b Overview /b p In this role you’ll help shape the repeat loan experience at iwoca by re-architecting the flex-loan offer pipeline. You’ll own backend features end-to-end, from design to production, with opportunities to grow into full-stack work. You’ll work closely with product, design, and data teams to improve underwriting, pricing, and post-loan offers for repeat customers. This role combines strong technical scope with a clear impact on small business access to funds. You’ll operate in a collaborative, data-driven fintech environment that values learning and experimentation. /p b Pay / Benefits /b ul li Flexible working hours /li li Medical insurance from Vitality /li li 25 days holiday + birthday leave + sabbatical /li li Employee equity incentive /li li Company retreats /li li Pension contributions 3% /li /ul b Responsibilities /b ul li Re-architect the flex-loan repeat offer pipeline to determine eligibility, pricing, and loan amount /li li Own backend features end-to-end from design through to shipping and monitoring /li li Maintain and support core services behind repeat lending (lending_decision app, repeats pricing and offer-amount services, customer account pages) /li li Monitor production and troubleshoot issues as they arise /li li Collaborate with Product, Design, Data Science and Analytics to ensure technically sound and customer-friendly solutions /li li Contribute to frontend work in Pandora (React, TypeScript) over time to enable end-to-end ownership /li li Commit to clean, well-tested Python and participate in code reviews /li /ul b Key requirements /b ul li 1+ years of commercial engineering experience /li li Clear written and spoken communication /li li Comfortable writing clear, testable Python /li li Working knowledge of PostgreSQL /li li Interest in picking up frontend (React, TypeScript) over time /li li Experience with automated tests and code quality practices /li li Familiarity with AI tools in daily workflow (e.g., Cursor, Claude Code) /li /ul ul li Clear written and spoken communication /li li Customer-centric mindset /li li Curiosity about full stack and willingness to learn new areas /li li Python (testable, production-grade) /li li Relational databases (PostgreSQL) /li li React (TypeScript) – frontend curiosity /li /ul
Backend Engineer - Repeats employer: iwoca
At iwoca, we pride ourselves on being an exceptional employer that champions innovation and collaboration. Our vibrant work culture fosters growth and creativity, empowering employees to make impactful decisions that drive the success of small businesses. With a commitment to professional development and a focus on leveraging cutting-edge technology, we offer a unique opportunity for individuals to thrive in the dynamic fintech landscape of London.
