At a Glance
- Tasks: Shape the financial future by delivering insights and driving improvements in liquidity solutions.
- Company: Join J.P. Morgan, a global leader in banking and investment services.
- Benefits: Competitive salary, career growth opportunities, and a dynamic work environment.
- Other info: Opportunity to mentor junior team members and lead initiatives in a supportive team.
- Why this job: Make a measurable impact through your analytical skills and collaborate with talented colleagues.
- Qualifications: Bachelor's degree in finance or related field; strong analytical and Excel skills required.
The predicted salary is between 58500 - 71500 £ per year.
Join our Deposits & Liquidity Performance Analytics team, where you\'ll help shape the financial future of our Liquidity & Account Solutions business.
You\'ll collaborate with talented colleagues, influence key decisions, and make a measurable impact through your analytical expertise and proactive approach.
As an Associate in Deposits & Liquidity Performance Analytics, you support the Liquidity & Account Solutions business within Treasury Services.
You will deliver critical financial insights through forecasting, variance analysis, and executive reporting.
You\'ll partner with stakeholders across Finance, Product, and Treasury, translating complex data into clear recommendations.
Your work will drive improvements in forecasting, reporting, and controls, with opportunities to demonstrate leadership and grow your career.
- Job Responsibilities
- Lead balance sheet and revenue forecasting and analytics for Liquidity & Account Solutions, ensuring timely and accurate outputs.
- Support the end-to-end revenue and net interest income (NII) forecast, including model development, assumptions, and scenario analysis.
- Run scenario and sensitivity analyses on rates, yield curves, policy changes, balance movements, and client repricing; synthesize results and recommend actions.
- Prepare monthly P&L variance analysis, including variance bridges versus plan, forecast, and prior year; develop driver commentary and investigate key variances.
- Reconcile actuals to source systems and allocation methodologies, maintaining traceability and documentation; identify and address data or methodology gaps.
- Produce recurring executive-ready reporting, ensuring metric consistency, accuracy, and narrative enhancement as business conditions evolve.
- Coordinate inputs and messaging across Finance, Product, and Treasury partners; manage timelines, dependencies, and follow-ups with minimal oversight.
- Identify and lead initiatives to improve data quality and automation across forecasting, performance measurement, and reporting.
- Uphold strong control standards across reconciliations, allocations, and model governance; ensure documentation is complete and audit-ready.
- Serve as a go-to partner for day-to-day questions, communicating complex concepts clearly and escalating risks with proposed solutions.
- Demonstrate team-lead potential by mentoring junior team members, driving best practices, and leading small projects or workstreams as needed.
- Required Qualifications, Capabilities, and Skills
- Bachelor\'s degree with experience in finance, treasury, or wholesale transaction banking products.
- Strong analytical skills and advanced Excel proficiency, including experience with driver-based models and large datasets.
- Experience with business intelligence or analytics tools (e. g., Tableau, Alteryx) and ability to learn new tools quickly.
- Proven ability to manage multiple priorities under tight deadlines and work independently through ambiguity.
- Strong communication skills, with the ability to translate analysis into concise, executive-ready materials.
- Demonstrated leadership behaviors, such as leading workstreams, owning initiatives, process improvement, or mentoring.
- Preferred Qualifications, Capabilities, and Skills
- Experience with deposits or liquidity products.
- Track record of driving automation or process enhancements in financial analysis or reporting.
- Familiarity with model governance and audit requirements.
- Experience collaborating with cross-functional teams in a matrixed environment.
Morgan\'s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments.
Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries.
The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
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Payments Liquidity Business Manager employer: J.P. Morgan
As a leading global financial institution, we pride ourselves on fostering a dynamic and inclusive work environment that empowers our employees to excel. The Head of Markets Tax Operations role offers unparalleled opportunities for professional growth, collaboration across diverse teams, and the chance to drive innovation in tax operations while working in vibrant locations like Spain, Italy, and Hungary. Join us to be part of a culture that values excellence, embraces technology, and prioritises employee development, ensuring you can make a meaningful impact in your career.
StudySmarter Expert Advice🤫
We think this is how you could land Payments Liquidity Business Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like J.P. Morgan. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Payments Liquidity Business Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to J.P. Morgan.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on J.P. Morgan's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at J.P. Morgan
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with J.P. Morgan.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at J.P. Morgan will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former J.P. Morgan employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
