At a Glance
- Tasks: Underwrite unique household and travel insurance risks while collaborating with a dynamic team.
- Company: Join a growing specialist insurer with a focus on niche markets.
- Benefits: Remote work, technical development opportunities, and a supportive team environment.
- Other info: Future hybrid working model with excellent career progression potential.
- Why this job: Gain diverse experience in underwriting and contribute to the growth of the business.
- Qualifications: Experience in underwriting household or travel insurance and strong risk assessment skills.
The predicted salary is between 35000 - 45000 £ per year.
Job Description
Personal Lines Underwriter - Household & Travel Manchester Area / Remote - Future Hybrid Working An exciting opportunity has become available for a Personal Lines Underwriter to join a growing and ambitious MGA.
This position would suit either an ambitious underwriter looking to take the next step in their career or an experienced underwriter seeking a fresh challenge within a dynamic and expanding business.
Working as part of a successful underwriting team, you'll focus primarily on underwriting non-standard household risks, including unusual property types, high-value homes and more complex cases.
The role also offers exposure to specialist travel insurance underwriting, providing a varied and interesting opportunity to broaden your technical expertise across multiple product lines.
The Role Underwrite a portfolio of non-standard household and specialist home insurance risks.
Assess new business and renewal cases, considering factors such as construction type, occupancy, location, claims history and security features.
Deliver sound underwriting decisions in line with underwriting authority, business appetite and regulatory requirements.
Liaise with brokers and internal stakeholders to negotiate terms, manage referrals and provide technical underwriting support.
Support the Travel Underwriting team with referrals, risk assessments and wider underwriting activities.
Contribute to portfolio reviews, underwriting strategy discussions and process improvement initiatives.
Requirements Previous underwriting experience within Household, Property, Personal Lines or Travel Insurance.
Strong technical underwriting and risk assessment capabilities.
Good understanding of policy cover, underwriting principles and risk selection.
Ability to build effective working relationships with brokers and colleagues.
Motivated, proactive and keen to develop within a growing specialist insurer.
Why Join?Opportunity to join a growing specialist insurer operating across a range of niche and non-standard insurance markets.
Exposure to a diverse portfolio including specialist household and travel insurance risks.
Broad underwriting role offering excellent technical development opportunities.
Supportive and collaborative team environment.
Genuine opportunity to contribute to the evolution and growth of the underwriting function.
Remote Working The role is currently fully remote however there are plans to establish an office presence in the Manchester area in the future, so applicants should ideally be based within a reasonable commuting distance should hybrid working become a requirement.
If you're looking for an underwriting role that offers variety, technical development and the opportunity to work across multiple specialist product lines, we'd be pleased to hear from you.
To learn more about the role and overall package, apply today or get in touch.
Email: Phone: 0121 392 9061 / 07967 701036TPBN1_UKTJ
Personal Lines Underwriter - Household & Travel in Manchester employer: IPS Group
Join a well-established independent firm of Chartered Accountants in Selby, where you will thrive in a supportive work culture that values professional growth and development. With a diverse client base, this role offers the chance to enhance your skills while enjoying competitive benefits and a collaborative environment that fosters teamwork and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Personal Lines Underwriter - Household & Travel in Manchester
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like IPS Group). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like IPS Group. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Personal Lines Underwriter - Household & Travel in Manchester
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at IPS Group.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at IPS Group. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at IPS Group
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at IPS Group to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at IPS Group, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding IPS Group's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
