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- Tasks: Conduct credit analysis and financial modelling for exciting clients in TMT.
- Company: Join a leading firm shaping the future of credit risk management.
- Benefits: Competitive salary, career growth, and collaborative work environment.
- Why this job: Make a real impact while working with innovative companies and diverse teams.
- Qualifications: Strong credit skills, communication abilities, and experience in credit risk or finance.
- Other info: Dynamic role with opportunities to coach junior colleagues and engage with stakeholders.
The predicted salary is between 36000 - 60000 £ per year.
Join a team at the forefront of innovation, working with some of the most exciting clients in Technology, Media & Telecoms. As part of Wholesale Credit Risk EMEA, you’ll help shape the future of credit risk management for a diverse client base, including private equity-owned, corporate, and venture-backed companies. This role offers the opportunity to collaborate with business partners across the Commercial & Investment Bank and make a real impact. If you thrive in a fast-paced environment and want to grow your career, this is the place for you.
As a Wholesale Credit Risk EMEA Associate in the Technology, Media & Telecoms (TMT) team, you will work closely with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance to assess and manage credit risk for a broad range of clients within TMT. You will have the opportunity to support clients across Leveraged, Investment Grade, and Innovation Economy segments, including those backed by Venture Capital. We value your expertise and collaborative spirit as we drive impactful credit risk decisions together.
Responsibilities- Take responsibility for due diligence, credit analysis, and financial modelling of credit counterparties
- Drive the preparation of credit memos and make recommendations on structure, risk appetite, and grading
- Build financial models and challenge industry teams on modelling assumptions
- Devise appropriate downside scenarios and clearly articulate key modelling conclusions
- Work across a variety of products including loans, derivatives, trade, and treasury products
- Negotiate loan documentation, derivatives, and other facilities to help mitigate risks
- Understand risk management policies and interact with stakeholders, including regulators and auditors
- Manage ongoing credit risk portfolio, monitoring ratings, sector trends, and client performance
- Coach and support the development of junior colleagues
- Sound credit skills and judgment with a proactive approach to credit process and risk identification
- Demonstrate knowledge of transaction structures, loan documentation, and banking products
- Good interpersonal and communication skills, both written and verbal
- Ability to establish credibility and trust with key stakeholders
- Proven coaching and development ability towards junior colleagues
- Self-starting, result-driven, multi-tasking, and adaptable to change
- Prior experience in a Credit Risk department or leveraged finance underwriting
- Skills in cash flow modelling and financial analysis
- Knowledge of European languages in addition to English
- Experience working with Venture Capital-backed clients
- Familiarity with high yield loans, corporate style loans, and venture term loans
- Understanding of risk-reward mindset in dynamic environments
- Experience interacting with regulators and auditors
- Ability to challenge and support industry teams on modelling assumptions
- Experience in portfolio management and monitoring sector trends
Wholesale Credit Risk EMEA Associate - Technology, Media & Telecoms - London employer: J.P. Morgan
Contact Detail:
J.P. Morgan Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk EMEA Associate - Technology, Media & Telecoms - London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those working in Technology, Media & Telecoms. Use platforms like LinkedIn to connect and engage with professionals; you never know who might have a lead on your dream job.
✨Tip Number 2
Prepare for interviews by brushing up on your credit risk knowledge and financial modelling skills. Be ready to discuss real-world scenarios and how you would approach them. Practising with a friend or mentor can help you articulate your thoughts clearly.
✨Tip Number 3
Showcase your collaborative spirit! During interviews, highlight experiences where you've worked with diverse teams or stakeholders. This role is all about teamwork, so demonstrating your ability to build relationships will set you apart.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our brand.
We think you need these skills to ace Wholesale Credit Risk EMEA Associate - Technology, Media & Telecoms - London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Wholesale Credit Risk role. Highlight relevant experience in credit analysis, financial modelling, and any work with TMT clients. We want to see how your skills align with what we do!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk management and how you can contribute to our team. Be sure to mention any specific experiences that relate to the responsibilities listed in the job description.
Showcase Your Skills: In your application, don’t forget to showcase your sound credit skills and judgment. Provide examples of how you've proactively identified risks or improved processes in previous roles. We love seeing candidates who take initiative!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at J.P. Morgan
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your credit risk knowledge before the interview. Understand key concepts like due diligence, credit analysis, and financial modelling. Being able to discuss these topics confidently will show that you're serious about the role.
✨Showcase Your Interpersonal Skills
Since this role involves working closely with various stakeholders, it's crucial to demonstrate your communication skills. Prepare examples of how you've built trust and credibility in past roles, especially when dealing with clients or team members.
✨Prepare for Technical Questions
Expect questions related to transaction structures, loan documentation, and banking products. Brush up on your knowledge of high yield loans and venture term loans, as well as your ability to challenge modelling assumptions. This will help you stand out as a knowledgeable candidate.
✨Demonstrate Your Adaptability
The fast-paced environment of the Technology, Media & Telecoms sector requires adaptability. Be ready to share experiences where you've successfully managed multiple tasks or adapted to changes in a project. This will highlight your self-starting and result-driven nature.
