At a Glance
- Tasks: Define product strategy and design experiments for iwoca's lending products in Germany.
- Company: Join iwoca, a leading fintech company transforming small business finance.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Other info: Collaborative team environment with a focus on experimentation and customer feedback.
- Why this job: Make a real impact on how SMEs access finance with innovative product strategies.
- Qualifications: Strong analytical skills, experience in fintech, and familiarity with data tools like SQL and Python.
The predicted salary is between 50000 - 60000 £ per year.
Requirements
- Strong analytical and problem-solving skills, with the ability to break down ambiguous business problems and translate complex data into clear, actionable insights.
- Understanding of business models and key performance metrics such as unit economics and lifetime value, and the ability to link analysis to business outcomes and strategic decisions.
- Ability to structure and deliver analytical or strategic projects end-to-end, from gathering context to delivering high-quality work within agreed timelines.
- Excellent stakeholder communication skills, with the ability to present insights clearly and tailor messages to different audiences.
- An appreciation for experimentation – from designing A/B tests and RCTs to using AI tools to accelerate analysis and test ideas faster.
- (Desirable) Experience with credit, lending, or financial products, particularly in a fintech or B2B context.
- (Desirable) Experience with data tools such as SQL and Python, or BI platforms like Looker.
- (Desirable) Experience working in product-led or tech environments alongside product, engineering, or analytics teams.
What the job involves
- In this Product Strategy Analyst role, you’ll help define the product strategy for iwoca's German market – designing experiments, challenging the status quo, and turning your analysis into products that thousands of small and medium-sized enterprises rely on.
- The DE Lending Proposition Team owns iwoca's lending products in Germany – how iwoca prices and structures them, and in turn, how our customers experience them.
- The team designs and tests new product features, optimises credit terms, and improves the journeys small businesses go through when applying for and managing their finance.
- This autonomous unit brings together back-end and front-end developers, product managers, data scientists, and analysts.
- Day-to-day, the team works in short cycles, using experimentation and customer feedback to shape how small businesses access finance in Germany.
- As a Product Strategy Analyst, you'll sit at the intersection of strategy, analytics, and product development – with the autonomy to shape how iwoca's lending products evolve in Germany.
- Define and test strategies that enhance iwoca’s credit terms, including pricing, credit limits, and repayment terms.
- Identify market opportunities to introduce products or features, grounded in customer needs and business goals.
- Challenge existing processes and user journeys, using AI tools to surface potential improvements.
- Design and run experiments to test new product concepts, iterating based on customer feedback and performance data.
- Combine quantitative data and qualitative insights to identify friction and unlock growth opportunities.
- Build data pipelines that help the wider team to monitor product performance post-launch.
- Use AI tools to accelerate exploratory analysis and generate hypotheses faster.
- Drive alignment on product priorities across other teams such as Credit Risk, Operations, and Commercial teams to ensure seamless execution of product initiatives.
- Engage directly with our Customer Acquisition teams – Brokers, Sales, and Partners to tap into the latest feedback from both customers and intermediaries.
- Translate findings into strategic recommendations that shape the General Managers' long-term vision for iwoca DE.
Germany Lending Product Strategy Analyst employer: Iwoca
At iwoca, we pride ourselves on being an exceptional employer that fosters a dynamic and innovative work culture. As a Product Strategy Analyst in our German market team, you'll enjoy the autonomy to shape lending products that empower small and medium-sized enterprises, while benefiting from a collaborative environment that encourages experimentation and continuous learning. With opportunities for professional growth and a commitment to leveraging cutting-edge technology, iwoca is the ideal place for those seeking meaningful and rewarding employment in the fintech sector.
StudySmarter Expert Advice🤫
We think this is how you could land Germany Lending Product Strategy Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at iwoca or similar companies. A friendly chat can open doors and give you insights that might not be on the job description.
✨Tip Number 2
Show off your analytical skills! Prepare a few examples of how you've tackled complex problems in the past. Be ready to discuss how you turned data into actionable insights – it’s what they’re looking for!
✨Tip Number 3
Get familiar with their products! Dive into iwoca's lending offerings and think about how you could improve them. This will help you stand out during interviews and show that you're genuinely interested in the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the team!
We think you need these skills to ace Germany Lending Product Strategy Analyst
Some tips for your application 🫡
Show Off Your Analytical Skills:Make sure to highlight your strong analytical and problem-solving skills in your application. We want to see how you break down complex data and turn it into actionable insights, so don’t hold back on showcasing your experience with data tools like SQL or Python!
Tailor Your Message:When writing your application, think about who will be reading it. We love clear communication, so tailor your message to show how your insights can benefit different audiences. This is your chance to demonstrate your stakeholder communication skills!
Emphasise Experimentation:We appreciate a good experiment! If you have experience designing A/B tests or using AI tools, make sure to mention it. Show us how you’ve used experimentation to challenge the status quo and improve products in the past.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Iwoca
✨Know Your Numbers
Make sure you brush up on key performance metrics like unit economics and lifetime value. Be ready to discuss how these metrics can influence strategic decisions, as this role heavily relies on translating complex data into actionable insights.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess by discussing past projects where you structured and delivered end-to-end analyses. Use specific examples that highlight your problem-solving skills and how you tackled ambiguous business problems.
✨Communicate Clearly
Practice presenting your insights in a clear and concise manner. Tailor your messages to different audiences, as effective stakeholder communication is crucial for this role. Consider doing mock interviews with friends to refine your delivery.
✨Experimentation Mindset
Familiarise yourself with A/B testing and AI tools, as they are essential for this position. Be prepared to discuss how you've used experimentation in the past to drive product improvements or test new ideas, showcasing your appreciation for innovation.
