Senior Back End Engineer - Insurance | London, UK | Hybrid

Senior Back End Engineer – Insurance: New Ventures
Hybrid in London
We\’re looking for a Senior Back End Engineer to help build iwoca\’s new SME insurance venture from scratch. You\’ll design integrations with insurance partners, leverage rich customer data, and create seamless experiences that turn data into action.
The company
Imagine a world where every small business has the power to thrive. That\’s the world we\’re building at iwoca. Small businesses aren\’t just statistics – they\’re the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we\’ve revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that\’s fast, flexible, and actually works for modern businesses.
Our impact speaks for itself: we\’ve provided billions in funding to over 150,000 businesses across Europe, making us one of the continent\’s leading fintech innovators. But we\’re just getting started. Our mission? To empower one million businesses with the financial tools they deserve.
We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it\’s managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.
The team
iwoca is expanding beyond lending into new product lines – and SME insurance is the first step on this journey. We\’ve recently set up a dedicated Insurance Venture team to build and launch this proposition from the ground up. Operating as an autonomous unit and reporting directly to iwoca\’s CEO, the team is small, fast-moving, and focused on delivering impact.
You\’ll join a highly entrepreneurial environment and work closely with the Venture Lead, alongside specialists in data, marketing, and design – as well as with iwoca\’s wider tech and analytics teams when needed.
The role
We\’re looking for a self-starting Senior Back End Engineer to help design and build the technical foundation of our SME insurance business. This is a hands-on role focused on shipping early iterations fast while laying the groundwork for long-term scalability.
You\’ll be responsible for:

• Building robust and scalable services that power our insurance proposition end to end
• Designing and implementing integrations with third-party insurance APIs (brokers, MGAs, carriers) to generate and process high-intent leads
• Leveraging iwoca\’s sophisticated customer data models to pre-fill insurance journeys, intelligently route customer traffic, and improve conversion
• Collaborating closely with the Venture Lead, data scientists, and marketing to rapidly iterate and optimise based on early customer insights
• Helping define the technical architecture and infrastructure for the venture, in collaboration with iwoca\’s core engineering teams
• Contributing to code quality, documentation, and best practices from the outset

This is a unique opportunity to be part of a new business from day one, with the backing of an established fintech and the freedom to build things right.
Example projects you might work on in your first 6-12 months:

• Designing and building our lead routing infrastructure, connecting iwoca\’s customer data to multiple insurance partners via API to deliver high-quality, intent-rich leads
• Developing a modular integration layer to support connections with third-party insurers, with a focus on speed, resilience, and extensibility
• Operationalising customer data for insurance by surfacing relevant attributes (business type, risk profile, trading behaviour, etc.) to pre-fill journeys and improve partner matching
• Working with data analytics to score and prioritise leads, enabling more efficient routing and higher conversion rates
• Collaborating with marketing to test and iterate customer acquisition flows, including pricing experiments, channel-specific landing pages, and campaign tracking infrastructure
• Creating the backend for a dynamic insurance needs assessment tool that guides SMEs toward the right insurance products
• Building the foundation for longer-term capabilities, such as embedded quote journeys, policy management tooling, and real-time feedback loops with partners

The requirements
Essential:

• Experience in back end engineering, ideally with Python.
• Ability to manage projects end-to-end; understanding a business problem, designing and executing a solution, and communicating with stakeholders.

Bonus:

• An understanding of data analysis and statistics.
• A strong numerical or technical background, underpinned by a degree in maths, physics, computer science, engineering, or a related field.
• Experience with Django.
• Experience with relational databases (ideally PostgreSQL).

The salary
We expect to pay from £75,000 – £95,000 for this role. But, we\’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly salary and performance reviews.
The culture
At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services.
The offices
We put a lot of effort into making iwoca a brilliant place to work:

• Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.
• Events and clubs, like bingo, comedy nights, yoga classes, football, etc.

The benefits

• Flexible working.
• Medical insurance from Vitality, including discounted gym membership.
• A private GP service (separate from Vitality) for you, your partner, and your dependents.
• 25 days\’ holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
• A one-month, fully paid sabbatical after four years.
• Instant access to emotional and mental health support.
• 3% Pension contributions and share options.
• Generous parental leave and a nursery tax benefit scheme to help you save money.
• Cycle-to-work scheme and electric car scheme.
• Two company retreats a year, we\’ve been to France, Italy, Spain, and further afield.

And to make sure we all keep learning, we offer:

• A learning and development budget for everyone.
• Company-wide talks with internal and external speakers.
• Access to learning platforms like Treehouse.

Job ID 2d92c53f-bfc8-4fab-913d-3f306aa15a1b

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