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For Companies At a Glance
- Tasks: Conduct credit analysis and support lending transactions for diverse Real Estate clients.
- Company: Join J.P. Morgan, a global leader in banking and investment services.
- Benefits: Gain valuable experience, work in a dynamic environment, and develop your skills.
- Why this job: Make a real impact by managing credit risk and driving innovation.
- Qualifications: Bachelor's degree in Business or Finance; some credit analysis experience preferred.
- Other info: Collaborative culture with opportunities for growth and continuous improvement.
The predicted salary is between 36000 - 60000 £ per year.
In this role, you will work with a diverse range of Real Estate corporate clients (leveraged, financial sponsored, and investment grade), Commercial Real Estate property and portfolio transactions, and Real Estate fund financings across APAC and EMEA. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your skills and judgement to solve real-world challenges that impact our company, customers, and communities, then this opportunity is for you.
As a Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst in Real Estate Credit Risk team, you will be playing a crucial role in helping drive credit risk management for a diverse portfolio of clients. You will leverage your analytical skills and industry knowledge to support credit recommendations, monitor a portfolio of dynamic clients, and contribute to innovation and efficiency improvements. You will work closely with industry, coverage, and product teams to support business needs, conduct credit analysis, and create credit approval documents. We value motivated, inquisitive professionals who thrive in collaborative environments and are passionate about making an impact.
Job responsibilities
- Conduct credit analysis and support deal teams in seeking approval for lending and trading-related transactions.
- Create written credit approval documents, including the spreading and presentation of historical financial statement information and related financial analysis.
- Develop a well-informed and forward-looking view of business, financial, and competitive risks for organizations and their sectors, and assess risk ratings.
- Take ownership of special projects and provide creative suggestions to enhance output.
- Help drive and support innovation and continuous efficiency improvements.
- Collaborate with coverage and product groups to support business needs.
- Communicate findings and recommendations effectively to stakeholders.
- Maintain high standards of accuracy and compliance in all credit risk activities.
Required qualifications, capabilities, and skills
- Bachelor's Degree in Business, Finance, or a related field.
- Some experience gained in a credit analysis role within comparable corporate, institutional and/or investment banking.
- Academic training in accounting principles, corporate finance, capital markets products, and macroeconomics.
- Strong analytical and financial assessment abilities.
- Outstanding verbal and written communication skills, with strong interpersonal skills.
- Exceptional work ethic and motivation to learn.
- Inquisitive personality with a passion for continuous improvement.
- Ability to work effectively in a team environment.
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word.
Preferred qualifications, capabilities, and skills
- Familiarity or previous working experience with Real Estate clients or lending structures.
- Previous experience with DCF modelling.
- Proven ability to drive process improvements.
- Experience working in multinational organizations.
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst employer: J.P. Morgan
Contact Detail:
J.P. Morgan Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst
✨Tip Number 1
Network like a pro! Reach out to professionals in the Real Estate and Credit Risk sectors on LinkedIn. Join relevant groups, attend webinars, and don’t be shy about asking for informational interviews. We all know that sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for those interviews by researching the company and its recent projects. Understand their approach to credit risk management and be ready to discuss how your skills can contribute to their goals. We want you to shine, so practice common interview questions and have your own questions ready!
✨Tip Number 3
Showcase your analytical skills! Bring examples of your previous work or projects where you’ve conducted credit analysis or financial assessments. We love seeing how you’ve tackled real-world challenges, so make sure to highlight your problem-solving abilities.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for motivated individuals who are eager to make an impact in the Credit Risk team. Let’s get you started on this exciting journey!
We think you need these skills to ace Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Wholesale Credit Risk role. Highlight your relevant experience in credit analysis and any specific skills that align with the job description. We want to see how you can bring value to our team!
Showcase Your Analytical Skills: Since this role involves a lot of credit analysis, be sure to include examples of your analytical work. Whether it's financial assessments or risk evaluations, we love seeing how you've tackled real-world challenges in your previous roles.
Communicate Clearly: Your written communication skills are crucial for this position. When crafting your application, ensure that your ideas are presented clearly and concisely. We appreciate straightforwardness and clarity, so make it easy for us to understand your qualifications.
Apply Through Our Website: We encourage you to submit your application through our website. It’s the best way for us to receive your details directly and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at J.P. Morgan
✨Know Your Numbers
Brush up on your financial analysis skills, especially around credit metrics and risk assessment. Be prepared to discuss how you would evaluate a client's financial health and the factors that influence their creditworthiness.
✨Showcase Your Analytical Skills
Prepare examples of past experiences where you've successfully conducted credit analysis or contributed to risk management. Highlight any specific tools or methodologies you used, such as DCF modelling, to demonstrate your analytical prowess.
✨Communicate Clearly
Practice articulating your thoughts clearly and concisely. Since you'll need to communicate findings to stakeholders, consider preparing a mock presentation of a credit approval document to showcase your written and verbal communication skills.
✨Be Inquisitive
Demonstrate your curiosity about the real estate sector and the broader economic landscape. Prepare insightful questions about the company's approach to credit risk management and how they anticipate emerging risks in the market.
