At a Glance
- Tasks: Manage credit relationships and perform detailed underwriting for strategic customers.
- Company: JD Financial, a leader in financial services with a focus on customer relationships.
- Benefits: Competitive salary, career growth opportunities, and a dynamic work environment.
- Other info: Opportunity to travel and collaborate with various internal teams.
- Why this job: Join a team where you can make impactful decisions and build strong customer connections.
- Qualifications: Experience in credit underwriting and strong relationship-building skills required.
The predicted salary is between 41760 - 51040 £ per year.
Location: Johnston, IA
As a Credit Relationship Manager for JD Financial located in Johnston, IA, you will:
- Perform detailed credit underwriting of large, complex, strategic customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies.
- Build and maintain strong relationships with customers, dealers, merchants, and internal stakeholders including Sales and the Equipment Division/SABD.
- Spread and consolidate financial statements.
- Determine appropriate finance products and loan structure.
- Establish internal guidance levels (IGLs) and revolving credit limits.
- Present credit recommendations to higher credit authority/credit committee.
- Support Special Assets in collections/workouts.
- Provide leadership and mentorship within a geographic territory.
Skills You Need
- Strong credit underwriting experience.
- Demonstrated ability in advanced financial statement analysis including, but not limited to, balance sheets, income statements/tax returns, statement of cash flow, cash to accrual, etc.
- Strong relationship building experience.
- Account management experience.
- Negotiating and conflict resolution skills.
- Ability to travel up to 25% based on business needs.
What Makes You Stand Out
- Production ag background.
- Experience with the John Deere dealer network.
- Familiarity with CreditLens.
- Strong familiarity with the John Deere Financial Risk Rating system/guidance and credit policies.
- Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology.
- Experience collaborating with internal stakeholders such as sales, collections, etc.
- In depth knowledge of John Deere Financial product offerings.
Education
Ideally you will have a degree or equivalent related work experience in the following: Bachelor’s degree in Accounting, Finance, Business Management, or Agribusiness, or equivalent related work experience.
Credit Relationship Manager in Torpoint employer: Iowa State University Research Park
Iowa State University Research Park is an exceptional employer, offering a dynamic work environment in Torpoint, England, where innovation meets collaboration. Employees benefit from a strong focus on professional development, with ample opportunities for growth and advancement in the field of embedded security. The culture promotes teamwork and creativity, making it an ideal place for those looking to make a meaningful impact in their careers.
Contact Details:
Iowa State University Research Park Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Relationship Manager in Torpoint
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We think you need these skills to ace Credit Relationship Manager in Torpoint
Some tips for your application 🫡
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How to prepare for a job interview at Iowa State University Research Park
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