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- Tasks: Lead credit strategy and optimise lending using Python and SQL.
- Company: Join Lendable.co.uk, a VC-backed fintech unicorn with massive growth potential.
- Benefits: Competitive salary up to £120k plus equity and a high-autonomy work environment.
- Other info: Collaborate with a world-class team and enjoy excellent career growth opportunities.
- Why this job: Make a real impact in a profitable fintech backed by Goldman Sachs.
- Qualifications: 5+ years in credit risk, expert in Python and SQL, strong analytical skills.
The predicted salary is between 120000 - 120000 £ per year.
Salary: Up to £120k + Equity
Company Description: Lendable.co.uk - VC-backed fintech unicorn
Job Description: Lead credit strategy for a profitable unicorn backed by Goldman Sachs. You will own the end-to-end decisioning for consumer finance products, utilizing Python and SQL daily to optimize lending. This high-impact role blends hands-on data science with strategic leadership, driving growth across UK and US markets while mentoring a team of elite analysts.
Location: London, UK
Why this role is remarkable: Join a profitable fintech unicorn backed by heavyweights like Goldman Sachs and Balderton Capital, offering both stability and massive growth potential. High-autonomy environment where you own the strategy for core products like loans and credit cards, moving from data insight to implementation without bureaucracy. Work alongside a world-class team of alumni from Capital One and Zopa in a culture that prizes analytical rigor and rapid execution.
What you will do:
- Design and refine credit decisioning strategies to determine who to lend to, at what volume, and at what price.
- Conduct deep-dive data analysis using Python and SQL to build monitoring frameworks and forecast portfolio returns.
- Collaborate directly with engineering and product teams to deploy machine learning models and experimental lending strategies.
The ideal candidate:
- Has 5+ years of credit risk experience at a data-driven consumer lender, with a strong background in strategy and analytics.
- Expert-level proficiency in Python and SQL is essential, as this is a hands-on role requiring daily coding and model building.
- Possesses a top-tier quantitative degree and a proven track record of mentoring junior analysts while delivering commercial results.
Credit Risk Manager ( + Equity) at Lendable.co.uk employer: Jack & Jill/External Ats
Contact Detail:
Jack & Jill/External Ats Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager ( + Equity) at Lendable.co.uk
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those who work at Lendable or similar companies. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Show off your skills! If you’ve got a portfolio of projects using Python and SQL, make sure to highlight them. Share your insights on credit risk strategies or data analysis on platforms like LinkedIn to catch the eye of recruiters.
✨Tip Number 3
Prepare for the interview by diving deep into Lendable’s products and their market strategy. Be ready to discuss how you would approach credit decisioning and what innovative ideas you could bring to the table.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the Lendable team.
We think you need these skills to ace Credit Risk Manager ( + Equity) at Lendable.co.uk
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Credit Risk Manager. Highlight your experience with credit strategy, Python, and SQL, and don’t forget to mention any mentoring you've done. We want to see how you fit into our world!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about credit risk and how your background aligns with our mission at Lendable. Be genuine and let your personality come through – we love that!
Showcase Your Analytical Skills: Since this role is all about data, make sure to include specific examples of how you've used Python and SQL in your previous roles. We’re looking for those hands-on experiences that demonstrate your analytical prowess and strategic thinking.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at Lendable!
How to prepare for a job interview at Jack & Jill/External Ats
✨Know Your Numbers
Make sure you brush up on your Python and SQL skills before the interview. Be ready to discuss specific projects where you've used these tools to drive credit decisioning strategies. Having concrete examples will show that you can walk the talk.
✨Understand the Business
Familiarise yourself with Lendable.co.uk's business model and their position in the fintech space. Knowing how they operate and what makes them unique will help you tailor your answers and demonstrate your genuine interest in the role.
✨Showcase Your Leadership Skills
Since this role involves mentoring a team, be prepared to share your experiences in leading and developing analysts. Highlight specific instances where your guidance led to improved performance or innovative solutions.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving abilities. Think about past challenges you've encountered in credit risk management and how you approached them. This will showcase your analytical rigor and strategic thinking.