At a Glance
- Tasks: Assess credit applications using data and tech to make fast, fair decisions.
- Company: Join iwoca, a dynamic fintech helping SMEs thrive with innovative finance solutions.
- Benefits: Enjoy flexible working, competitive salary, medical insurance, and generous holiday perks.
- Other info: Be part of a diverse team that values independent thinking and continuous learning.
- Why this job: Make a real impact on small businesses while growing your career in a supportive environment.
- Qualifications: Experience in credit analysis, strong German skills, and a curious mindset for AI tools.
The predicted salary is between 60000 - 80000 £ per year.
The company is dedicated to supporting small businesses by providing flexible and responsive finance solutions. With a mission to assist one million SMEs, the team is expanding to meet increasing customer demands.
The role involves assessing credit applications using experience, various data sources, and a tech platform to make fast, fair, and accurate decisions. Analysts will have autonomy in decision-making and will support colleagues on larger, complex decisions.
Requirements:
- Curiosity to use and learn about AI tools, with practical experience in solving problems and improving productivity.
- Experience in commercial loan underwriting, credit sanctioning, or credit analysis within the SME sector in Germany.
- Strong business acumen and understanding of risk and revenue drivers influencing creditworthiness.
- Strong German language skills, ideally at native level.
- Ability to interpret and analyse financial statements.
- Motivated and enthusiastic attitude in a fast-paced environment.
- Excellent communication skills for direct customer contact and cross-functional collaboration.
- Analytical mindset with a practical approach to problem-solving.
Work-life balance is important, offering flexible working arrangements in a hybrid role. The company values inclusivity and diversity, aiming to create a welcoming environment for all team members.
Salary: Expected between £60,000 - £80,000, with openness to salary goals during application.
Culture: Emphasises independent thinking, evidence-based decisions, and prioritises learning and growth.
Offices: Locations in London, Leeds, Berlin, and Frankfurt, with various community-led events.
Benefits:
- Flexible working hours.
- Medical insurance from Vitality, including discounted gym membership.
- Private GP service for you and dependents.
- 25 days’ holiday per year, plus additional leave options.
- One-month fully paid sabbatical after four years.
- Access to counselling and therapy sessions.
- 3% pension contributions on total earnings.
- Employee equity incentive scheme.
- Generous parental leave and nursery tax benefit scheme.
- Electric car and cycle to work schemes.
- Two company retreats a year.
- Learning and development budget for everyone.
- Access to learning platforms and company-wide talks.
Senior Credit Analyst - German speaking in London employer: Iwoca
At iwoca, we pride ourselves on being an exceptional employer that champions flexibility, inclusivity, and personal growth. Our vibrant work culture fosters independent thinking and innovation, while our commitment to employee well-being is reflected in our generous benefits package, including flexible working hours, comprehensive medical insurance, and a supportive environment for professional development. Join us in our mission to empower SMEs, and enjoy the unique advantages of working in our dynamic offices located in major cities like London, Leeds, Berlin, and Frankfurt.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst - German speaking in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current iwoca employees on LinkedIn. A personal introduction can make all the difference when it comes to landing that interview.
✨Tip Number 2
Prepare for the interview by researching iwoca's mission and values. Show us how your experience aligns with our goal of supporting SMEs. We love candidates who are genuinely passionate about helping businesses thrive!
✨Tip Number 3
Practice your German! Since this role requires strong language skills, brush up on your business vocabulary and be ready to demonstrate your fluency during the interview. Confidence in your language skills will impress us!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for motivated individuals who want to grow with us at iwoca.
We think you need these skills to ace Senior Credit Analyst - German speaking in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight your experience in commercial loan underwriting and credit analysis, especially within the SME sector in Germany. We want to see how your skills align with what we're looking for!
Show Off Your Curiosity:We love candidates who are curious about AI tools! In your application, mention any experience you have using AI to solve problems or improve productivity. This shows us you're ready to embrace the tech side of things at iwoca.
Be Clear About Your Salary Expectations:Don’t forget to include your salary goals in your application. We're open-minded and want to ensure we’re on the same page from the get-go. It’s all about transparency, right?
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Iwoca
✨Know Your Numbers
As a Senior Credit Analyst, you'll need to interpret and analyse financial statements. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Prepare examples of past experiences where you've successfully evaluated loan applications.
✨Showcase Your Curiosity
Demonstrate your eagerness to learn about AI tools and how they can enhance your work. Be prepared to share specific instances where you've used technology to solve problems or improve efficiency in your previous roles.
✨Communicate Clearly
Excellent communication skills are crucial for this role. Practice articulating your thoughts clearly and concisely, especially when discussing complex credit decisions. You might even want to role-play with a friend to simulate the interview environment.
✨Embrace the Fast-Paced Environment
The company thrives in a dynamic setting, so highlight your adaptability and enthusiasm for working in a rapidly changing environment. Share examples of how you've successfully navigated challenges in previous roles and how you maintain a positive attitude under pressure.
