At a Glance
- Tasks: Lead the design and management of innovative liquidity solutions in a dynamic financial environment.
- Company: Join J.P. Morgan, a global leader in financial services with a focus on innovation.
- Benefits: Competitive salary, diverse workplace, and opportunities for professional growth.
- Other info: Be part of a diverse team that values inclusion and collaboration.
- Why this job: Make a real impact in the fast-paced world of finance and technology.
- Qualifications: Experience in product management and a strong understanding of banking and liquidity.
The predicted salary is between 100000 - 150000 £ per year.
J.P. Morgan Payments is among the world's largest, most trusted and innovative full-service providers in one of the most dynamic and rapidly transforming spaces in financial services. In addition to providing international cash management, liquidity, commercial card, FX, escrow solutions, merchant services and trade finance, we continue to invest in future-growth initiatives, such as blockchain, AI & ML, as well as form partnerships with rising fintechs to expand our client base and product offerings.
As a EMEA Head of Liquidity Product in the Liquidity & Account Solutions team, you will be responsible for the design, execution and management of Cash Concentration solutions. Your primary focus will be development, commercialization, execution, strategy and day to day management across the Cash Concentration product suite to ensure the business develops and maintains delivery of market viable, regulatory compliant, and risk controlled solutions.
Job Responsibilities
- Balance sheet, pricing and market penetration analysis.
- Understand market requirements and contribute to the product development strategy, working closely with the Global Cash Concentration team and other Liquidity Product Managers to provide innovative solutions globally.
- Drive the growth within the region and globally through management of client penetration targets.
- Produce and monitor daily and monthly reports of key performance indicators (KPI) to drive Product P&L revenue target and identify emerging balance and revenue trends.
- Execute 'Ready to Launch/Sell' plan for new products features and ensure execution of post-implementation activities to monitor product performance and clients' utilisation of product features.
- Ensure understanding and identification of the risk attributes and the client segments utilising these products.
- Work closely with functional partners in Risk, Legal and Compliance to ensure new regulations are fully understood and acted upon efficiently and in a timely manner.
- Ensure risks and impact by segment are fully understood and documented appropriately.
- Ensure strong controls are in place end-to-end, including all activities related to client on-boarding, operational processes, legal, compliance, accounting and tax.
- Ensure strong end-to-end product management control framework is maintained and updated in line with changes in legal and regulatory environment.
- Actively identify, manage and remediate any risk issue and develop action plans as necessary.
- Support and participate in client meetings to drive corporate segment growth.
- Lead the creation and delivery of training to functional partners on product mechanics, positioning and selling guidelines.
Required qualifications, skills and capabilities
- Proven product, operational or business management experience.
- Banking knowledge, including knowledge of the Payments business and Liquidity Management.
- Track record of strong partnerships with key stakeholders.
- Execution-oriented self-starter who takes initiative and is able to deliver in efficient and effective manner.
- Strong understanding of the regulatory and control environment.
- Strong verbal and written communications skills.
- Strong financial, analytical and strategic skills.
Preferred qualifications, skills and capabilities
- Exposure to regulatory environment and risk and remediation frameworks.
- Previous experience in Liquidity Solutions/Corporate Treasury.
- Proficient in Large Data, Alteryx and creating client facing presentations/materials.
- Experience in a client facing role & leading a team.
- Organizational and administration skills.
- Project management skills.
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Payments - Product Manager - Liquidity & Account Solutions - EMEA Head of Liquidity Product - Vice President/Executive Director - London employer: J.P. Morgan
As a leading global financial institution, we pride ourselves on fostering a dynamic and inclusive work environment that empowers our employees to excel. The Head of Markets Tax Operations role offers unparalleled opportunities for professional growth, collaboration across diverse teams, and the chance to drive innovation in tax operations while working in vibrant locations like Spain, Italy, and Hungary. Join us to be part of a culture that values excellence, embraces technology, and prioritises employee development, ensuring you can make a meaningful impact in your career.
StudySmarter Expert Advice🤫
We think this is how you could land Payments - Product Manager - Liquidity & Account Solutions - EMEA Head of Liquidity Product - Vice President/Executive Director - London
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Payments - Product Manager - Liquidity & Account Solutions - EMEA Head of Liquidity Product - Vice President/Executive Director - London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to J.P. Morgan.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on J.P. Morgan's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at J.P. Morgan
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with J.P. Morgan.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at J.P. Morgan will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former J.P. Morgan employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.