Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Join our team to design and build high-performance back-end services for flexible lending solutions.
- Company: iwoca, a tech-driven company supporting SMEs with innovative finance solutions.
- Benefits: Enjoy flexible hours, medical insurance, generous holiday, and a learning budget.
- Why this job: Make a real impact on businesses while growing your skills in a supportive environment.
- Qualifications: Proficient in Python, with experience in back-end engineering and API development.
- Other info: Collaborative culture with opportunities for career growth and exciting team events.
The predicted salary is between 65000 - 80000 £ per year.
Hybrid in London, UK
We are looking for a Back End Engineer to join our Decision Tech Product Team. This role is critical in allowing us to offer flexible loan options and provide a great product experience to hundreds of thousands of businesses. You will help design, build and maintain a set of orchestrated services that will serve our primary business needs and core product functionality as we scale.
The Company
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That’s why we built iwoca. Our smart technology, data science and five-star customer service ensure business owners can act with the speed, confidence and control they need, exactly when it’s needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.
The team
The team own and optimise the systems that generate loan offers for new customers - including pricing, credit limits, and other offer terms - and choose which offers to present to the customer. You will join a build team of five people consisting of data scientists, strategy analysts and software engineers, all aiming to improve our area of the funnel.
The role
As a Back End Engineer, you will:
- Exercise autonomy: Own projects end to end, from scoping and design to execution. Lead multi-engineer projects, coordinating with analysts, product managers, and other stakeholders.
- Drive impact: Enhance our offerings to meet the needs of repeat customers, improving their access to tailored lending solutions.
- Shape our systems: Design and maintain robust, flexible, and maintainable systems to ensure scalability and fast-paced development.
- Learn through iteration: Embrace a culture of experimentation, using trial and error to uncover insights, refine approaches, and grow your technical and strategic skills.
- Apply continuous deployment: Work iteratively, supported by high test coverage, and contribute to the team’s frequent deployment cycles (averaging more than once per day).
- Unlock data-driven decision-making: Use hypothesis testing and metrics such as issuance and profitability to iterate and optimise our approach.
The projects
- Optimise and deploy live decision models: Collaborate with data scientists to reduce the runtime of optimisation models, ensuring timely decisions and low-load times for customers.
- Redesign offer generation architecture: Evolve and consolidate our offer generation services, leveraging your expertise to refactor and simplify the existing architecture.
- Develop robust analytics infrastructure: Build and enhance data models and pipelines to ensure accurate and timely data collections.
Essential requirements:
- Proficiency in Python with a strong background in back-end engineering.
- Experience designing, building, and managing relational databases.
- Experience designing, building, and maintaining API endpoints.
- Strong communication skills, with the ability to translate business needs into clear, effective technical solutions.
Bonus:
- Experience with Django and PostgreSQL.
- Understanding of DevOps practices, including containerisation and CI/CD.
- A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience.
The salary
We expect to pay from £65,000 - £80,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application.
The culture
At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services.
The offices
We put a lot of effort into making iwoca a great place to work:
- Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.
- Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions.
The Benefits
- Flexible working hours.
- Medical insurance from Vitality, including discounted gym membership.
- A private GP service for you, your partner, and your dependents.
- 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
- A one-month, fully paid sabbatical after four years.
- Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
- 3% Pension contributions on total earnings.
- An employee equity incentive scheme.
- Generous parental leave and a nursery tax benefit scheme to help you save money.
- Electric car scheme and cycle to work scheme.
- Two company retreats a year.
And to make sure we all keep learning, we offer:
- A learning and development budget for everyone.
- Company-wide talks with internal and external speakers.
- Access to learning platforms like Treehouse.
Useful Links: iwoca benefits & policies. Interview welcome pack.
Back End Engineer - Decision Tech Product Team in Harrow on the Hill employer: iwoca Deutschland
Contact Detail:
iwoca Deutschland Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Back End Engineer - Decision Tech Product Team in Harrow on the Hill
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend meetups, and connect with current iwoca employees on LinkedIn. A friendly chat can sometimes lead to job opportunities that aren't even advertised.
✨Tip Number 2
Prepare for technical interviews by brushing up on your Python skills and understanding back-end systems. Practice coding challenges and system design questions to show off your expertise when it counts.
✨Tip Number 3
Show your passion for the role! During interviews, share your thoughts on how you can contribute to iwoca's mission of supporting SMEs. Discuss any relevant projects you've worked on that align with their goals.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining the iwoca team.
We think you need these skills to ace Back End Engineer - Decision Tech Product Team in Harrow on the Hill
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Back End Engineer role. Highlight your experience with Python, API development, and any relevant projects that showcase your skills in back-end engineering. We want to see how you can contribute to our Decision Tech Product Team!
Show Your Passion: Let us know why you're excited about working at iwoca! Share your thoughts on how our mission to support SMEs resonates with you. A bit of personality goes a long way in making your application stand out.
Be Clear and Concise: When writing your application, keep it straightforward and to the point. Use clear language to describe your experiences and achievements. We appreciate clarity, and it helps us understand your background better!
Apply Through Our Website: We encourage you to submit your application directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at iwoca Deutschland
✨Know Your Tech Stack
Make sure you’re well-versed in Python and any frameworks mentioned, like Django. Brush up on your knowledge of relational databases and API design, as these are crucial for the role. Being able to discuss your past projects and how you’ve used these technologies will show you’re a great fit.
✨Understand the Business
Familiarise yourself with iwoca’s mission and the challenges faced by SMEs. Knowing how your role as a Back End Engineer contributes to providing flexible loan options will help you articulate your value during the interview. It shows you’re not just a techie but also understand the bigger picture.
✨Prepare for Problem-Solving Questions
Expect to tackle some technical challenges or case studies during the interview. Practice explaining your thought process clearly and concisely. This will demonstrate your problem-solving skills and ability to work collaboratively with data scientists and analysts.
✨Show Your Passion for Learning
iwoca values a culture of growth and learning, so be ready to discuss how you keep your skills sharp. Share examples of how you’ve embraced new technologies or methodologies in the past. This will resonate well with the team and highlight your commitment to continuous improvement.
