At a Glance
- Tasks: Lead the development of innovative credit card propositions and strategies for the UK market.
- Company: Join J.P. Morgan, a global leader in financial services with a start-up mentality.
- Benefits: Competitive salary, diverse culture, and opportunities for professional growth.
- Other info: Dynamic team environment focused on collaboration and innovation.
- Why this job: Make a real impact in revolutionising mobile banking and enhancing customer experiences.
- Qualifications: 5+ years in proposition management and strong knowledge of the UK credit card market.
The predicted salary is between 80000 - 100000 £ per year.
hackajob is collaborating with J.P. Morgan to connect them with exceptional professionals for this role. If you would like to know a bit more about this opportunity, or are considering applying, then please read the following job information.
We know that people want great value combined with an excellent experience from a bank they can trust, so we launched our digital bank, Chase UK, to revolutionise mobile banking with seamless journeys that our customers love. We're already trusted by millions in the US and we're quickly catching up in the UK - but how we do things here is a little different. We're building the bank of the future from scratch, channelling our start-up mentality every step of the way - meaning you'll have the opportunity to make a real impact.
As a Proposition Manager at JPMorgan Chase within the International Consumer Bank, you will be a part of a flat-structure organization. Your responsibilities are to deliver end-to-end cutting-edge solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and the best industry practices. You are expected to be involved in the design and architecture of the solutions while also focusing on the entire SDLC lifecycle stages.
Our Product team is at the heart of this venture, focused on getting smart ideas into the hands of our customers. We're looking for people who have a curious mindset, thrive in collaborative squads, and are passionate about new technology. By their nature, our people are also solution-oriented, commercially savvy and have a head for fintech. We work in tribes and squads that focus on specific products and projects - and depending on your strengths and interests, you'll have the opportunity to move between them.
While we're looking for professional skills, culture is just as important to us. We understand that everyone's unique - and that diversity of thought, experience and background is what makes a good team, great. By bringing people with different points of view together, we can represent everyone and truly reflect the communities we serve. This way, there's scope for you to make a huge difference - on us as a company, and on our clients and business partners around the world.
Key Responsibilities- Product Strategy & Roadmap: Define, prioritize and own the end-to-end Credit Card proposition backlog for the UK market. Translate customer needs, competitive landscape and financial objectives into a clear multi-year roadmap.
- Commercial & Financial Performance: Set pricing and promotional structures to achieve annual new-business and profitability targets. Collaborate with Finance, Credit and Commercial teams to model unit economics, track P&L impact and optimize margin.
- Risk & Compliance Management: Partner with Credit Risk and Legal to ensure propositions comply with UK unsecured-lending regulations. Monitor Customer Outcome Indicators and risk metrics to identify emerging issues and mitigate potential harms.
- Market & Customer Insights: Conduct primary and secondary market research, competitor benchmarking and ongoing customer feedback analysis. Use data-driven insights to identify new or iterate on existing features, messaging and channel strategies that improve customer satisfaction.
- Cross-Functional Leadership: Lead product-lifecycle activities including discovery, ideation, requirements definition and post-launch value management. Influence senior stakeholders through concise briefings, presentations and business cases.
- In-depth knowledge of unsecured-lending products and the UK credit-card market.
- Demonstrated expertise in risk management across credit, conduct and operational dimensions.
- Solid understanding of UK regulatory framework for unsecured lending (e.g., CONC, CCA).
- Analytical and strategic thinking: Ability to analyze data, interpret trends, and translate strategy into actionable plans and initiatives. Commercial acumen with a track record of developing and managing profitable propositions.
- Excellent verbal and written communication - able to simplify complex ideas for diverse audiences.
- Proven success leading product-life-cycle processes within a matrixed, multi-stakeholder environment.
- Exceptional influencing skills with senior leaders and governance forums.
- 5+ years in proposition management, commercial strategy or marketing of financial services products.
- Experience working in or alongside credit-risk and compliance functions.
Join us to help elevate our Credit Card offering - delivering innovative, customer-centric propositions that balance growth, profitability and responsible lending.
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share and control their financial data so they can make smart decisions with their money.
StudySmarter Expert Advice🤫
We think this is how you could land UK Propositions Lead - Credit Cards in Bristol
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like J.P. Morgan. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace UK Propositions Lead - Credit Cards in Bristol
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to J.P. Morgan.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on J.P. Morgan's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at J.P. Morgan
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with J.P. Morgan.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at J.P. Morgan will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former J.P. Morgan employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
