Graduate Credit Analyst — Hybrid, Flexible Hours & Equity
Graduate Credit Analyst — Hybrid, Flexible Hours & Equity

Graduate Credit Analyst — Hybrid, Flexible Hours & Equity

Entry level 25000 - 32000 £ / year (est.) Home office (partial)
Iwoca

At a Glance

  • Tasks: Review credit data and assess risk for small businesses while making lending decisions.
  • Company: Join iwoca, a vibrant company focused on supporting small businesses.
  • Benefits: Enjoy flexible hours, medical insurance, and exciting team retreats.
  • Other info: Experience a hybrid work model with a supportive and dynamic culture.
  • Why this job: Make a real impact by helping small businesses thrive with your analytical skills.
  • Qualifications: Must be graduating from a UK university in 2026 with strong analytical abilities.

The predicted salary is between 25000 - 32000 £ per year.

iwoca is seeking a Graduate Credit Analyst based in Greater London. You will review credit data and financial statements to assess risk for small businesses, conduct due diligence, and make credible lending decisions. Strong analytical and communication skills are required, and you should be graduating from a UK university in 2026.

This hybrid role involves 3 days in the office per week and offers a vibrant work culture with numerous benefits including flexible hours, medical insurance, and team retreats.

Graduate Credit Analyst — Hybrid, Flexible Hours & Equity employer: Iwoca

iwoca is an excellent employer for aspiring professionals, offering a vibrant work culture that prioritises employee well-being and growth. With flexible hours, comprehensive medical insurance, and opportunities for team retreats, employees can thrive both personally and professionally in the dynamic environment of Greater London. The company fosters a supportive atmosphere where graduates can develop their analytical skills while making impactful lending decisions for small businesses.
Iwoca

Contact Detail:

Iwoca Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Graduate Credit Analyst — Hybrid, Flexible Hours & Equity

Tip Number 1

Network like a pro! Reach out to alumni from your university or professionals in the finance sector. A friendly chat can lead to valuable insights and even job referrals.

Tip Number 2

Prepare for interviews by practising common questions related to credit analysis. We recommend using mock interviews with friends or mentors to boost your confidence and refine your answers.

Tip Number 3

Showcase your analytical skills! Bring examples of projects or coursework where you’ve assessed data or made decisions based on financial information. This will help you stand out during interviews.

Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.

We think you need these skills to ace Graduate Credit Analyst — Hybrid, Flexible Hours & Equity

Analytical Skills
Communication Skills
Credit Data Analysis
Financial Statement Review
Risk Assessment
Due Diligence
Lending Decision Making
Attention to Detail

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Graduate Credit Analyst role. Highlight any relevant coursework or projects that showcase your analytical skills and understanding of financial data. We want to see how you can bring value to iwoca!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit analysis and how your background makes you a great fit for iwoca. Keep it engaging and personal – we love to see your personality come through!

Showcase Your Analytical Skills: In your application, be sure to highlight any experiences where you've used analytical skills. Whether it's through internships, projects, or even coursework, we want to know how you've tackled data and made decisions based on your findings.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details about the role and our vibrant work culture there!

How to prepare for a job interview at Iwoca

Know Your Numbers

As a Graduate Credit Analyst, you'll be dealing with financial statements and credit data. Brush up on your analytical skills and be prepared to discuss how you would assess risk for small businesses. Familiarise yourself with common financial ratios and metrics that are relevant to lending decisions.

Showcase Your Communication Skills

Strong communication is key in this role. Practice explaining complex financial concepts in simple terms. During the interview, be ready to demonstrate how you would communicate your findings to both colleagues and clients, as clarity can make or break a lending decision.

Research iwoca's Culture

Get to know iwoca’s vibrant work culture and values. Look into their approach to flexible working and team retreats. This will not only help you understand if you're a good fit but also allow you to ask insightful questions during the interview, showing your genuine interest in the company.

Prepare for Scenario Questions

Expect scenario-based questions where you might need to make lending decisions based on hypothetical situations. Think through how you would approach these scenarios, considering both the data and the potential impact on small businesses. Practising these types of questions can give you a real edge.

Graduate Credit Analyst — Hybrid, Flexible Hours & Equity
Iwoca

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