At a Glance
- Tasks: Manage and assess credit risk for property-backed investments in a dynamic finance team.
- Company: Leading financial services firm based in the heart of London.
- Benefits: Hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Join a collaborative team and enhance your career in a thriving industry.
- Why this job: Make impactful decisions in real estate finance while developing your risk management skills.
- Qualifications: 4+ years in credit risk or financing with strong analytical and communication skills.
The predicted salary is between 60000 - 75000 € per year.
Our client are seeking a Real Estate Portfolio Risk Manager to support the assessment, monitoring, and reporting of credit exposure across a growing portfolio of property-backed investments. In this role, you will play a key part of the Real Estate Finance team to provide robust risk management ensuring that each transaction is accurately tracked, assessed, and issues escalated, and dealt with promptly. Your insights will be essential in helping the business manage its financing book, make well-informed decisions, identify potential red flags and proactively speaking with customers to obtain the outstanding documents and queries to resolve matters.
Key Responsibilities:
- Oversee the status of live financing transactions, providing real-time tracking and updates across multiple deals, ensuring all ongoing customer obligations are met.
- Assess and monitor credit and transaction risk post completion of transactions and conduct site visits as required.
- Prepare detailed risk reports highlighting key exposures, early warning indicators, watchlists, and action points.
- Ensure all required post-completion documentation e.g. buildings insurance, valuations, Conditions Subsequent (CPs), and leases tenancy agreements are actively tracked and kept up to date, and any other portfolio risk management activities as required.
- Monitor covenant compliance and ensure internal records are kept up to date.
- Present findings and risk assessments to internal stakeholders, including senior leadership.
- Co-ordinate financing extension requests as required.
- Maintain and improve risk monitoring tools, trackers, and reporting templates.
- Collaborate as part of the Real Estate finance team, with Credit Risk, and Executions teams, as well as external partners, to maintain continuity of knowledge of the customer and conditions associated with the transaction.
Required Skills & Experience:
- 4+ years of experience in credit risk, underwriting, or financing portfolio risk reporting within financing, fintech, or investment firms.
- Strong knowledge of credit risk principles, financial contract structures, and property - secured financing.
- Excellent reporting and analytical skills, particularly with Excel and risk frameworks.
- Proven ability to identify and escalate risk early, with a proactive approach to resolution.
- Strong communication and stakeholder management skills, including presenting to senior leadership.
- Candidates must also have the right to work in the UK. I’m afraid sponsorship isn’t offered for this position.
Due to the high volume of CVs that we receive, only successful candidates will be contacted. Thank you for your time and patience.
Portfolio Risk Manager in Edinburgh employer: IPOE Consulting
As a leading Financial Services firm located in the heart of the City of London, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and development. Our hybrid working model offers flexibility, while our commitment to robust risk management ensures that you will play a pivotal role in shaping the future of property-backed investments. Join us to be part of a collaborative team where your insights are valued, and your career can flourish in a thriving financial environment.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Risk Manager in Edinburgh
✨Tip Number 1
Network like a pro! Reach out to people in the real estate finance sector on LinkedIn or at industry events. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit risk principles and property-backed investments. We recommend practising common interview questions and having examples ready to showcase your experience.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds.
✨Tip Number 4
Apply through our website for the best chance of landing that Portfolio Risk Manager role. We’re always on the lookout for talent, and applying directly shows your enthusiasm for joining our team!
We think you need these skills to ace Portfolio Risk Manager in Edinburgh
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Portfolio Risk Manager role. Highlight your experience in credit risk and property-backed investments, and don’t forget to showcase your analytical skills. We want to see how you can bring value to our Real Estate Finance team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that relate to the key responsibilities listed in the job description. We love seeing genuine enthusiasm for the position!
Showcase Your Communication Skills:Since you'll be presenting findings to senior leadership, it's crucial to demonstrate your communication skills in your application. Use clear and concise language, and consider including examples of past presentations or reports you've created. We appreciate clarity and confidence!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and submit your materials!
How to prepare for a job interview at IPOE Consulting
✨Know Your Risk Management Basics
Make sure you brush up on your knowledge of credit risk principles and financial contract structures. Being able to discuss these topics confidently will show that you understand the core responsibilities of a Portfolio Risk Manager.
✨Prepare Real-World Examples
Think of specific instances from your past experience where you've successfully identified and escalated risks. Be ready to share these examples during the interview, as they demonstrate your proactive approach and problem-solving skills.
✨Master Your Reporting Skills
Since reporting is a key part of the role, practice explaining how you’ve prepared detailed risk reports in the past. Highlight your analytical skills, especially with Excel, and be prepared to discuss any risk frameworks you’ve used.
✨Engage with Stakeholders
Showcase your communication skills by preparing to discuss how you've presented findings to senior leadership or collaborated with different teams. This will illustrate your ability to manage stakeholder relationships effectively.
