At a Glance
- Tasks: Lead global credit strategy and oversee underwriting functions for a pioneering AI-powered firm.
- Company: Liquidity, the world’s leading AI-driven private credit firm with a global reach.
- Benefits: Competitive salary, leadership opportunities, and a chance to shape the future of credit.
- Other info: Opportunity to represent Liquidity at industry events and drive innovative credit solutions.
- Why this job: Join a dynamic team and make impactful decisions in a fast-paced financial environment.
- Qualifications: 15+ years in underwriting and strong leadership skills required.
The predicted salary is between 120000 - 150000 £ per year.
Liquidity is the world’s leading AI-powered private credit firm, pioneering a new standard in growth capital through a nexus of the sharpest minds in private credit and technology. With a global reach and regional expertise in every key market across North America, Europe, APAC and MENA, Liquidity supports visionary growth and mid‑market companies in 45+ sectors, deploying multi‑billion‑dollar capital with unmatched speed, precision and adaptability. Powered by breakthrough decision science technology that deploys growth capital faster than any firm in capital markets history, Liquidity clears the path for innovative companies to move further, faster and at scale. Built on trust, Liquidity is backed by leading financial institutions including MUFG Bank Ltd., Spark Capital and KeyBank.
About the role:
Liquidity is seeking a highly experienced Head of credit and risk to lead the firm’s global credit strategy, underwriting function, and risk governance. In this executive leadership role, you will be responsible for setting the company’s credit philosophy, underwriting standards, and risk appetite, while ensuring disciplined, scalable decision‑making across all lending activities. You will oversee the global underwriting organization, guide complex credit decisions, and play a central role in Credit Committee deliberations and portfolio oversight. Partnering closely with Origination, Legal, Risk, and Portfolio Management teams, you will ensure Liquidity continues to grow responsibly while maintaining strong credit performance and protecting investor capital. This role requires exceptional credit judgment, deep experience structuring complex credit transactions, and proven leadership in building high‑performing underwriting teams.
Responsibilities
- Lead and scale the underwriting function across a national loan portfolio
- Set and enforce credit policy, underwriting standards, and risk frameworks
- Provide senior‑level structuring guidance and downside risk analysis
- Oversee underwriting workflow, team development, and execution consistency
- Serve as a key voice in Credit Committee discussions
- Partner closely with originations, legal and risk teams.
- Set underwriting strategy, appetite, and guidelines for the company
- Lead, mentor, and develop the underwriting global team
- Oversee underwriting quality, referrals, and complex risk decisions; ensure consistency across territories and segments.
- Monitor portfolio performance (loss ratios, rate adequacy, hit ratios, retention, exposure and ETC); implement corrective actions when required.
- Lead risk assessments and develop tailored structuring and mitigation strategies to effectively manage elevated credit and operational risks, including distressed debt situations.
- Represent Liquidity at market meetings, conferences, and industry events; communicate appetite, capabilities, and differentiation.
- Champion process improvements, leveraging analytics, tools, and workflow automation for efficiency and control.
- Collaborate with Claims on trend insights and with Legal/Compliance on policy language, endorsements, and emerging risks.
Requirements
- 15+ years of underwriting experience. Private credit/ Banks/ Debt funds
- 10+ years of people leadership (managing managers or multi‑level teams) with demonstrated coaching and performance management.
- Strong analytical acumen with experience using underwriting and portfolio performance metrics to drive decisions.
- Excellent communication and relationship‑building skills with the ability to influence across functions and levels.
- Strong credit judgment across sponsor risk, budgets, lease‑up, take‑out analysis, and capital structure
- Ability to balance growth with disciplined risk management
Head of Credit & Risk employer: Israelvcforum
At Liquidity, we pride ourselves on being a forward-thinking employer that champions innovation and collaboration in the fast-paced world of private credit. Our dynamic work culture fosters professional growth through mentorship and leadership opportunities, while our commitment to cutting-edge technology ensures that our team is always at the forefront of industry advancements. Located in a vibrant market, we offer our employees the chance to make a meaningful impact while enjoying a supportive environment backed by leading financial institutions.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Credit & Risk
✨Tip Number 1
Network like a pro! Reach out to industry contacts and attend relevant events. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream role.
✨Tip Number 2
Prepare for interviews by researching the company inside out. Understand their credit philosophy and risk appetite. This way, we can show them how our experience aligns perfectly with their needs.
✨Tip Number 3
Practice your pitch! Be ready to articulate your vision for the underwriting function and how you’d lead the team. We want to demonstrate our leadership skills and strategic thinking right from the get-go.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who are proactive about joining our team.
We think you need these skills to ace Head of Credit & Risk
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the specific skills and experiences that match the Head of Credit & Risk role. Highlight your underwriting experience and leadership skills, as these are key for us at Liquidity.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about credit and risk management. Share examples of how you've successfully led teams and made impactful decisions in your previous roles.
Showcase Your Analytical Skills:Since this role requires strong analytical acumen, be sure to include any relevant metrics or achievements that demonstrate your ability to use data in decision-making. We love numbers that tell a story!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity at Liquidity!
How to prepare for a job interview at Israelvcforum
✨Know Your Numbers
As a candidate for the Head of Credit & Risk, you need to be well-versed in key metrics like loss ratios and hit ratios. Brush up on your analytical skills and be ready to discuss how you've used these metrics in past roles to drive decisions.
✨Showcase Leadership Experience
With over 10 years of people leadership required, prepare to share specific examples of how you've managed teams and developed talent. Highlight your coaching strategies and how you've fostered high-performing teams in previous positions.
✨Understand the Company’s Philosophy
Research Liquidity's credit philosophy and risk appetite thoroughly. Be prepared to discuss how your own approach aligns with theirs and how you can contribute to their growth while maintaining strong credit performance.
✨Prepare for Complex Scenarios
Expect to tackle complex credit decisions during the interview. Think through potential scenarios you might face in this role and how you would approach structuring deals or mitigating risks. This will demonstrate your readiness for the challenges ahead.
