key. Prepare to discuss your experience in developing talent and leading teams. Highlight any cross-functional collaborations you've been part of, especially with Engineering and Product teams, to show your ability to work in a team-oriented culture.
✨Understand the Company’s Vision
Research the fintech unicorn's mission and recent developments, especially their expansion plans. Be ready to articulate how your skills align with their goals and how you can contribute to their growth in new markets like the US and Mexico. This shows your genuine interest in the company and the role.